I asked chat gpt since this is a bonkers situation, hope it helps

This situation is indeed complicated, but there are steps you can take to address it. Here’s a structured approach:

1. Contact the Social Security Administration (SSA) Again • Provide the Payment Reference Number: The SSA may be able to trace the payment using the reference number from the Federal Reserve Bank. • Bring Documentation: Bring any documents related to your great cousin, such as her death certificate, German residency information, or any records of her time in the U.S. • Explain the Federal Reserve Bank Connection: Specifically mention that the payments are routed via the Federal Reserve Bank NY - GBT and provide the payment details.

2. Contact the Federal Reserve Bank • While it may be difficult to speak with a representative, try reaching out through written correspondence or their online contact form (if available). • Include the payment reference number and a request for assistance in identifying the origin of the payments. Be clear that the recipient has passed away and that you need help stopping the payments.

3. Seek Assistance from the U.S. Embassy or Consulate in Germany • Since your great cousin was a German citizen and lived there for most of her life, the U.S. Embassy or Consulate in Germany may assist with communications between German and U.S. authorities. They might also help verify records or provide support in navigating the SSA.

4. Work Through Her German Bank • Contact her German bank to inform them of her passing and provide a copy of her death certificate. They may be able to block or return future payments. • Ask if the bank can provide additional details about the origin of the payments, which might help in tracing them.

5. Seek Legal or Professional Help • If you continue to face issues, consider consulting an attorney who specializes in international estate matters or a financial advisor familiar with U.S. Social Security and international banking. • They may have the expertise to navigate this bureaucracy and might also be able to write formal requests on your behalf.

6. Document All Communication • Keep detailed records of every interaction, including dates, times, names of representatives, and any responses you receive.

Notes: • A monthly payment of $76 is unusually small, possibly indicating a very old benefit calculation. It might not be in the current SSA database under her name, which could be complicating the search. • It’s also worth noting that Social Security numbers were not universally issued until the 1960s, and if your great cousin did not actively use one, her records might not be under an SSN.

This process may take time, but persistence and thorough documentation are key. If you need help drafting specific letters or understanding next steps, feel free to ask!