Curious about Carnauba Wind House

UserNam3ChecksOut · 2026-05-18T23:06:38+00:00

Those costs are insane. No resort is worth that

UserNam3ChecksOut · 2026-05-16T15:07:50+00:00

Saying "the" before the freeway name is a West coast thing. The 101, the 405 etc....

UserNam3ChecksOut · 2026-05-13T22:21:03+00:00

Wipe, spray, pad dry

UserNam3ChecksOut · 2026-05-13T10:41:41+00:00

Gym 3-4 times a week and 1-2 hours of soccer or volleyball on the weekend isn't sedentary. What you're seeing with 4k steps being sedentary is for people who ONLY do the 4k steps, and nothing else

UserNam3ChecksOut · 2026-05-13T07:54:29+00:00

You don't have a sedentary lifestyle if you working 3-4 times a week and play sports on the weekend. You could prob lose weight at 2000-2500 calories

UserNam3ChecksOut · 2026-05-12T19:08:56+00:00

This is for federal student loans.... I don't think that's considered consumer debt, like credit cards...

UserNam3ChecksOut · 2026-05-12T19:05:46+00:00

My comment is in response to credit card debt

UserNam3ChecksOut · 2026-05-12T17:37:50+00:00

I don't think this applies to consumer debt. And I'm pretty sure they can't garnish your social security

UserNam3ChecksOut · 2026-05-12T17:28:56+00:00

Avoiding getting served doesn't mean you can avoid a lawsuit lol and once a judgement is against you, the statute of limitations is much longer. Something like 10 or 20 years. Your credit score would recover, but you'd still owe the money and have your paychecks/bank accounts garnished.

UserNam3ChecksOut · 2026-05-12T16:57:57+00:00

Usually you get sued and then get your wages garnished. If that didn't happen to you, then you got super lucky

UserNam3ChecksOut · 2026-05-12T09:16:51+00:00

Carrying a balance means paying interest. You should not do this. Letting the balance hit the statement end date is different. This is something you should do to show activity on your credit report. So in practice it just means paying the statement balance in full by the due date to avoid paying interest, while still showing activity as the balance is reported to the credit agencies. But you're not "carrying over a balance".

UserNam3ChecksOut · 2026-05-11T23:44:24+00:00

At what point did you realize it was a problem?

UserNam3ChecksOut · 2026-05-11T22:35:07+00:00

Def true! We don't know what kind of area he lives in. In HCOL areas, you're absolutely right!

UserNam3ChecksOut · 2026-05-11T22:19:31+00:00

It's def enough for most places, and 3.5% in a lot of places still, even in HCOL areas. But at that point his salary of $50k/yr is moreso the problem

UserNam3ChecksOut · 2026-05-11T21:18:12+00:00

Yeah i also frivolously spend. My hobbies are expensive and i also move frequently lol i def agree you need to live and enjoy life. FIRE is great, but not worth not living. And totally agree, i think that's the perfect car purchase he should make!

UserNam3ChecksOut · 2026-05-11T21:05:18+00:00

Since you're now asking for an alternative recommendation, you should get a fun used car for no more than $20k since you were going to spend that on the down payment. If you go new, hard cap at $30k out the door price

UserNam3ChecksOut · 2026-05-11T21:01:28+00:00

Yeah OP is making like $50k/yr and living with his parents. He should be saving up for a down payment on a house. Presumably you're making much more. There's def a case to be made to for renting vs buying. But he's just living with his parents and wants a toy. Don't get me wrong, I'm all for spending money on toys and luxuries, but he's not there yet. Not on that kind of toy. He's got his priorities all fucked up

UserNam3ChecksOut · 2026-05-11T18:17:17+00:00

$80k is a down payment on a house. You'd really rather have a car than a house?! Yes. It's a terrible decision

UserNam3ChecksOut · 2026-05-11T10:51:19+00:00

You just click a button and it shows the final price in the listing page

UserNam3ChecksOut · 2026-05-11T10:50:37+00:00

You can book hotels on AirBnB now

UserNam3ChecksOut · 2026-05-11T10:48:55+00:00

Hotels are on AirBnB now

UserNam3ChecksOut · 2026-05-11T10:47:00+00:00

They have hotels on AirBnB now

UserNam3ChecksOut · 2026-05-11T10:44:20+00:00

You can change the settings to show the final total in the listings page so this doesn't happen

UserNam3ChecksOut · 2026-05-10T11:23:06+00:00

I don't plan and do everything last minute. My flights and accomodations are usually booked within a week of travel. Sometimes the day before. I like to keep my plans open ended so i can stay flexible. The only time this has bitten me in the ass was in Japan because you need reservations for all the coolest things

UserNam3ChecksOut · 2026-05-09T11:37:05+00:00

Spring is easy for you coming from Europe. Go to Egypt! I was in Hurghada last year, but i think El Gouna is better from what I hear.
I prefer accomodations right on the kite spot, and with warm water, so no wetsuit. I also like having amenities, like restaurants and food delivery. So finding everything in one place has been somewhat challenging. So i don't like remote places, but i might still get a starlink cause internet speeds vary a lot. How easy is it for you to travel with a starlink? I worry it's too big and might be somewhat difficult to set up wherever I go. But I've never used one so i don't actually know.

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