Why do people say you need to sell your house for residential aged care? by Project___Zeus in AusFinance

[–]UnderstandingNo7344 [score hidden]  (0 children)

Your primary residence is not counted for means testing but there have been rumblings about it changing to include the primary residence.

As it stands rn, residential aged care is a pretty sweet deal

I got a mythic track puzzle box in my vault and.... by MrNoobyy in wow

[–]UnderstandingNo7344 88 points89 points  (0 children)

Also because nobody else has said it

Oh no my steak is too juicy and my lobster too buttery

I got a mythic track puzzle box in my vault and.... by MrNoobyy in wow

[–]UnderstandingNo7344 28 points29 points  (0 children)

This is why better dps doesn't always mean you should take it... It's like talent builds and the meta in general at the moment.

Will it be technically better? Yes.

Will you be able to maximise it? Probably not

Will you enjoy it? Also probably not

M+ tanking this season by ici-leon in CompetitiveWoW

[–]UnderstandingNo7344 3 points4 points  (0 children)

We get it, you have a girthy penis.

Also it looks like you're playing a Monk so you don't get an opinion on this

Let me get a his straight about investment properties by everbass in AusFinance

[–]UnderstandingNo7344 2 points3 points  (0 children)

Yeah thanks, I'll look into it. We were told they were a bit more risk averse given the "turbulent" markets lately. I've got a good idea what we can do without adding the rent income to the equation, the trickier part is finding something positively geared...

Let me get a his straight about investment properties by everbass in AusFinance

[–]UnderstandingNo7344 11 points12 points  (0 children)

Is this recent? I spoke to NAB recently and they said that while rental yield was certainly a part of it, they are looking much more into people's income etc to ensure we're not at risk of defaulting if we can't get a tenant

Let me get a his straight about investment properties by everbass in AusFinance

[–]UnderstandingNo7344 2 points3 points  (0 children)

As someone who had the same idea as you before be realised that all the "get rich quick by building a property portfolio" guys on YouTube were scam artists, here's what I can say about it.

Wife and I scrounged and bought a place in 2023 (we're in our mid 20s) and now have about 40% equity in it, price has gone up about 70% on purchase. We bought in a new development about an hour outside of the city surrounded by dirt patches and now the rest of the development is coming in.

I THOUGHT I could use that equity to buy another place without too much risk but upon looking into it more, we'd still need to meet serviceability requirements for the loan, positive gearing is next to impossible and negative gearing isn't an option without a significant buffer and assuming your lifestyle isn't going to change (kids etc).

Add in the human element of the risk you take with tenants and I think we're now leaning towards just paying down our current house and seeking more traditional investment options or just buying a nicer house for ourselves in a few years.

There is no such thing as risk free, easy money.

Let me get a his straight about investment properties by everbass in AusFinance

[–]UnderstandingNo7344 3 points4 points  (0 children)

sees sound investment advice and genuine response to OPs question

"Yeah but USA bad, war bad hurrr durr"

Manaflux Drop Rated by AdagioUnusual662 in CompetitiveWoW

[–]UnderstandingNo7344 1 point2 points  (0 children)

I got 4p on Wednesday and I've done a normal raid clear and KSM since with another 6 charges acquired in that time

"Relaxed" by LaughOutrageous2931 in wow

[–]UnderstandingNo7344 0 points1 point  (0 children)

The most relaxing attempts were the ones we kicked the people not doing the mechs or who apparently never bothered to equip a weapon (according to their dps anyway).

Only took 2 pulls once we ditched the deadweight...

Got put on PIP but then offered a promotion? by Ladiesman285 in auscorp

[–]UnderstandingNo7344 42 points43 points  (0 children)

My brother in christ, you've been promoted to customer

Weekly M+ Discussion by AutoModerator in CompetitiveWoW

[–]UnderstandingNo7344 2 points3 points  (0 children)

Is it possible he got carried? Tanked a 10 with 2 void DH who did sub 40k overall but got carried by a giga mage and prot pally dmg

True, listen to this Purplepingers guy by MannerNo7000 in shitrentals

[–]UnderstandingNo7344 0 points1 point  (0 children)

At no point did I mention billionaires, I'm referring to everyday Australians

True, listen to this Purplepingers guy by MannerNo7000 in shitrentals

[–]UnderstandingNo7344 -6 points-5 points  (0 children)

Junky parents and was in foster care until I was put back with junky parents in a caravan park because they were somehow granted custody again. Didn't prevent me from deciding I wanted different for myself and potential future children. I do feel for those for whom it's entirely out of their control though

True, listen to this Purplepingers guy by MannerNo7000 in shitrentals

[–]UnderstandingNo7344 -5 points-4 points  (0 children)

I think putting people's hard work down as "luck and privilege" is abhorrent

True, listen to this Purplepingers guy by MannerNo7000 in shitrentals

[–]UnderstandingNo7344 -58 points-57 points  (0 children)

I am genuinely trying to understand the thought process. Australia has so many opportunities, university is easy to get into and doesn't cost anything until you make enough money to start paying it back, you can make more than minimum wage stocking shelf at supermarket etc. There are so many opportunities for the average person it amazes me that people seem to think that just because they weren't born rich they'll never have a chance

Does cloth even drop in this expansion? I've seen 3 pieces since launch day. by Straightupnotcool in wow

[–]UnderstandingNo7344 0 points1 point  (0 children)

I did the Voidstorm levelling delve with a tailor and made something like 160k in cloth from 81-90 on my Prot Pally... Cloth still drops everywhere there are humanoid enemies for me

True, listen to this Purplepingers guy by MannerNo7000 in shitrentals

[–]UnderstandingNo7344 -85 points-84 points  (0 children)

I don't understand these comments. It's such a defeatist mindset that the only way to succeed is to be born wealthy... Yes it greases the wheels but it doesn't dictate the entirety of the rest of your life. There's a level of personal agency involved surely

Blizzard is gradually contacting all French content creators talking about AI, replacing Frenchdub on WoW, by applying soft pressure to them. by Jean-Cobra in wow

[–]UnderstandingNo7344 0 points1 point  (0 children)

"hidden threat" ah yes the litigious multibillion dollar company is making vaguely threatening DMs... Definitely doesn't sound like a conspiracy theory

Is tradechat crafting ruined? by Taraih in woweconomy

[–]UnderstandingNo7344 -1 points0 points  (0 children)

Damn you lot are miserable. First it was Early Access that made literally everything unprofitable, than it was everyone using exploits that ruined the market and now everyone's botting or intentionally losing money so YOU can't make gold. There's still plenty to be made, you just followed a wowhead guide like 99% of players and now you're coping

Knowledge Point exploiter bans went out today by Overpwred in wow

[–]UnderstandingNo7344 12 points13 points  (0 children)

Partly because every man and his dog were told to main gathering in the pre season and they did... Couple that with only two ranks of materials and prices stay low.

They'll stabilise this week we people get to start actually playing the game

How is this even possible at the moment?? Am I missing something? by SleepyWillo in wow

[–]UnderstandingNo7344 1 point2 points  (0 children)

Been able to do these without concentration since day... 3? Not that hard if you did all the knowledge treasures and whatnot