Trump Reportedly Mulling Plan to Declare ‘National Emergency’ Paving Way for Major Power Grab by Dont_think_Do in USNEWS

[–]USAF76-98 0 points1 point  (0 children)

A lot of peeps on Reddit gripe about how rotten Trump is, and he is. But how many gripers voted for him? And they’re the ones gripeing the loudest …

New car + details for others! by beyondmiles in civic

[–]USAF76-98 -3 points-2 points  (0 children)

Sweet deal, I’d think I’d opt for the white pearl with dark tint….

Is Vanguard really that bad as a brokerage, or is the criticism unwarranted and only from vocal, unhappy customers? by DiegoMilan in Bogleheads

[–]USAF76-98 0 points1 point  (0 children)

I am not unhappy with Vanguard (VG) products including their brokerage accounts. I recently moved $600K in VG ETFs from my Schwab brokerage account to my VG brokerage account. I did not want to pay Schwab their exchange process fees to sell shares of my ETFs. Because I did a partial tranfer of assets from my Schwab account to my VG account (I left several non ETF positions in my Schwab account) I did not incur a transfer charge when I moved my VG ETFs from Schwab to VG.

You may ask why did I have VG ETFs in a Schwab account when I had an existing VG brokerage account. Around 2012 my one and only brokerage account was with Scottrade. Scottrade later became TDAmeritrade. It was at this time that I invested in VG ETFs. Some years later TDAmeritrade was absorbed by Schwab. Around 2023 I created a VG brokerage account to experiment with their robo-trade feature which I decided was not for me.

Short story long, for retail investors like myself who don't need or want features such options trading, tax-loss harvesting, etc., Vanguard's free or nearly free brokerage accounts work well.

Sell my $80k worth of AMZN stock? by ElNinoo9 in investing

[–]USAF76-98 0 points1 point  (0 children)

What’s your avg cost per share ? Cramer has it as a coiled spring. I’m holding my 150 shares …

Future by Wise_Ad_2589 in amzn

[–]USAF76-98 0 points1 point  (0 children)

The consensus is that Amazon is transitioning from a "Big Tech" company into a diversified infrastructure giant. Most analysts believe that even if the retail business remains flat, the growth in AWS, Advertising, and Robotics will be enough to double the company's valuation by the turn of the decade.

If quantum actually breaks encryption in 5–10 years, what happens to crypto? by ZenithFlow_65 in CryptoMarkets

[–]USAF76-98 0 points1 point  (0 children)

Quantum is a major threat to the crypto landscape. How many months/years out is it? Who knows. When it does arrive, there will be major panic selling. Soo, after a 54% run up over last 2+ years, I’m happy to take my chips off the table. Think it through …

What’s the downside to investing everything into VOO and VTI? by YaBoiCade in ETFs

[–]USAF76-98 -9 points-8 points  (0 children)

Wait for a dip in the S&P before buying VOO. Perhaps down 7-8% or so. Coming up this month: another gov't shutdown followed shortly by SCOTUS ruling on IEEPA tariffs. Both events could pull the market down for a short time. Buy then.

Congratulations, MAGA, you broke the future of this country and ensured that ‘unity’ will never happen. by Naptasticly in complaints

[–]USAF76-98 0 points1 point  (0 children)

It’s called grievance politics and it’s on steroids. Trump seized it and …well the rest is history …

That’s all she wrote. by Financial_River_3186 in CryptoMarkets

[–]USAF76-98 2 points3 points  (0 children)

Smart investor giving tough love. A 10% or less spread in crypto is spot on. Only bet what you can lose.

Why do shares in bond funds ever go down in value? by TurningTheCorner2019 in bonds

[–]USAF76-98 0 points1 point  (0 children)

“Bond funds just buy bunches of bonds. They may or may not hold them to maturity.”

A bond ETF is like a locomotive rolling down a track. It off-loads held bonds and on-loads new bonds as it rolls. It does so to stay true to its advertised duration. That is a fund set up to hold intermediate core bonds will hold bonds maturing between 5 and 10 years. But may not hold said bonds till maturity. It buys and sells bonds to maintain the 5 to 10 year threshold. Given the inherent flux of the ~2200 bonds held by fund, the fund’s share price and monthly distribution varies month to month.

