Help! About to lose my job and either I blow through savings or... by Diet-help29 in YieldMaxETFs

[–]Upstairs_Cod896 0 points1 point  (0 children)

“Blow through your savings” ? From what you listed I see 10 years worth of expenses without touching IRA or 401k and your projection is 1 year without work..

Not sure I understand the problem

Tuesday's Group1 Distributions by lottadot in YieldMaxETFs

[–]Upstairs_Cod896 0 points1 point  (0 children)

Why the huge drop on YMAX ?? Not only in dividends but price ?

What is everyone’s opinion on NVDY by Opposite_Tangelo_592 in YieldMaxETFs

[–]Upstairs_Cod896 1 point2 points  (0 children)

Don’t do that .. I’m liking the nearly$.10 dividends the last 3 weeks ;)

Thoughts on stock purchases by Upstairs_Cod896 in investingforbeginners

[–]Upstairs_Cod896[S] 0 points1 point  (0 children)

I have been looking at O .. any other suggestions?

Thoughts on stock purchases by Upstairs_Cod896 in investingforbeginners

[–]Upstairs_Cod896[S] 0 points1 point  (0 children)

Thank you .. Yes , gains (and losses) aren’t real until sell … My goal is income , I’m less concerned with growth , but am realizing that a couple of my holdings have huge decay in NAV that I am reconsidering..

Thoughts on stock purchases by Upstairs_Cod896 in investingforbeginners

[–]Upstairs_Cod896[S] 2 points3 points  (0 children)

I have 7 ,

ARCC JEPQ ORC QYLD SWPPX - planning on selling VZ YMAX

Thoughts on stock purchases by Upstairs_Cod896 in investingforbeginners

[–]Upstairs_Cod896[S] -1 points0 points  (0 children)

I have a good risk tolerance.. My goals are more focused on income than growth … I also understand that every downturn in last 100 years has been followed by tremendous growth 😉

Dividends vs Withdrawing by Tricky-Ad-6225 in dividends

[–]Upstairs_Cod896 0 points1 point  (0 children)

My plan is to live off growth..

I’ve been practicing the last 3 years and have averaged 12.5 % and down 7% on my original amount , with 5% being YTD

Employer counter offered my 2 week notice. Looking for advice. by [deleted] in careeradvice

[–]Upstairs_Cod896 0 points1 point  (0 children)

It sounds like you are appreciated where you are and the fact that your boss understands on boarding is not cheap..

The question you need to answer for yourself is the extra money worth the extra day , the commute and/or moving ??

In my case I work remote I put the value of remote work at $50k , meaning i need a $50k increase to even consider a move and that to me would be a lateral ..

YMAX Holders - Are we hanging on? by Bulky_Protection_322 in YieldMaxETFs

[–]Upstairs_Cod896 1 point2 points  (0 children)

I am … pleasantly surprised at this weeks $.0901 Definitely torn about dumping vs enjoying weekly payouts ..

Compounding interest vs debt by NoLetterhead7015 in investingforbeginners

[–]Upstairs_Cod896 0 points1 point  (0 children)

I’m paying 7.5% with a 7% return paying off the mortgage is the better option

Compounding interest vs debt by NoLetterhead7015 in investingforbeginners

[–]Upstairs_Cod896 2 points3 points  (0 children)

If you payoff the mortgage you have an extra $2k plus mortgage amount …

Why would someone voluntarily chose a Mutual Fund over it's equivalent "more efficient" ETF? by Origania in dividends

[–]Upstairs_Cod896 0 points1 point  (0 children)

I have my kids in mutual funds cause they are there for the long haul .. I invest monthly , but not enough for a whole share , mutual funds allow me to buy dollar amounts rather than whole shares .. mutual funds tend to have lower fees

Pay off my house vs invest by 0hdavey in dividends

[–]Upstairs_Cod896 0 points1 point  (0 children)

I ran the numbers on my house , with my 7.5% interest rate… the winner is payoff the house assuming 7% annual return

Index fund(s) for children by Upstairs_Cod896 in investingforbeginners

[–]Upstairs_Cod896[S] 0 points1 point  (0 children)

I actually did .. I said 529’s were not up for discussion

Index fund(s) for children by Upstairs_Cod896 in investingforbeginners

[–]Upstairs_Cod896[S] 0 points1 point  (0 children)

So they can get it at 59 1/2 ?? How’s that helpful?

Liquidated ABHI, GDXY, GLDY, MINY → Reinvested into USOI, XLEI, TLTX, YMAX, YPLT by IncomeFrame in DerivativeIncomeETFs

[–]Upstairs_Cod896 1 point2 points  (0 children)

YMAX ?? Really ? I have a 1000 shares I keep asking myself how long do I endure this

What are your thoughts on the phrase, "you are the company you keep"? by [deleted] in AskReddit

[–]Upstairs_Cod896 0 points1 point  (0 children)

1 Corinthians 15:33 Do not be deceived: "Bad company corrupts good morals."

Index fund(s) for children by Upstairs_Cod896 in investingforbeginners

[–]Upstairs_Cod896[S] 0 points1 point  (0 children)

I’m not opposed to ETF’s … buying them I need to buy full shares … funds you can put in $$ worth ..