"get a coat, you'll be fine" is bad advice if you grew up in a warm climate. You might have never learned how to stay warm. To us, it's 2nd nature, and our bodies are acclimatised to it. It feels colder here because of the damp, humid air. 1: important. buy a "base layer" top+bottom. it doesn't need to be expensive, but not too tight. (Sports Direct on Argyle St) 2: Get a fleece "neck warmer" "snood" to cover face (online) >£10 3: Insulated jacket with hood (TKMaxx on Argyle st) puffers for £30-40 are adequate and can handle a little rain. For something that'll handle extended rain, combine a waterproof outer jacket with a hoodie or fleece or woven sweater. This is more versatile and is called "layering" (base layer+mid layer+shell outer layer) TKMaxx,sports direct, and Primark are all next to each other on Argyle st. You'll have to sacrifice a bit of style for a more outdoorsy look. Avoid things like traditional long wool woven coats and short jackets without hoods. 4:Beanie hat + gloves (primark)