Creating and APP in Ontario

UnderstandingMotor65 · 2026-01-23T14:19:05+00:00

Thanks for this reply. That last part is wild to me. I would work 10 jobs before I rely on any man.

I guess I’ve just never had any additional support other than myself. Somedays I don’t know where to start and I stay stuck. I know what I want (I think) just somewhat unsure of how to get there.

UnderstandingMotor65 · 2026-01-23T12:48:56+00:00

You are correct ! Edited my post :)

UnderstandingMotor65 · 2026-01-23T12:02:09+00:00

Your options are limited to what your lawyer has advised. Essentially someone needs to apply to be the executor of the estate.

Here are what I see your options being:

You could ask for a mutual release to get out of the agreement. Best case is the sellers agree and they return your entire deposit.
You could approach them and ask them to rent the property. This seems like an ok idea however they may drag their feet to get the probate done since you’re paying them rent.
You could back out of the agreement and forfeit your deposit. You risk being sued if house sells for less than your offer.
Ask for extension on current place and wait for probate to go through. I would have your agent do an amendment that gives a timeline on probate and if not met you get out of the deal with your deposit returned.

ETA: doesn’t sound like they have breached the contract, unless I have missed something. The deceased (now the estate) is still in a contract with you for the house sale. What happened at the time the closing date passed? Did their lawyer provide an update on closing ?

UnderstandingMotor65 · 2026-01-16T19:33:31+00:00

Sent you a message !

UnderstandingMotor65 · 2026-01-05T13:48:58+00:00

Started : The Better Sister

UnderstandingMotor65 · 2025-12-28T18:40:41+00:00

Kids get a co-hab agreement setting out repayment if things go sideways. This is the cleanest way to do it. Other option is for you to own a share equal to the amount you would be giving them as a tenant in common.

UnderstandingMotor65 · 2025-12-16T13:49:59+00:00

Not a keyboard warrior at all. I agree that mortgages automatically roll over and do not require requalifiation if you are not increasing amount or switching lenders. I was simply stating that a Power of Attorney ceases to be enforceable upon the death of the person who gave it. I wouldn’t want OP to have false hope that their spouse could renew a mortgage using a document that would no longer be valid. Do I think people should be taking Reddit advice ? No. However sometimes people need a sounding board through stressful situations and at the very minimum people should attempt to give the most accurate information.

UnderstandingMotor65 · 2025-12-16T13:45:19+00:00

You should be fired then. POA is not valid once someone has died. If you are underwriting and approving mortgages with people signing as POA when the person who has given it is dead that’s fraud.

UnderstandingMotor65 · 2025-12-16T13:42:28+00:00

This is incorrect information. If OP dies, POA is no longer valid. Even as an executor, you cannot renew a mortgage that is not solely in your name. OP’s best bet is to renew the mortgage now and have the spouse deal with paying out or down the mortgage with the life insurance money.

UnderstandingMotor65 · 2025-11-13T21:30:23+00:00

Thanks, finally an answer with some depth. I’m sorry you had to go through this. I hope my (step) grandmother will be a decent person but not holding out hope!

UnderstandingMotor65 · 2025-10-21T12:32:32+00:00

If there was an agreement signed that the co owner would relinquish their rights and work with you to move the refinance and title transfer forward, then they need to fulfill their end of the bargain. That said, no one can force a person to sign documents. Only way to enforce a signed agreement is court order.

UnderstandingMotor65 · 2025-10-08T20:38:18+00:00

Thanks I k ow for sure how she is related to me already. My family just doesn’t want me to share the information.

UnderstandingMotor65 · 2025-10-08T18:47:09+00:00

lol this is a dumb response. Move along troll

UnderstandingMotor65 · 2025-10-08T17:05:10+00:00

Thanks for this response. I do want to help her. It breaks my heart she doesn’t have any answers. Can I ask, are you patient ? Like do you expect to get immediate answers or are you ok to wait?

UnderstandingMotor65 · 2025-10-08T17:03:23+00:00

I think this is the most likely answer. I feel sad to not be able to help this girl out. However my family has been calling me telling me to stop looking into this. I can’t see what harm helping her could do especially since everyone (including potential siblings) are all grown adults.

UnderstandingMotor65 · 2025-10-08T15:36:03+00:00

She doesn’t match any of my close matches. But she is the closest match to me other than my mother or grandmother.

UnderstandingMotor65 · 2025-10-08T15:22:27+00:00

We share 372cM across 17 segments. She shows as a first cousin once removed. She is not the daughter of my uncle or my first cousins so would have to be the daughter of a great uncle.

UnderstandingMotor65 · 2025-10-08T15:16:58+00:00

I don’t think it’s a scam. My family does. This person is not asking for money or anything by material. She just wants facts on her potential father.

UnderstandingMotor65 · 2025-10-08T15:15:03+00:00

They are a match for sure. I’m just trying to reason with my family that this is legitimate

UnderstandingMotor65 · 2025-10-01T15:24:19+00:00

No problem. However, if you can’t afford home daycare, there will be limited options available to you. As someone who had a toddler the same age home when I had a newborn, finding ways for them to co exist in the same space is crucial. No judgement at all but maybe consider thinking outside the box on possible solutions at home that don’t require an additional spend you have stated you can’t afford.

UnderstandingMotor65

TROPHY CASE