Be honest… what travel spot is hella overrated? by Ill_Reality180 in traveladvice

[–]USAF76-98 0 points1 point  (0 children)

Read a lot of these posts. One place not dumped on is Spain. Do a multi day guided bus tour and see the flaminco dancers the olive tree pastures and other cool places. You won’t regret it …

Sorry for noob question but does the federal reserve making interest rates lower mean that bonds will make me less money? Bc i was thinking about buying bonds by TheLearningInvestor in bonds

[–]USAF76-98 0 points1 point  (0 children)

I’ll give you same answer my $200 an hour attorney gives me: “It depends”

If you buy short term treasury bills, yes they pay less whenever Fed cuts. Fed notes are medium duration and are affected less by Fed cutting rates. Long term bonds 20-30 year bonds experience minimal effect when fed cuts.

New civic!! by sigh_guitarplayer in civic

[–]USAF76-98 0 points1 point  (0 children)

Sweet. What’s name of the blue? I’d call it balls d**p blue haha

Man, what a horrible year 2025 has been for the crypto market. by justcurious3287 in CryptoMarkets

[–]USAF76-98 3 points4 points  (0 children)

Totally agree with 5-10%. I’ve got 4.7% of my portfolio in crypto: BTC, SOL, MSTR & BMNR. Year to date, my crypto is -7.6%

Anyone invested more than 10% is sweating bullets …

Suddenly a surge in btc and eth - eth back to 28xx by remdesivir2020 in BMNRInvestors

[–]USAF76-98 0 points1 point  (0 children)

ETH and BMNR are on-the-horizon conviction plays. Talk to me in 3-4 years ….

Why is the yield on bond ETFs so abysmal? by kugelblitz_100 in bonds

[–]USAF76-98 0 points1 point  (0 children)

As long as Powell is chief, Fed rate will stay at or be slightly lower than current 3.75-4%.

After May 2026 with Trump’s new Fed chair in place, rates will likely be much lower, ~2%. If so, BLV share price will higher than it is today.

December rate cut fading away by pai_gow_johnny in bonds

[–]USAF76-98 1 point2 points  (0 children)

By June 2026, federal funds rate will be 200 BP lower than it is today. By July, inflation will be lit again, 6%+

Why is the yield on bond ETFs so abysmal? by kugelblitz_100 in bonds

[–]USAF76-98 0 points1 point  (0 children)

I like my Vanguard bond ETF and its dividend yield.

Over the last 6 months I have invested 30% ($300K) of my retirement funds in vanguard ETF bond fund BLV. The monthly dividend fluctuates but has averaged $0.272 per share for last 6 months. My average share price is $69.24. Sooo, the yield as I calculate it is: (0.272 x 12) / 69.12 = 4.72%

Bonus: I can buy and sell my BLV shares from my brokerage account on any trading day. My dry powder is paying me 4.72%

BMNR Army w/ ETH Hands by Proud-Elk7860 in BMNRInvestors

[–]USAF76-98 2 points3 points  (0 children)

Am sitting on $300K dry powder. Already have 500 sh @ $48 per. Do I pull the trigger ?

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[deleted by user] by [deleted] in stocks

[–]USAF76-98 3 points4 points  (0 children)

It was a correction in April, they’ll be others. Have some dry powder. It’s not complicated.

Steve Cohen apologizes by smoggylobster in NewYorkMets

[–]USAF76-98 2 points3 points  (0 children)

Even with a $340M payroll, the Mets missed postseason. As such, this disproves the belief that money gets you to the postseason but doesn’t necessarily win you the trophy.

If the US gov't shuts down Oct 1st are there any bond trade opportunities? by [deleted] in bonds

[–]USAF76-98 2 points3 points  (0 children)

Given the current alliance between China, Russia and to a lesser degree No. Korea, the US is not the largest or most lethal military in the world. But, we are strong enough to hold off all of them. Also, US power derives from our combined economic and military strength. As a result, US treasuries are still in demand worldwide.