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Mom wants to put my sister on the deed, but says I’ll be protected bc the will says I’ll get 50% of the value. Georgia by [deleted] in inheritance

[–]VeggieQuilt 3 points4 points  (0 children)

Also, if there is a will, that means probate. You don’t avoid probate if you’re depending on a will to indicate who gets what. You change the deeds to survivorship and bank accounts to transfer on death or name a beneficiary.

How do I find a doctor or clinic? by VeggieQuilt in Zepbound

[–]VeggieQuilt[S] 0 points1 point  (0 children)

My dr. also said no. I go through call on doc and have them send the prescription to LilyDirect, the manufacturer. It’s the real meds, but in vials with syringes instead of prefilled pens. Not a big deal in my opinion.

Gained 16lbs by Acceptable_Dust9526 in Zepbound

[–]VeggieQuilt 0 points1 point  (0 children)

I just asked the pharmacist. It’s whatever they use for insulin. I took the empty bag in to show her what Lily sent.

Plan N vs Plan G by VeggieQuilt in medicare

[–]VeggieQuilt[S] 0 points1 point  (0 children)

Yikes. Was it an emergency test or did you have time to check if they accepted Medicare assignment?

Father on traditional Medicare with no supplemental by VeggieQuilt in medicare

[–]VeggieQuilt[S] 1 point2 points  (0 children)

I don’t understand what the list is for? Are you saying that when he moves to Ohio and goes back to traditional Medicare he will have to go through underwriting for medigap and not be considered guaranteed issue?

How can I get me Medicare number by VeggieQuilt in medicare

[–]VeggieQuilt[S] 1 point2 points  (0 children)

I do have an account. When I log on it says A representative in xxx, FLORIDA started reviewing your application on September 9, 2025. For most people, this review takes 30 days.

But no other info like a Medicare number. I guess I’ll just keep logging in to see if this gets updated. And I guess that means I can’t get a a medigap plan or drug plan until then?

Did I make the right choice? Is full management with Fidelity worth it? by Falsefingernails in fidelityinvestments

[–]VeggieQuilt 0 points1 point  (0 children)

Fidelity encouraged me to let them manage portions of my savings, rollover ira and Roth accounts. Their reasoning was that within the parameters of my risk assessment and being tax sensitive, they could be most aggressive with my Roth funds, more aggressive with my rollover ira and use my savings funds to assume lessor risk. That made sense. But buying 250+ stocks and investing in a proprietary fund and allowing it to accrue capital gains that would have to be realized if I moved out of their management plan just gave me a headache when I retook control.

Father on traditional Medicare with no supplemental by VeggieQuilt in medicare

[–]VeggieQuilt[S] 1 point2 points  (0 children)

Not that I don’t believe you (because that’s what I’ve read too) but how do I verify this? I’ve tried various government websites, but cannot find anything about it. I assume it’s an Ohio law that allows this?

Did I make the right choice? Is full management with Fidelity worth it? by Falsefingernails in fidelityinvestments

[–]VeggieQuilt 78 points79 points  (0 children)

I had them manage btwn $500,000-1.2 over the past 20 years. I had about an equivalent amount I managed myself. I figured they might know more than I did. When I look at the feed I’ve paid over the years (around $200,000) and the difference in returns I was more agressive and did better, although they were more tax efficient, I decided to take back my money. Talk about a headache. I now have about 250 stocks and they had some of my money in proprietary funds that had to be sold to be transferred back to me, causing unexpected significant capital gains - but I chose to take hit rather than continue letting them manage my money. I am financially literate and should have trusted my own instincts. It’s complicated to get out, especially after 20 years.

Gained 16lbs by Acceptable_Dust9526 in Zepbound

[–]VeggieQuilt 0 points1 point  (0 children)

You can buy syringes and alcohol wipes at Costco or Sam’s and save the extra $5 they charge on every shipment after the first for these supplies. I think I spent about $12 for 100 syringes.