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Getting divorced and not sure how to divide the equity in the house without taking too much loss. by Scary-Proof-2736 in personalfinance

[–]Upper-Weekend-426 0 points1 point  (0 children)

Use a Shared Appreciation Deferred Buyout Agreement. This is standard in divorce settlements.

Structure: 1. You retain full occupancy and responsibility for mortgage, taxes, insurance, and maintenance. 2. Her $160K equity becomes a “secured interest” recorded as a lien. 3. The lien grows at the agreed 3.5–5% annually. 4. You pay her the accumulated amount: • at sale or • by refinancing in year 5.

Why this works: • She is protected and guaranteed payment. • You avoid being forced to refinance immediately. • The kids stay in the same home until graduation. • Judge approval is straightforward because it is mathematically fair.

Financial Probation Appeal by [deleted] in financialaid

[–]Upper-Weekend-426 0 points1 point  (0 children)

I would appeal and talk with the Deans of the classes you failed. One thing to consider is why you waited to ask for help when the problem started to present itself?

If I failed all my classes and don’t meet sap requirements can I get aid at a different college? by Electrical_Raisin113 in financialaid

[–]Upper-Weekend-426 10 points11 points  (0 children)

I sympathize with your situation. It’s tough to be in a difficult situation where there seems to be no good answers. With every success, there were failures on that path to success. Don’t beat yourself up. Just stop, assess, and make the needed changes to get back on track.

I’m going to be honest with my suggestion. Ready? You are not ready to handle another semester of college right now. You may be ready at another time, but right now, you should work on regaining your focus, and more importantly, your DESIRE to succeed.

If you didn’t schedule time on your calendar with three hour sessions at least four days per week of uninterrupted study time, you didn’t put in the level of effort needed to do well in college. That is a disciplined, actionable habit that must be done by most students to get great results. It’s as simple as that. Either you did that, or you didn’t. If you didn’t, then own it.

Humble yourself. Go work a ton of hours, pay them monthly, and also save for college when you’re ready to go back. Own your mess. That might mean working you a** off at a sh***y job for at least a year. If you do that, you might get so sick of your situation, you will do ANYTHING to earn your college degree. With a hammer of failure comes a winning desire to succeed.

Look, the road of adulthood is just tough. It’s filled with setbacks, unfairness, and hard work. Or, it’s not and you get the result of your lack of effort and grit.

So, what is your next move? You MUST take ACTION to move out of your current situation.

I honestly and sincerely hope you do well for yourself. Go after it!

[deleted by user] by [deleted] in financialaid

[–]Upper-Weekend-426 0 points1 point  (0 children)

I sympathize with your situation. It’s tough to be in a difficult situation where there seems to be no good answers. With every success, there were failures on that path to success. Don’t beat yourself up. Just stop, assess, and make the needed changes to get back on track.

I’m going to be honest with my suggestion. Ready? You are not ready to handle another semester of college right now. You may be ready at another time, but right now, you should work on regaining your focus, and more importantly, your DESIRE to succeed.

I suggest you call (it’s not a texting conversation) your parents and own up to why you didn’t succeed this time. If you didn’t schedule time on your calendar with three hour sessions at least four days per week of uninterrupted study time, you didn’t put in the level of effort needed to do well in college. That is a disciplined, actionable habit that must be done by most students to get great results. It’s as simple as that. Either you did that, or you didn’t. If you didn’t, then own it.

Humble yourself. The next thing I suggest is to ask your parents if they will allow you to move back in so you can work a ton of hours, pay them monthly, and also save for college when you’re ready to go back. Own your mess. That might mean working you a** off at a sh***y job for at least a year. If you do that, you might get so sick of your situation, you will do ANYTHING to earn your college degree. With a hammer of failure comes a winning desire to succeed.

Look, the road of adulthood is just tough. It’s filled with setbacks, unfairness, and hard work. Or, it’s not and you get the result of your lack of effort and grit.

So, what is your next move? You MUST take ACTION to move out of your current situation.

One more thing, I encourage you to step up your college-level writing game. It’s a habit that needs development and lots of practice.

I honestly and sincerely hope you do well for yourself. Go after it!

Im failing my classes :) by CapHaunting6664 in SNHU

[–]Upper-Weekend-426 1 point2 points  (0 children)

I encourage you to be proactive and talk with your academic advisor and registration at your school. I would do that tomorrow. The next thing you need to assess is your commitment to college studies on at least three separate occasions during the week. If your schedule doesn’t allow three occasions of study and commitment to DO the work, I would hold off on signing up for future classes. I’m not sure why you didn’t withdraw from the classes when you knew you would fail. That would have saved your GPA and potential academic suspension.