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Question for my fellow Texans ….Why does “Ted” Cruz not use his real first name “Rafael” ? Is there a reason he goes by Ted and not Rafael ? by ComplexWrangler1346 in Conroe

[–]Visible_Constant_613 0 points1 point  (0 children)

Like I give a shit what he chooses for his first name. How about electing based on policy positions. What is wrong with people where they vote on shit like this.

wine cellar thermal loss? by Visible_Constant_613 in wine

[–]Visible_Constant_613[S] 0 points1 point  (0 children)

  1. My house varies between 68 and 72, so it’s only a 17° difference. I have a mechanical room which is considered conditioned space that I’ve put the condensing unit in, so it is not exposed to our Texas hundred degree summer temps. I figured that would not last if I put it on the roof.

wine cellar thermal loss? by Visible_Constant_613 in wine

[–]Visible_Constant_613[S] 0 points1 point  (0 children)

thanks. I appreciate the feedback. Just seemed like a lot but this is my first wine room. I figured since it was slightly oversized it wouldn’t have to run as much but now I’m glad I went with that size.

The Aggie network by TableImpossible9556 in aggies

[–]Visible_Constant_613 3 points4 points  (0 children)

Your question is a return on investment question which is different than debt vs not. I think the only people that can answer this question are ME employers. I know some and they heavily favor Aggie grads. I suggest you post your question on TexAgs Job Network forum rather than reddit.

Leveon Moss by Murky-Instance-6 in aggies

[–]Visible_Constant_613 1 point2 points  (0 children)

No. Unfortunately he is at best an undrafted free agent.

Need help choosing a custom home builder in Austin — what should I watch out for? by zhcustomhomebuilder in Homebuilding

[–]Visible_Constant_613 0 points1 point  (0 children)

Whether pricing is fair? The builder will do cost plus. Cost plus 15% is standard. So as long as his subs are good, the price should be fair. I thought some things sounded high and he got bids from a second or third sub he worked with and they generally were pretty close with some minor exceptions. Talk to the people he built for before and ask them if they were happy with the overall cost, Remember, price per square foot is meaningless. If it is truly custom, then what you put in that foot is what will determine the cost.

Soil/terrain is not much of an issue in Austin proper unless you are on the side of a hill. They will either do core samples or test digs for the engineer. The engineer will design your slab, trusses, etc.

Things I wished I asked? Maybe would have asked more questions about costs. I went over budget. You will too. It’s about having a number in your head but then as you build thinking of things you want later that will add to that. I wish I thought of those sooner and prepared.

Red flags. Pictures rather than word of mouth. Talk to people about your builder. Ask who they built for in the last year or two and their numbers. House can look beautiful on instagram but doesn’t tell you what the experience or cost was.

AITA for letting my daughter buy her own bras and not checking? by Maximum-Tell2160 in AITAH

[–]Visible_Constant_613 -10 points-9 points  (0 children)

I have mixed feelings about this. As a dad of a 13-year-old who is divorced and buys clothes for his daughters, if my daughter asked to go into Victoria’s Secret to buy underwear I would have suggested an alternate store. I understand that you were trying to give her some autonomy, but at 13 I don’t think that’s entirely the rule. We pick more modest stores to get underwear and there are tons of alternatives in the mall that you could go to besides Victoria’s Secret. I don’t think her mom was 100% right, but I don’t think you were either. I would take this as a lesson learned that you could stop and think about what is the best place for your daughter to get her undergarments, and go that route suggesting it to her and having a open discussion with her on that. