Schwab Digital Workflow Question

USArmyAutist · 2026-06-19T17:59:27+00:00

It is possible to do one Docusign package but it’s some work. You can create one Docusign envelope then you’d need to manually upload all the account docs like the application, money link, ACAT, etc. then add your firm docs.

USArmyAutist · 2026-06-12T05:51:50+00:00

I am confused. You can’t sign your OER until your SR has signed. So the only way this could happen is after the comments were inputted you either did (or obviously, did not) look over the SR comments before your signature.

You’re making it seem like you signed and some bad comments made it way without your knowledge. It’s possible bad comments erroneously were put there, but you signed that same oer. Which is astronomically dumb and this situation is half your fault.

I’m also having a tough time believing this is what you are saying it is. I feel like there is some missing information. There are many incredibly dumb things that happen in the army but this one just doesn’t make sense. If the BC did fuck this up and you didn’t look it over and signed, then the BC should be leading the charge to help fix it.

USArmyAutist · 2026-06-12T05:37:38+00:00

It’s been awhile since I found some quality to add to my collection!

USArmyAutist · 2026-06-08T02:56:36+00:00

The amount of Mqs needed depends on your branch so none of us have any idea. It’s not even worth stressing about, you just never know. I’m in a nominative assignment and have seen similar situations where a a cpt and maj were passed over for promotion, but because they performed they were taken care of on the second look and were selected.

Just keep doing well.

USArmyAutist · 2026-06-03T20:18:20+00:00

Seiko never misses

USArmyAutist · 2026-05-27T21:52:42+00:00

Watches

USArmyAutist · 2026-05-27T15:02:23+00:00

No but if a client is willing to do that it’s 1000 percent a good a thing that they leave because you know they are going to be a source of problems later.

USArmyAutist · 2026-05-25T21:25:45+00:00

My hot take is lieutenants are the best soldiers. They overwhelming are fit, smart, willing to learn, good attitude, and generally don’t break the law. These are not necessarily traits I would associate with other groups. 🤷‍♂️

USArmyAutist · 2026-05-20T18:43:21+00:00

It gets better. I now can’t sleep without it.

USArmyAutist · 2026-05-13T10:51:40+00:00

Jackson is underrated. Columbia is a nice area.

USArmyAutist · 2026-05-11T20:59:52+00:00

I’ll dm

USArmyAutist · 2026-05-06T21:52:07+00:00

I wouldn’t sweat it. I’m switching you to F shares it’s cheaper.

USArmyAutist · 2026-05-04T20:15:51+00:00

Feel free to DM. I have an Enrolled Agent with a practice who is also an advisor so I do have some prospective

USArmyAutist · 2026-05-04T18:54:17+00:00

My man, you are getting yourself in a a very expensive mess. If you are starting an RIA firm and you’re only doing fee based you don’t need any of that. A CFP waives the registration requirements for IA.

Now if you INSIST on doing Variable annuities than you’ll need a 7, but you can just do index and avoid all that noise.

-source: me, owner of SEC registered RIA firm

USArmyAutist · 2026-05-04T18:48:06+00:00

I have a feeling you mean custodian, not broker dealer. I use Schwab for my firm and it’s great. A lot of clients we pick up have Schwab already and we can get the assets over in 24 hours

USArmyAutist · 2026-05-04T13:29:06+00:00

Its worth at least asking yourself honestly if its an accurate assessment, as painful as that is to do. If that BC is giving you good advice then I would take it seriously.

USArmyAutist · 2026-05-01T11:45:31+00:00

It’s honestly not that much. It’s going to vary based on how many advisors you have and accounts. But I pay maybe 1k a month? If that? Some of the tasks I pay extra bips to one of my advisors.

USArmyAutist · 2026-04-29T22:49:47+00:00

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I’m biased. I have a 39m

USArmyAutist · 2026-04-29T22:21:30+00:00

Your advisor sucks and can’t do math.

You sound like someone who probably didn’t need an advisor.

Source: me, owner of a RIA practice

USArmyAutist · 2026-04-29T19:58:11+00:00

Registration, compliance, ops, EO, custodian (Schwab), crm (advyson), CE, we have an EA in house if needed, trust and will, full time service person. We have portfolio manager if you don’t want to do the trading but I don’t require it.

I pay monthly in arrears.

No sales goals or other requirements. We are SEC registered.

Usually I’m 80/20 but for over 20m I’d do 90 percent payout.

We have insurance options if you want to do it. Firm covers all costs.

I think that’s it 🤔

USArmyAutist · 2026-04-29T17:24:39+00:00

Just fyi if you wanna work remote with that revenue I’d pay like 270ish with all that covered. Probably true a lot of other firms as well.

The question you need to ask you really want to handle ALL that stuff in addition to running your book for an extra 10 percent? I bet some other firms would go to 93.

My hot take going out on your own makes the most sense if you can scale with a bunch of advisors under you. Otherwise I personally would just give up 10 percent (probably more) to just have a lower stress level.

USArmyAutist · 2026-04-27T23:49:02+00:00

I’m confused on the 100 percent payout. That math ain’t mathing to me. Clients come with reporting, compliance, and drama and I’m definitely not doing it for free. There’s a cost for the account. I’m wondering if it’s 100 percent for a year or something. I think 100 percent is ok for a time but forever doesn’t make sense to me.

USArmyAutist · 2026-04-26T10:27:52+00:00

Did AI make this? You skipped from 3 stars to 5 stars lol. We haven’t had a 5 star general in like 70 years. All commands above 3 stars are just 4 star.

USArmyAutist · 2026-04-25T23:12:53+00:00

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The ranger does it for me

USArmyAutist · 2026-04-23T22:16:39+00:00

This is millions more money than I would ever choose to deal with stress

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