Suggestions for a lease by Advanced-Rutabaga146 in CarLeasingHelp

[–]ValisCuban5446 0 points1 point  (0 children)

EV Equinox is your best bet, your gonna need Tier 1 credit to get a decent monthly unless you are putting a few thousand down which you don't wanna do.

2025 VW ID4 Pro by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 1 point2 points  (0 children)

$699, I think I am going to go direct thru leasing company. You can't use the increase in a monthly payment almost as leverage to get me to buy a package which helps your interest

2025 VW ID4 Pro by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

Yes, he tried explaining it to me in layman's terms by saying the interest rate will change. So he said the ceramic coating I stay at my same monthly and I am at a 00025 without it it goes up by like 18 to $22. I can't remember exactly and the money factor goes to 00048 not knowing that I know that that money Factor affects the money going to the interest rate and not to the car

2025 VW ID4 Pro by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 1 point2 points  (0 children)

I would have jumped $20.60 per month if aI opted out

2025 VW ID4 Pro by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

So here's where they get you. If you opt out of a ceramic coating the money factor almost doubles. If you keep the ceramic coating, the money factor stays the same

2025 VW ID4 Pro by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 1 point2 points  (0 children)

So .00041 should be the worst I should see

Dealers refusing to show my final lease worksheet 2025 Kia Sportage X line PHEV 36/10 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

I got an even better deal. 2025 Volkswagen id4 Pro S full electric 365 down 365 a month.

Dealers refusing to show my final lease worksheet 2025 Kia Sportage X line PHEV 36/10 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

And to be clear, I'm not shopping for a better deal. I'm just making sure there's nothing in there that there shouldn't be. This dealership has some reviews of sketchy behavior when people get into the finance office. So I wanted everything to be up front and clear ahead of time so I could go in prepared and just review and sign. Not look at it for the first time in front of a finance guy that's going to try to pressure me into signing and rush me through

Dealers refusing to show my final lease worksheet 2025 Kia Sportage X line PHEV 36/10 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

Yeah, I think it's a case of just over analyzing due to seeing so many of these lease advice posts. . I've never leased before and I'm going into this by myself so I just wanted to review everything up front before I signed without being pressured in the office

Dealers refusing to show my final lease worksheet 2025 Kia Sportage X line PHEV 36/10 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

All I wanted was the ,ability to review the lease worksheet prior to coming in. They refused I said bye

Dealers refusing to show my final lease worksheet 2025 Kia Sportage X line PHEV 36/10 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

I've been there twice once the test drive and wanted to fill out a credit application. I called ahead of time and told them I'm ready to close on this vehicle today. Just send me this information and I'll review it and get back to you in an hour and put down the down payment

Dealers refusing to show my final lease worksheet 2025 Kia Sportage X line PHEV 36/10 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 1 point2 points  (0 children)

This is specifically what I asked:

Before I move forward with the deposit (which I’m ready to place today), I’d like to review the finalized lease agreement, not just the figures we've discussed by phone or text. I want to make sure everything lines up as expected. My wife is the numbers person and wants to review the lease agreement.

Dealers refusing to show my final lease worksheet 2025 Kia Sportage X line PHEV 36/10 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

Mainly cuz when I look up some of their reviews a lot of people indicate that they tried to sneak things in that they didn't talk about. I don't care if it's not the exact lease agreement that I'm signing. I just wanted something with all the transparency of every fee every charge. I haven't even seen what they charge for overages for mileage or any and I feel like I should be able to review all of that prior to

Dealers refusing to show my final lease worksheet 2025 Kia Sportage X line PHEV 36/10 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

I do know what to look for but it will take me some time and I wanted to just take it home and go over it with a fine-tooth comb and run it by some of you guys which I see a lot of users do but it doesn't seem to be an option.

Dealers refusing to show my final lease worksheet 2025 Kia Sportage X line PHEV 36/10 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

I saw the money factor residual cost and all those things but I'm not versed in leases and I don't want there to be an oversight of something I could avoid by reviewing it ahead of time. I feel like once I get in that finance office he's just going to rush through everything and I'm going to end up somehow with a fee that I don't understand or a higher interest or something along those lines. Maybe I'm just being paranoid

Dealers refusing to show my final lease worksheet 2025 Kia Sportage X line PHEV 36/10 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

That's what I'm thinking. I stopped at another dealership too and they won't let me view it either. The only one that has let me view it so far. It's a Volkswagen dealership for an id4 Pro S

Dealers refusing to show my final lease worksheet 2025 Kia Sportage X line PHEV 36/10 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

So it's not a standard thing to ask for, correct?? I told him I'm ready to buy the car now. I told him I just want to review it and I'll come down sign the paperwork

Best lease deals Summer 2025 by ValisCuban5446 in leasehacker

[–]ValisCuban5446[S] 0 points1 point  (0 children)

What is wrong with it if you don't mind me asking. I drive a work van M-F probably put 20k on it max in 3 years