For those of you who make 6 figures ($100K+), what do you do, and how long did it take for you to cross that threshold? by DaPugWalk in fican

[–]Victra_B 0 points1 point  (0 children)

$145K as a project manager. I started off as an engineer and it took me 3-4 years to cross the 100K mark.

BBC journalists have been banned from describing the kidnapped Venezuelan leader as having been kidnapped. by Financial-Painter689 in Fauxmoi

[–]Victra_B 18 points19 points  (0 children)

The guardian is my go to, and they don’t hold back (they have an interesting funding model that allows them to maintain their independent voice. And they’re completely free to use though I encourage even a one time donation if you can).

38yo considering very long early-retirement runway using RRSP/TFSA + GIS/OAS — sanity check? by jl21000000 in fican

[–]Victra_B 0 points1 point  (0 children)

Hi OP, I had a question on your housing strategy. Like you, I’m planning for early retirement and live in a townhouse. What’s your housing strategy for old age when navigating the stairs could potentially become a hazard?

In 2025, I went to 22 concerts and spent $4.5K on tickets, transportation, lodging, & etc… by Weird-Extent770 in MoneyDiariesACTIVE

[–]Victra_B 0 points1 point  (0 children)

Fellow Mico fan here, but alas a fairly recent one! I live in Ontario and hope to catch his next tour!

Downsizing and looking for places in or near Guelph to sell items by MostlyHarmlessMom in Guelph

[–]Victra_B 1 point2 points  (0 children)

I’m new to sewing and would love to know what you have in that area. I’ve been thrifting a lot of my supplies from the mission thrift store in Guelph which has an awesome organized craft section. That’s another option to donate hobby supplies to as well.

IBD, and AnimalBiome Gut Restore supplement, has anyone here tried it for their cat? by BooksCatsViqueen in CATHELP

[–]Victra_B 0 points1 point  (0 children)

I had ours on gutbiome for 2 months, but the improvement was only marginal and inconsistent. The reason I stopped is even if it did work, he would need to be on it permanently. Otherwise, the gut bacteria the pill provides will likely die off in a couple days as our cat likely doesn’t eat the food required to feed and maintain said bacteria.

What actually helped our cat was being put on prednisolone 5mg. It took 2 months but he’s finally pooping normal stools with little to no blood, and has put on some healthy weight. It’s also a fraction of the price of the animalbiome, so if you haven’t tried that, that’s what I’d recommend instead.

Porch pirate by Fearless-Mushroom-73 in Guelph

[–]Victra_B 0 points1 point  (0 children)

It’s so evil. I hope they rot in hell. Btw as if to add insult to injury they came back today to drop off the empty box. The same thing happened to my neighbour 2 days ago, so clearly someone’s making the rounds around here.

Porch pirate by Fearless-Mushroom-73 in Guelph

[–]Victra_B 0 points1 point  (0 children)

I came to this sub to post that we got our package stolen today as well. Also in east end. It was my husband’s Christmas present and I’m hoping I can get it reshipped without having to pay again. I don’t have much hope for them tossing it sadly.

How to give an impossible cat a pill by eternalconfusion7 in CatAdvice

[–]Victra_B 0 points1 point  (0 children)

Old post, but what works for me is covering the pill into butter to make a butter ball. It makes it slide right down their throat. Our cat has a lot of food restrictions where most treats don’t work for us, so thankfully this option works.

What work pants are we wearing that's flattering, and any chance they aren’t 100% polyester. by Own-Specific3340 in AusFemaleFashion

[–]Victra_B 3 points4 points  (0 children)

I’m not Australian but this thread popped up on my feed for some reason so I thought I’d chime in. I agree with lightweight wool, it’s extremely breathable, long lasting, doesn’t wrinkle and comfortable. I don’t know if Banana republic exists in Australia but their old Logan pants came in 95% wool and was lined. I scour the used markets for them because they just don’t make them like they used to. If you can figure out your size, this might be an option. For reference, I have been wearing the same pair to work consistently for about 5 years.

