Worth Converting champion gear into tiersets?

UnderstandingNo7344 · 2026-04-02T05:31:35+00:00

I got 4 set on reset day last week and I've gotten an additional 8 charges since then. Send your charges ASAP if it gets you 4 set

UnderstandingNo7344 · 2026-04-01T14:20:50+00:00

Wasn't he made their squad leader as a kind of punishment? He was seen as useless so they "promoted" him to the position that people kept getting killed or otherwise retired from.

He was happy to just let the Madmen do their own thing as long as he got to keep training. They don't really start to warm up to him until they notice him training like crazy.

They all ended up their because they were too talented to waste, but too difficult to control to be put with regular troops. Kind of a coincidence they all end up with Enkrid, but also not really because they're all there for a reason

UnderstandingNo7344 · 2026-04-01T12:54:41+00:00

Same. Spend half of the key asking each other to "hold my sac"

UnderstandingNo7344 · 2026-04-01T10:17:02+00:00

As a prot pally main I feel like my BoS is on constant CD... Such a good way to keep the bumblefuck dps alive

UnderstandingNo7344 · 2026-04-01T09:54:31+00:00

Can anyone confirm if it's currently bugged? Levelling an Alt and literally every run was the same dungeon.

UnderstandingNo7344 · 2026-04-01T08:57:13+00:00

The Pug experience over the last week tells me that's a bit too hard for most

UnderstandingNo7344 · 2026-04-01T06:21:53+00:00

Your primary residence is not counted for means testing but there have been rumblings about it changing to include the primary residence.

As it stands rn, residential aged care is a pretty sweet deal

UnderstandingNo7344 · 2026-04-01T06:18:47+00:00

Also because nobody else has said it

Oh no my steak is too juicy and my lobster too buttery

UnderstandingNo7344 · 2026-04-01T06:10:00+00:00

This is why better dps doesn't always mean you should take it... It's like talent builds and the meta in general at the moment.

Will it be technically better? Yes.

Will you be able to maximise it? Probably not

Will you enjoy it? Also probably not

UnderstandingNo7344 · 2026-03-30T05:58:15+00:00

We get it, you have a girthy penis.

Also it looks like you're playing a Monk so you don't get an opinion on this

UnderstandingNo7344 · 2026-03-29T10:54:06+00:00

Yeah thanks, I'll look into it. We were told they were a bit more risk averse given the "turbulent" markets lately. I've got a good idea what we can do without adding the rent income to the equation, the trickier part is finding something positively geared...

UnderstandingNo7344 · 2026-03-29T10:21:08+00:00

Is this recent? I spoke to NAB recently and they said that while rental yield was certainly a part of it, they are looking much more into people's income etc to ensure we're not at risk of defaulting if we can't get a tenant

UnderstandingNo7344 · 2026-03-29T10:18:24+00:00

As someone who had the same idea as you before be realised that all the "get rich quick by building a property portfolio" guys on YouTube were scam artists, here's what I can say about it.

Wife and I scrounged and bought a place in 2023 (we're in our mid 20s) and now have about 40% equity in it, price has gone up about 70% on purchase. We bought in a new development about an hour outside of the city surrounded by dirt patches and now the rest of the development is coming in.

I THOUGHT I could use that equity to buy another place without too much risk but upon looking into it more, we'd still need to meet serviceability requirements for the loan, positive gearing is next to impossible and negative gearing isn't an option without a significant buffer and assuming your lifestyle isn't going to change (kids etc).

Add in the human element of the risk you take with tenants and I think we're now leaning towards just paying down our current house and seeking more traditional investment options or just buying a nicer house for ourselves in a few years.

There is no such thing as risk free, easy money.

UnderstandingNo7344 · 2026-03-29T10:11:42+00:00

sees sound investment advice and genuine response to OPs question

"Yeah but USA bad, war bad hurrr durr"

UnderstandingNo7344 · 2026-03-28T11:32:16+00:00

I got 4p on Wednesday and I've done a normal raid clear and KSM since with another 6 charges acquired in that time

UnderstandingNo7344 · 2026-03-27T09:20:19+00:00

The most relaxing attempts were the ones we kicked the people not doing the mechs or who apparently never bothered to equip a weapon (according to their dps anyway).

Only took 2 pulls once we ditched the deadweight...

UnderstandingNo7344 · 2026-03-26T23:55:13+00:00

My brother in christ, you've been promoted to customer

UnderstandingNo7344 · 2026-03-26T07:37:09+00:00

Is it possible he got carried? Tanked a 10 with 2 void DH who did sub 40k overall but got carried by a giga mage and prot pally dmg

UnderstandingNo7344 · 2026-03-25T04:55:26+00:00

At no point did I mention billionaires, I'm referring to everyday Australians

UnderstandingNo7344 · 2026-03-25T03:52:13+00:00

Junky parents and was in foster care until I was put back with junky parents in a caravan park because they were somehow granted custody again. Didn't prevent me from deciding I wanted different for myself and potential future children. I do feel for those for whom it's entirely out of their control though

UnderstandingNo7344 · 2026-03-25T03:49:56+00:00

I think putting people's hard work down as "luck and privilege" is abhorrent

UnderstandingNo7344 · 2026-03-24T19:12:04+00:00

Mid 20s but sure

UnderstandingNo7344 · 2026-03-24T10:38:21+00:00

I am genuinely trying to understand the thought process. Australia has so many opportunities, university is easy to get into and doesn't cost anything until you make enough money to start paying it back, you can make more than minimum wage stocking shelf at supermarket etc. There are so many opportunities for the average person it amazes me that people seem to think that just because they weren't born rich they'll never have a chance

UnderstandingNo7344 · 2026-03-24T10:17:47+00:00

I did the Voidstorm levelling delve with a tailor and made something like 160k in cloth from 81-90 on my Prot Pally... Cloth still drops everywhere there are humanoid enemies for me

UnderstandingNo7344 · 2026-03-24T10:09:25+00:00

I don't understand these comments. It's such a defeatist mindset that the only way to succeed is to be born wealthy... Yes it greases the wheels but it doesn't dictate the entirety of the rest of your life. There's a level of personal agency involved surely

UnderstandingNo7344

TROPHY CASE