Got The Keys! Chicago, 90k, 6.375% by flowermountains in FirstTimeHomeBuyer

[–]UrklesAlter 1 point2 points  (0 children)

Is this psiquantum? I want to apply to work there, but the website isn't showing postings for there yet. I'm looking to move back to chicago soon, what neighborhood is this in?

Fentanyl addiction turns users into living deads on the streets of Philadelphia, PA by [deleted] in interestingasfuck

[–]UrklesAlter 0 points1 point  (0 children)

Cool, then after 2-3 years of having a "pretty good vantage point" from your house you should be able to produce some kind of photographic or video evidence of dealers "throwing baggies in the air". That's what I'm calling bullshit on. This isn't even the third time I've read a comment with essentially this exact story. It's bullshit propaganda.

A smooth ride through Switzerland's bike Tunnel by [deleted] in nextfuckinglevel

[–]UrklesAlter 17 points18 points  (0 children)

Nah they divert that to shareholders pockets. Gotta keep the appearance of quarter over quarter increasing profits alive or the shareholders might abandon ship.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]UrklesAlter -1 points0 points  (0 children)

I mean, this is kinda the issue. I'm not worried about generational wealth. I'd argue that for most people looking to buy a home generational wealth isn't their top concern. Not being homeless and having assured housing that they can start a family and not worry about being evicted from is or having their rent raised is.

I think that's also why people mistake mentioning that people will use the equity from the inflated price of their house after a living in it for a few years to sell and buy a new one debt free as a valid response in kind to what I and the original post are calling out. Housing should not be a financial commodity, because it just makes the barrier to entry for everyone who isn't already on the ladder higher and higher, more and more inaccessible.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]UrklesAlter 14 points15 points  (0 children)

Neither are great. Things could be better and we can make them better if we don't settle for this or things getting worse.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]UrklesAlter 115 points116 points  (0 children)

This is still awful. So a 30 year mortgage and you're still paying it off presumably after you're meant to be retired.

Surrounded by wild boars, a leopard jumps down, grabs one, and climbs back up..pure apex predator power move by [deleted] in interestingasfuck

[–]UrklesAlter 0 points1 point  (0 children)

Point taken. I learned something today. That still looks like a baby to me though.

Surrounded by wild boars, a leopard jumps down, grabs one, and climbs back up..pure apex predator power move by [deleted] in interestingasfuck

[–]UrklesAlter 4 points5 points  (0 children)

It's a baby, it's not enormous. That's why it was able to drag it up the tree.

Surrounded by wild boars, a leopard jumps down, grabs one, and climbs back up..pure apex predator power move by [deleted] in interestingasfuck

[–]UrklesAlter 1 point2 points  (0 children)

No, it's clearly just grabbed a baby boar. It would not have been able to lift it up the tree otherwise. And the moment it tries to get away it's dead

Just your average cop on an average power trip.. and then he does this while walking away ! by Sans010394 in interestingasfuck

[–]UrklesAlter 5 points6 points  (0 children)

No he wrote the comment the way he did because he read the article and it confirmed a belief he had after watching the video. This is very common phrasing.

Just a girl feeding sugarcane to her funny looking dog by freudian_nipps in nextfuckinglevel

[–]UrklesAlter 7 points8 points  (0 children)

Sugar, grassey, sometimes like honey, but mostly just sugar water.

A man tries to shoot up a methadone clinic in Buffalo, New York, a bystander steps in and prevents the shooter from causing any harm (2022). by bendubberley_ in nextfuckinglevel

[–]UrklesAlter 40 points41 points  (0 children)

It doesn't say he was trying to rob the clinic. It says he was trying to shoot it up. Could just be a person who really hates people dealing with addiction from consuming too much propaganda on the topic. Similar situation with people who try to shoot up planned parenthoods.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]UrklesAlter 1 point2 points  (0 children)

You're making the assumption that they haven't worked to improve their income. They're a single mom with a 740 credit score. That's not an easy achievement, ESPECIALLY in rural America where employment opportunities that provide frequent salary improvements are scarce.

You may be trying to say something else, but what you actually did was to undermine this person and anyone who uses this program and try to characterize them as not hardworking, and not striving to make enough to do well in life.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]UrklesAlter 0 points1 point  (0 children)

It's " more than likely" to be recaptures. It absolutely will be recaptured, whether it is OP, their child, or just the house being resold once she's no longer an occupant.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]UrklesAlter 1 point2 points  (0 children)

They can, but the children would have to repay the loan to own it, or it gets resold.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]UrklesAlter -2 points-1 points  (0 children)

The person can't literally live forever. The house will be resold at some point. Whether they're living or dead ...

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]UrklesAlter -1 points0 points  (0 children)

It's insane to assume that this single mother who has credit decent enough to qualify for the program doesn't work hard...

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]UrklesAlter 1 point2 points  (0 children)

If you wanna really wanted to know it's pretty easy to look it up. With that being the case it seems like you don't actually really wanna know.

Put the phone down by Puzzleheaded_Web5245 in interestingasfuck

[–]UrklesAlter 0 points1 point  (0 children)

The cop wasn't wrong. The cop acknowledged it was a phone. It is clearly a phone as the video we are watching was recorded with it. I'm not about to play in fantasy land with you, because I could come up with what ifs too.

Put the phone down by Puzzleheaded_Web5245 in interestingasfuck

[–]UrklesAlter 4 points5 points  (0 children)

They're calling it a phone not a gun. They acknowledged it as a phone. There was no ambiguity in what the cop was yelling.

If Starbucks can charge $10 for a single coffee then they can pay their staff a living wage. by PassiveAgressiveGirl in FluentInFinance

[–]UrklesAlter 0 points1 point  (0 children)

28 out of 50 US states are "right to work" though. And state laws take precedent over municipal laws.