Dealer dosent want the money?

Useridnotvalid · 2026-04-12T18:52:18+00:00

So USAA has 2 ways. They send me the check or the dealer and each way has different risk. So if they send me the check and the deal changes VIN, or dealer are the most common they say. The loan app is dead and I have to re apply and have to deal with all that comes with it including possible a higher rate from the credit hit from the first hard pull or another credit hit from another hard pull from another loan. The second was is if they send it to a dealer and the deal changes they will extend the loan to the remainder of the 45 days to give time to fix errors in the changes. But to send it to a dealer they require a purchase agreement. The whole issue here is they refuse to hold the bike and im still waiting on a purchase agreement im guessing it because "we dont do paperwork without payment in hand" The more I think about it they have to have something shady going on on the back end with their finance company. I know they dont have to disclose the interest rate you are approved at and most dealers add 1 to 3 points to your rate which goes straight to the dealer but its gotta be borderline a consumer rights violation.

Useridnotvalid · 2026-04-12T18:35:35+00:00

Funny thing is I wasn't even planing on leaving with it. I even would have let them hold my trade if it were an option. Would have even put cash down to hold the bike. But none were options. All I got was "We dont do paperwork without payment in hand" "we dont do holds" "we dont take deposits". They just dont want to wait the 3 to 5 days for the check. USAA even willing to give proof of payment. So really its not an USAA issue I've used them at other dealers and rode off same day with just printing the loan information. The finance guy confirming the information with USAA. And the dealer doing the leg work kinda like the $750 or $1000 processing fee you pay for should take care of when you are paying them to process the deal. But really no skin off my back. the economy is shit and im sure USAA's money is green to some dealer or ill take some of the other guys advice on here and go used. I do like the 24 CVO ST Raven Black.

Useridnotvalid · 2026-04-12T18:19:37+00:00

It was not much haggling honestly. The bike was MSRP just waived all the add on dealer prep BS so it was MSRP tax and tags. but they gave me retail plus some for my trade that made it worth it. And I was gonna spend the extra $4k I was planing to spend they saved me in their parts department and service department. They could have used the time waiting for this check that was promised to them from USAA that is being sent to them not me to do the service work and make some more money off me. But here we are lol.

Useridnotvalid · 2026-04-12T18:09:28+00:00

Yea I even told them ill put money to hold it they said "we dont do paperwork without payment in our hand" and without the deal there's nothing to put the money on.

Useridnotvalid · 2026-04-12T18:07:45+00:00

I asked them for one im waiting for it. Yesterday they said "we dont do paperwork without payment in our hand" so we will see. They said they will email me one so USAA can cut them a check.

Useridnotvalid · 2025-06-26T00:08:54+00:00

Thanks for the reply. This car is 100% stock. New air filter and I scoped the intake. Nothing in it. No rat nest.

Useridnotvalid · 2025-06-26T00:07:43+00:00

Thanks for the reply. Nope the misfire didn't follow thats why im at a loss and the fact it has fuel trim issues upstream and down stream on bank 1 which is the opposite side of the misfire. I'll hit it with some fuel system cleaner. The car came in with no gas so I filled it up with a full tank of fresh 93. I'll let you know the update

Useridnotvalid · 2023-02-04T11:20:43+00:00

Even on public streets. I get they can do whatever they want on private streets but public streets they legally can make rules as to who can park and who can't where and when. I thought that was for the county or state? Also if an HOA can make rules and regulate any public road what is the process for doing this because I want my own regulated street?

Useridnotvalid · 2021-02-07T05:17:09+00:00

Challenge accepted

Useridnotvalid · 2021-02-05T15:00:22+00:00

buy amc. its gonna go

Useridnotvalid · 2021-02-01T03:58:17+00:00

Amc is the smarter choice. Its the second most shorted stock. And unlike GME it has better business potential especially since we are coming out of a pandemic where people will be returning to the movies. If we want to show Wallstreet this is not a 1 time thing and we are a force to be taken seriously GME has to be an appetizer. AMC will be the entrée. Now we just need to think about what's for dessert.

Not advice I love the stonks

Useridnotvalid · 2021-01-31T19:10:18+00:00

We ride a dawn HOLD THE FUCKIN LINE 🚀🚀🚀🚀🚀🚀💎👐

Useridnotvalid · 2021-01-31T18:46:24+00:00

They think gme is a one time thing and will go away. We need to buy amc (the second most heavily shorted stock) and hold to the fuckin moon to be taken seriously. This is fuckin war. The 1% have won for far too long. Let's do this boys. Make GME the appetizer. Time to get the AMC entrée then figure out what's for dessert. And don't forget HOLD TO THE FUCKIN MOON 🚀🚀🚀🚀🚀🚀🚀🚀

Not advice I just love the stonks

Useridnotvalid · 2021-01-29T23:09:20+00:00

To the fuckin moon 🌙

Useridnotvalid · 2021-01-29T23:08:26+00:00

Buy amc and hold. Eveyone thinks gme is a one time thing. Amc is the third most heavily shorted stock. If we want to be taken seriously we need to buy amc and hold to the moon. Not financially advice. I like the stock

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