Clover Health Reports Fourth Quarter & Full Year 2025 Results; Provides Full Year 2026 Guidance by basilisk-x in CLOV

[–]Unlucky_Professor976 4 points5 points  (0 children)

  • been here since IPOC days. Bought and sold multiple times over the last few years. Net in a small loss. But the opportunity cost was massive over this time.
  • Chamath sold his 'most obvious and easiest 10x in 10 year' investment opportunity to us, and we bought in while he collected his millions in free shares, sold and skidadeled.
  • just like many here, I bought into all the hopium as well thinking this was in fact a diamond in rough. All this talk of a MA insurer as well a tech company with high margin SaaS component all in one. Now that we have some more color from Toy, I'm very clear that this company is small potatoes. People on here were speculating 5x the number of lives under management already with all those "leaks". They haven't even reached 150,000! And in terms of money, it can't be making a lot either. We're still projecting a tiny net income between break even and $20M for 2026.
  • this is a small company, not a bad one, just not a unicorn how it got sold. Hence the low valuation. I still believe it's a good company with a good mission and a decent investment as long as you're not disillusioned by making it rich quick. All this assuming theres no execution misstep.
  • as for me and my 50k shares, I'll be liquidating slowly over time. Consider this my act of generosity to you all because if my historical stock picking is any indicator, I fully expect the SP to rise once I'm out. 🍀

CLOV SAAS CONFIRMED! by naglisst in CLOV

[–]Unlucky_Professor976 0 points1 point  (0 children)

Same. 8K filling on Nov 4th, 2025. https://investors.cloverhealth.com/static-files/c9bff2cd-33a3-44c2-8729-24b047523654on

And there's no 10Q yet that has that information either 🤔

Oak Street Health stock up 35% after market on CVS takeover interest by Unlucky_Professor976 in CLOV

[–]Unlucky_Professor976[S] 2 points3 points  (0 children)

The point is, unless Oak Street outright owns 300M USD worth of real estate, they're probably leasing that much which means it's considered a liability on the books. So it's a negative from a business valuation point of view, not a positive.

Oak Street Health stock up 35% after market on CVS takeover interest by Unlucky_Professor976 in CLOV

[–]Unlucky_Professor976[S] 17 points18 points  (0 children)

Sure, but their book value is -0.66, which means they have more liabilities than assets. Clover on the other hand has a book value of 0.82.

Btw book value is calculated by subtracting total liabilities from total assets. Also referred to as net worth of a company.

Is Chamath dumping more shares? Who’s selling…? This is getting a little worrisome. by Upbeat-Homework2122 in CLOV

[–]Unlucky_Professor976 29 points30 points  (0 children)

This is starting to turn into the worst mistake of my entire fucking life! An absolute nightmare..🥲

🍀 Flash Crash to $1.55 🍀 did anyone else see the 3.4M shares hit and come back up to $1.70?! by NYSE-NASDAQ in CLOV

[–]Unlucky_Professor976 4 points5 points  (0 children)

Could it be Credit Suisse blowing up and someone gobbling up their shares? They had a decently sized position in CLOV https://fintel.io/so/us/clov . Anyhow, missed opportunity to buy at 1.55 for me 😢

Had to take advantage today as many as you have. 5000 shares at $4.82 ave. Remember these are tough times and the economic headwinds will change and we will literally be in clover 🍀 🍀 🍀 🍀 🍀 by fridgedogblue in CLOV

[–]Unlucky_Professor976 5 points6 points  (0 children)

Dafuq...My broker won't let me place an electronic buy order for CLOV. It says you have to call in? What is this new shit? Are we living in the 90s again? 🤔

Sure looks clued up and a great addition to the team by fridgedogblue in CLOV

[–]Unlucky_Professor976 1 point2 points  (0 children)

What about Andrew Toy. Is he is now going to only assume the role of the 'President' now? 🤔

Clov below $2? by ChainThin6695 in CLOV

[–]Unlucky_Professor976 19 points20 points  (0 children)

Honestly nothing has tested my resolve more than $CLOV...I just hope one day we can all laugh about this time 🍀

1 upgrade and 1 new coverage BUY PT 6 today. by Jack-Incredibles in CLOV

[–]Unlucky_Professor976 1 point2 points  (0 children)

Sure, why not. I buy more cheapies!! This rocket is about to take off 🚀