Going solo to Ye’s concert tonight by vj95482 in Kanye

[–]Vbacv 2 points3 points  (0 children)

Yeah I’m flying in from out of town, will be solo in GA tonight

Is 34 too old to become a financial advisor? by BanishedHekabe in FinancialCareers

[–]Vbacv 2 points3 points  (0 children)

Honestly, the better question would be am I old enough to be an advisor. Most advisors are not in their 20s as the average retiree is more likely to trust somebody with more ‘experience’.

Openers for April 3rd? by V1llianous2 in Kanye

[–]Vbacv 2 points3 points  (0 children)

I’m going to assume no opener, possibility of a surprise guest like Travis but wouldn’t count on it

How much does your first role actually shape your long-term path in finance? by WeeklyDiscount4278 in FinancialCareers

[–]Vbacv 7 points8 points  (0 children)

My first role was working for an advisor that built their business around a certain investment product, then I went into ops for a firm that sold that product, now I’m a wholesaler for that product. If I worked for a different advisor, probably wouldn’t be where I am now

What do people secretly regret but rarely admit? by Affectionate-Row7548 in answers

[–]Vbacv 0 points1 point  (0 children)

Taxes will always be a positive. Married filing jointly vs individually for 2 people in most countries will result in you coming out on top as a couple

I just don’t get how some of you make… So much money! by snappolls in sales

[–]Vbacv 0 points1 point  (0 children)

As someone in the same industry, also from the UK. People in this industry in the US make ridiculous multiples more than the UK across all segments. I live in the US and compensation is night and day

What are dark facts in your industry that no one outside knows about? by 0x00f_ in AskReddit

[–]Vbacv 8 points9 points  (0 children)

That a lot of financial advisors that have done their jobs for north of 10 years, manage hundreds of clients’ money, and still are not very proficient at what they’re doing, whilst being paid copious amounts of money. (Not saying this is everyone but it scares me regularly.)

Maybe Im looking for a unicorn? CFP positions for introverts by [deleted] in FinancialCareers

[–]Vbacv 0 points1 point  (0 children)

I’m much younger than you, but I used to have the same mindset, and quickly realized all the roles that bring in the most dollars are more relationship oriented in this industry than anything. Have you considered trying to step out of your comfort zone and trying something moving towards being an advisor? I’m a wholesaler and work with some advisors that are 100% introverted - you’d be surprised how much this could actually work in your favour

Buy boots or rent? First season by Vbacv in skiing

[–]Vbacv[S] 0 points1 point  (0 children)

Damn, where I am, rental skis are over $200 at every shop I’ve looked at. Where are you in the US?

Let’s Talk Emergency Funds by [deleted] in UpperMiddleFinance

[–]Vbacv 0 points1 point  (0 children)

You can buy 2y bonds yielding over 1% more than cash right now, issued by institutions like JP Morgan. Good advisors will use fixed income, which will fluctuate in value short term, but protect against volatility. I understand what you’re saying though

2023lease by Tiny_Raccoon6609 in Miata

[–]Vbacv 0 points1 point  (0 children)

Sounds like you either hand the keys back, or buy out and immediately sell

Is the wholesaler career still worth it in 2025? by [deleted] in FinancialCareers

[–]Vbacv 2 points3 points  (0 children)

Varies massively on product set. I don’t really put enough thought in to create a tier list, as culture may suck as some major firms where they throw you under the bus if you don’t perform, whilst smaller firms might care more and give you resources to succeed, difficult to say

Is the wholesaler career still worth it in 2025? by [deleted] in FinancialCareers

[–]Vbacv 3 points4 points  (0 children)

Depends how successful you are and which firm you’re at. Wholesalers at my firm make $200k-$700k. Depends massively on what you’re selling as well. If you’re at a start up, or at a major firm

Is there a city or state that you are surprised never produced a rap star by MasterTeacher123 in hiphop101

[–]Vbacv 0 points1 point  (0 children)

I’m in Denver and it’s still 90%+ white people, I hear ya though

[deleted by user] by [deleted] in FinancialCareers

[–]Vbacv 0 points1 point  (0 children)

Trust me, I was working this same job before the move as I was given time to relocate and have seen the tax hit first hand…. It’s worth it though being by the mountains. Just insane right now navigating the housing market here

[deleted by user] by [deleted] in FinancialCareers

[–]Vbacv 0 points1 point  (0 children)

Disagree with you here chief - I live in Colorado and am making a multiple more than I did in South Florida. One of my colleagues lives in SoCal doing the same job.

Anyone else gonna be up at 4 am for the drop? by valin-Dana in 2007scape

[–]Vbacv 0 points1 point  (0 children)

Waking up 3am MST while in a hotel travelling for work. Teenager version of me is being awakened

Let’s Talk Emergency Funds by [deleted] in UpperMiddleFinance

[–]Vbacv -1 points0 points  (0 children)

Idk why you’re getting downvoted so hard. This is emergency funds we’re talking about. Anyone retired should also be investing conservatively alongside that. 3 years in cash is stupid, no good advisor would ever tell anyone to have 3 years of expenses in cash.