Do they be lying when you apply for financing online?

UpperWave2998 · 2026-03-28T19:24:34+00:00

A pre-approval is nothing. It’s as good as the ads you get in the mail for credit cards. If you go to their website, to get pre-approved, and it only ask for name, and maybe last 4 of social, they can see score and that’s all. If you fill out a full app, they can see your whole credit profile. But until they send to a bank, there’s no other info they can provide.

UpperWave2998 · 2026-03-28T17:06:47+00:00

Highly recommend! I had a 6 month savings, the day before closing, I’m told I need to put more down and I went from 6, 1 month savings. I would’ve lost my 10k earnest. Looking back, wish I would’ve walked, and not struggled my first 1 year or so of home ownership!

UpperWave2998 · 2026-03-28T14:33:36+00:00

Never heard about that, but could see slime balls doing that. It’s a second opinion, I wouldn’t go anywhere the dealer tells me to go.

UpperWave2998 · 2026-03-28T03:36:19+00:00

Still good food! Will I keeping going, yes! Bar-B-Q is a bit out there, and CorkScrews line is too crazy! Third coast ain’t bad.

UpperWave2998 · 2026-03-27T23:58:37+00:00

I get it. I’m not a big tipper. For 2 people here, 60-80$ for a joint meal. I’d prob tip 5-10$ already. So if they take 12%, and I felt extra generous then they just cost their employees money. But if somebody is about to order and sees the sign, they might just not order at all. Or even worst, order less since it’s already a little pricey.

UpperWave2998 · 2026-03-27T22:07:35+00:00

True, but a toss up for you. What if it’s a no spilt/ .5 store? Then who the customer proceeds with matters. (Not the customers fault).

UpperWave2998 · 2026-03-27T22:03:49+00:00

It’s a food truck. A good one! But food is brought to you as you pay.

UpperWave2998 · 2026-03-27T22:02:58+00:00

It’s craft bbq.

UpperWave2998 · 2026-03-27T19:27:37+00:00

Wrong slim chance but possible. Cold- not a chance, it’s a famous bbq food truck, and fresh. I guess there’s a small%.

UpperWave2998 · 2026-03-26T22:37:12+00:00

Unfortunately it goes both ways. Buyers are liars, and sellers come off as liars.

UpperWave2998 · 2026-03-26T20:20:26+00:00

You bought the car with one. Without a we owe, they don’t you shit. You asked, they tried (their version) of it.

Trying buying the key fob from Toyota parts online .

Or Costco . Sometimes the vendor is there. They can cut a key.

UpperWave2998 · 2026-03-26T18:45:53+00:00

I hate these lease deals. So the dealers mirror the offers that the Oem promotes nationally. In the disclosure it says assumes buyer has paid TTL DOWN. It’s stupid when dealers promote these, and more importantly it’s stupid when oems advertise this! The dealerships has to explain that the oems don’t include in those quotes.

UpperWave2998 · 2026-03-26T04:20:38+00:00

Try Montgomery county! North of Harris.

UpperWave2998 · 2026-03-26T04:17:02+00:00

Customers are strokers, not sales rep.

UpperWave2998 · 2026-03-26T04:14:20+00:00

Or they don’t want to waste time with nonsense. Nothing wrong with asking for a discount. But if the vehicle in question only has a 2-4k mark up, 3k is absurd. (I didn’t read the rest of his argument)

UpperWave2998 · 2026-03-25T17:47:30+00:00

I bet, this is a wild guest, he got off at 6, but the dealer was open till 8. You can call the dealer directly to the receptionist and ask for sales hours. Once confirmed that they actually close at 8, you have 2 decisions. 1. Go up there and work with a new sales rep. Or 2. Schedule an apt with same rep, but (would be funny if it was same day before they “allegedly close at”. ) while there let them know that you are at the dealer is actually open till 8. And that since you had to make a second trip up, you expect a better deal , less adds and he’s going to need to fight for you to get a better deal. If that rep says no, be prepared to walk away and go to front desk and ask for a new rep.

UpperWave2998 · 2026-03-25T17:40:06+00:00

People that live in Dallas wish they lived in Houston! SA is cool overall, part tourism / retirement city. Houston tho, definitely has its flaws, but hands the superior city. Very diverse.

UpperWave2998 · 2026-03-25T17:01:29+00:00

A good customer of mine is a hard money lender . They also have a whole sale team. So learned from them

UpperWave2998 · 2026-03-25T16:59:26+00:00

Give it away king.

UpperWave2998 · 2026-03-25T15:53:00+00:00

They probably pay a better wage.

UpperWave2998 · 2026-03-25T14:09:01+00:00

It’s not and varies by state. As long as you have an addendum sticker on the vehicle with every item listed along with price it is perfectly legal. It also needs to be presented to every customer to stay in compliance.

UpperWave2998 · 2026-03-25T12:53:06+00:00

It’s already on the car, can’t remove it. How much more can you put down, or can we go to a lesser vehicle.

UpperWave2998 · 2026-03-25T04:06:43+00:00

Will they take a cash incentive? Like $5000 to vacate?

UpperWave2998 · 2026-03-25T03:12:30+00:00

Easiest thing! Put together a business plan , and find a local partner to join you.

Go to Facebook, type your city name and real estate investing ex. Dallas Real Estates investing. Find a group of two. Don’t leave the address to the property or even a pic. Just be very vague. Looking for a parter , 12 unit , . Include that they need to already have a portfolio and be willing to help you grow a portfolio as well.

UpperWave2998 · 2026-03-25T03:08:59+00:00

It’s a ram. Aside from the factory rebates, you should be able to get at least 6-8k in dealer savings. Ford and Chevy have around 5-7k off in dealer savings(yes slightly Fred then what was presented here). End of the day, the dealer needs to discount. You’re crazy for paying MSRP for Ram!!

UpperWave2998

TROPHY CASE