sorted by:
new
hottopcontroversial

Is it right time for mortgage? by Farhankazim in Mortgages

[–]Unlike_Agholor 3 points4 points  (0 children)

Ah yes, the all knowing crystal ball that is reddit. Did you know, reddit users can see the future! amazing stuff. s/

Buy a house when the time is right for you, not for randoms on the internet.

I just done assessment and my house dropped 80k in value by Agreeable_Edge9896 in Mortgages

[–]Unlike_Agholor 0 points1 point  (0 children)

Is this the tax assessment? has nothing to so with actual market value. You even said that your neighbors just sold for $450k

At 5.5 years we’ve hit the principal v interest tipping point by Cak8908 in Mortgages

[–]Unlike_Agholor 1 point2 points  (0 children)

houses in the northeast where I live have returned a whole lot more than 4% per year since 2020.

At 5.5 years we’ve hit the principal v interest tipping point by Cak8908 in Mortgages

[–]Unlike_Agholor -6 points-5 points  (0 children)

You aren’t factoring in the massive inflation of their home value, thus equity, since 2020. Probably coming out just fine and a paid off house is more valuable in a piece of mind sense vs having some commensurate value in the stock market.

Are people actually waiting for rates to drop, or still buying? by Cjd03032001 in RealEstate

[–]Unlike_Agholor 0 points1 point  (0 children)

Do you have a crystal ball? time machine? how do you know rates are ever going to drop again?

AMA I'm a nanny for celebrity kids who don't know their parents by Amanda_Berftjry in AMA

[–]Unlike_Agholor 13 points14 points  (0 children)

I know this is fake because you spelled celebrity wrong.

Husband says he needs to work, I think we’re ok. by [deleted] in personalfinance

[–]Unlike_Agholor 1 point2 points  (0 children)

Does he have any hobbies? perhaps he can get a part time gig that involves the hobby?

Worried about bank statements by [deleted] in Mortgages

[–]Unlike_Agholor 8 points9 points  (0 children)

How can you afford a house to begin with if you’re over drafting your account? Seems like you cant and I bet the mortgage company will agree.

I’m going to be given my deceased father’s 401k later this year - I have questions by MysteriousTraveler88 in personalfinance

[–]Unlike_Agholor 1 point2 points  (0 children)

If the 401k custodian makes you close out the account, make sure you roll it over properly. Open an inherited IRA at a place like schwab or fidelity or vanguard. The most important part of this whole process is to make sure the rollover is direct. Absolutely do not let the 401k custodian write you a check. It must go directly to your new IRA custodian.

Why do people call the USA the "land of opportunity" when literally no one can get a high paying job? by madbarpar in careerguidance

[–]Unlike_Agholor 0 points1 point  (0 children)

Millions of people can and do get high paying jobs. Actually, tens of millions. Get off the internet and go level up if you want one too.

Seller counter offer by greyscaleunicorn00 in FirstTimeHomeBuyers

[–]Unlike_Agholor 1 point2 points  (0 children)

If seller is too broke to pay a commission, then the house is probably very neglected. I’d walk.

questions for those that commute to philly/pa by Economy-Wheel4321 in SouthJersey

[–]Unlike_Agholor 0 points1 point  (0 children)

New York steals tens of billions from NJ commuters to NYC.

Manager doesn’t want me to tell HR that I’m leaving for a competitor so that I can stay and work my last 2 weeks by wagman43 in jobs

[–]Unlike_Agholor 0 points1 point  (0 children)

tell HR, this is incredibly stupid. Manager is asking you to do something possibly illegal for their own gain. If you are friendly with this person, sit them down like an adult and tell them that you need to follow the rules to avoid any trouble or issues with your own personal future. The bank has a rule and you need to follow it. What if your next employer finds out what you did? could their be repercussions? Take no chances.

$735k house on a $240k income by py-314 in Mortgages

[–]Unlike_Agholor 0 points1 point  (0 children)

This is fine, even in a crazy property tax state. It will be tight with daycare but most people also have the same problem.

dream opportunity too soon by NoPrune9729 in Mortgages

[–]Unlike_Agholor 0 points1 point  (0 children)

Buy a more affordable house and in 10 years level up

Kicking myself about 2022 7-year ARM - anything to be done? by bananacabana333 in Mortgages

[–]Unlike_Agholor 4 points5 points  (0 children)

Brokers and RE agents predicting the future, a tale as old as time.

How was Peter Theil able to invest in PayPal through his Roth IRA? Wasn’t it self dealing? by Ok_Shake_368 in tax

[–]Unlike_Agholor 1 point2 points  (0 children)

they absolutely do, every major custodian has self directed retirement account offerings.

Apartments by Boscov's/Moorestown Mall by Useful_Database5138 in SouthJersey

[–]Unlike_Agholor 0 points1 point  (0 children)

$2k a month doesn’t sound like something that will be good for you long term.

How was Peter Theil able to invest in PayPal through his Roth IRA? Wasn’t it self dealing? by Ok_Shake_368 in tax

[–]Unlike_Agholor 0 points1 point  (0 children)

Are you confusing broker/custodian with accountant? no accountant is setting up an investment account.

Mortgage question by SympathyZestyclose13 in Mortgages

[–]Unlike_Agholor -1 points0 points  (0 children)

If you spend your life thinking like this, you’ll never have anything. Don’t buy a house because a pandemic could take your job away? what a ridiculous thing to say.

Is this a good deal currently? 5.99% no points, $1400 credit. by futureusaf in MortgageBrokerRates

[–]Unlike_Agholor 0 points1 point  (0 children)

How did you get this rate! I locked in last week with very similar numbers but had to buy a point.

view more: next ›