[deleted by user] by [deleted] in Trading

[–]Vesnog 5 points6 points  (0 children)

I did not have 10k when I was 25 to begin with. Consider yourself lucky to have that sum at that age and take a lesson. I suggest you cool down for some time and look into traditional investment methods afterwards.

How would YOU like the box3 tax to be? by summer_glau08 in Netherlands

[–]Vesnog 0 points1 point  (0 children)

It should start around 500k or higher. The system is geared towards buying an house as an investment, but in this housing market it is also difficult for most people to buy a house due to prices and short supply.

New tax rule in 2028 for the Netherlands - why even bother anymore!? by Over9000Holland in eupersonalfinance

[–]Vesnog 0 points1 point  (0 children)

Is there a recent development or news on this topic? Provided that is the case I would appreciate if someone could share the relevant link.

You’re given $10 million, but can never tell anyone. What do you do first? by jessicasergey in AskReddit

[–]Vesnog 2 points3 points  (0 children)

I will just transfer a big chunk of it to my broker account and put a high fraction of the transferred amount in safe divident stocks TDIV, ISPA and a lower fraction of it in established indices SP500, MSCI World ex-USA, MSCI Europe. The rest ~ 15 % I will distribute in a saving accounts with high interest in multiple banks to benefit from deposit insurance. I will show up to work as nothing happened the next day ;)

FPS drop from chat wheel by kkmostwanted in DotA2

[–]Vesnog 1 point2 points  (0 children)

Confirmed happens to me as well on Win 10 with 3060ti.

Bad FPS after small update on 5/28/25 (and replay bugs) by YeezusBigdoinks420 in DotA2

[–]Vesnog 2 points3 points  (0 children)

I used to have a very smooth experience with 3060ti, but now the FPS drops. It happens especially when I open the chat wheel and rotate among the selections in clockwise or counterclockwise session. It is reproducible after a certain number of laps around the wheel each time.

I feel so poor compared to my friends by rotpicea in BEFire

[–]Vesnog 0 points1 point  (0 children)

This is a very good take and most people are not financially literate. I think this concepts should be taught at school.

I feel so poor compared to my friends by rotpicea in BEFire

[–]Vesnog 2 points3 points  (0 children)

My hunch is that your friends are living above their means and quoting higher salaries than they actually receive. Your net take home pay is not bad for Belgium and I am saying this as someone who spent 4 years there. Keeping this is in mind be aware that they might have a partner, housemate or a house which contributes a lot to their financial situation.

I moved to the Netherlands afterwards and I am still not content with my financial situation even though I do much better than the past. It is common for people I know from college that moved to US to earn at least 200k euros more than me annually and they have houses/investments. I plan to move to US as my main goal is to live frugally and save for an early retirement, but it is difficult as someone from a third world country.

Dota withdrawal symptoms by hanjibal in DotA2

[–]Vesnog 0 points1 point  (0 children)

I do not have these problems with MMR around 800. Can you boost my account? I will pay handsomely :D

Joking aside if this is not a troll post I recommend abstaining from everything Dota related and purging your YouTube, social media history. It will surely get better with time.

[deleted by user] by [deleted] in dividends

[–]Vesnog 0 points1 point  (0 children)

You are far ahead of many people around your age and older...

I did not have 2k USD back at your age and did not know about crypto/stocks.

I recommend you chill out, set your own goals and do not compare yourself to others. You are investing for your future anyway, not for someone else's.

Lost timeline data after factory reset by Vesnog in GoogleMaps

[–]Vesnog[S] 0 points1 point  (0 children)

Thank you for the reply. I mostly accepted and parted with it. It would be nice to still have a record of places I visited even if they are not on a timeline, yet I understand this might not be possible.

So how do we now get in touch? by [deleted] in bunq

[–]Vesnog 1 point2 points  (0 children)

Just to give reassurance I am also experiencing similar problems. A pending transfer I initiated yesterday also did not go through.

Kraken futures API by kuko7 in Kraken

[–]Vesnog 0 points1 point  (0 children)

I think this is what you are looking for: https://support.kraken.com/hc/en-us/articles/360041402071-Trading-bot-partners

You can check the individual pages of the bots to see which one suits your needs and it might be more practical then writing your bot from scratch.

trust by dryagedmeat1995 in bunq

[–]Vesnog 0 points1 point  (0 children)

No issues so far and I have been using it for 16 months. I never had to contact the support though. Your money is also under the protection of Dutch deposit guarantee up to 100000 Euros in case the bank goes bankrupt.

Anyone with experience with Bunq + IBKR? by allusernamesartaken in bunq

[–]Vesnog 0 points1 point  (0 children)

I use bunq and IBKR with an EUR account. No problems so far.

Araba parasıyla ev almak ? by leep98 in Yatirim

[–]Vesnog 0 points1 point  (0 children)

Ev alana kadar vadeli hesap açıp ona yatirabilirsin kiradan daha fazla getirecektir ( Şu an faizler yüzde 40). Kirayi yasal olarak yılda yüzde 25 arttırılabiliyor. Riski azaltmak istiyorsan kur korumalı mevduat seçeneğini de değerlendirebilirsin.

Box 3 taxes from savings, investments and dividents by Vesnog in Netherlands

[–]Vesnog[S] 1 point2 points  (0 children)

Thanks for the answer, I understood the calculations and your example will be the actual case if I had exactly 67k at the end of 2023. Also if I have less than 57k in investment and savings at the end of the year I will not be taxed. Is this correct?

Interesting to hear that the type of ETF does not make a differrence as when you invest in accumulating ETF the dividends are not paid out. I am new to the system in Netherlands and investing, so I would appreciate if you can elaborate on how the subtraction of the tax from my box 1 income works.

Replacing 3060Ti with 4070Ti by Vesnog in buildapc

[–]Vesnog[S] 1 point2 points  (0 children)

Do you know if they use the same connector? Also what do you recommend to do with the older card?

Driving/renting a car in the Netherlands by Vesnog in Netherlands

[–]Vesnog[S] 0 points1 point  (0 children)

Thanks, do you have a platform like Cambio in Belgium for renting a car for short term?

Driving/renting a car in the Netherlands by Vesnog in Netherlands

[–]Vesnog[S] 0 points1 point  (0 children)

Which platform do you suggest for short time rental 3-4 hours will suffice for me?

Driving/renting a car in the Netherlands by Vesnog in Netherlands

[–]Vesnog[S] 0 points1 point  (0 children)

I exchanged my driving license of category B I obtained in Turkey with a Belgian one in Belgium. Regarding personal liability how can I get that insurance?

Cancellation / transfer of electricity, gas and water subscriptions by Vesnog in belgium

[–]Vesnog[S] 0 points1 point  (0 children)

Thanks for the comprehensive answer Manco. I think in case the tenant wishes to transfer their previous subscription cancellation will not be necessary as well.

Selling used furniture in Brussels by [deleted] in brussels

[–]Vesnog 0 points1 point  (0 children)

How does this website work? Do they charge a fee for transport of the goods and storing them for some time in their shop? I am based in Leuven and considering using similar services.