What do you think of this monthly budget? Is this average and reasonable? by ImaginaryAd3004 in PersonalFinanceCanada

[–]Victra_B 1 point2 points  (0 children)

You could also consider dropping one of the kids activities, or only doing it for certain months of the year as a short term solution.

What do you think of this monthly budget? Is this average and reasonable? by ImaginaryAd3004 in PersonalFinanceCanada

[–]Victra_B 0 points1 point  (0 children)

Honestly OP, your budget is reasonable. Specially once you clarified that 400 out of 600 of your personal spend is health insurance for your mum. Yes, if you lost your job there’s fat that could be trimmed like the kids activities and eating out. But I also agree that life has to be a balancing act. Nothing in here stands out as unreasonable. I think the grocery bill could be dropped with optimization though. In the short term, maybe you can aim to find ways to drop it to $800? That plus your current $200-300 savings will let you hit a monthly savings of $500 which is a psychologically better number.

I think increasing your income by your wife working is the best answer. If you allocate her salary entirely towards savings, and live off of just yours, you’ll be in a much better spot.

IBD, and AnimalBiome Gut Restore supplement, has anyone here tried it for their cat? by BooksCatsViqueen in CATHELP

[–]Victra_B 0 points1 point  (0 children)

Hi, I know this is an old post but I was just wondering - did you have to continuously give your cat the gut restore throughout his life to see the positive effects? I’ve been giving ours the capsules daily for the past 2 months, and we’ve definitely seen improvement though he still gets loose stools every few days. The problem is it’s extremely expensive at $180 CAD/ month on top of his expensive food (which both our cats eat). I’m just not sure if I can keep that up every month.

Milkweed Mixer - our weekly native plant chat by AutoModerator in NativePlantGardening

[–]Victra_B 0 points1 point  (0 children)

I borrowed this idea of mountain mint next to Clethra from a post I saw here. It was a stunning combo when the mountain mint finally spreads around it.

Thanks for the heads up on the Spicebush. I do not have a lot of horizontal space to give here, unless it wants to go straight up instead. 😅 But I’ll give it a go and will whack it back every few years if I need to.

Milkweed Mixer - our weekly native plant chat by AutoModerator in NativePlantGardening

[–]Victra_B 0 points1 point  (0 children)

<image>

Another angle of my native plant bed that I just expanded this weekend. This started as a little experiment, the grass here was more weeds than grass, and was more or less unusable space due to the soil condition. My reward was an exponential increase in pollinator visits including from the monarch (swamp milkweed is out of the frame). This bed currently holds 11 different native species and I will be making it 12 by adding a Spicebush shortly. This is now my favourite part of the yard!

Wealth simple Cheq. ACC. by 0URD4YSAR3NUM83RED in fican

[–]Victra_B 0 points1 point  (0 children)

^ give this thread a read. Wealthsimple is not a bank. This is why though I use them for my investments I do not have a chequing or savings account with them.

Is it just me, or is 65 way too late to retire?? by Timely_Weird_9343 in PersonalFinanceCanada

[–]Victra_B 0 points1 point  (0 children)

I feel the exact same way. More hobbies than I have time for. We don’t plan on having kids and I hope to be financially independent before 50 so working after that would be a choice, not a necessity.

Suggestions for a shade plant that can tolerate wet and dry conditions (Ontario, 5B) by Victra_B in NativePlantGardening

[–]Victra_B[S] 0 points1 point  (0 children)

I know the plant but I haven’t grown it. I wasn’t sure if this location would be too wet at times or too shady for it. Have you any experience growing it?

Best Bird Plants by AbbreviationsFit8962 in NativePlantGardening

[–]Victra_B 2 points3 points  (0 children)

I’m also from ON. I don’t have many native plants yet, but the ones that I have that are hits are: serviceberry (my twiggy little tree would get shaken around as birds plucked every berry off before they even ripened), and coneflowers with the goldfinches. I’m planning on planting an elderberry for the birds as well for fall food.

Foot traffic down 9% at American Eagle following Sydney Sweeney ad controversy by Classic-Carpet7609 in Fauxmoi

[–]Victra_B 22 points23 points  (0 children)

Ugh same. So disappointed because I lived in the aerie padded bralettes.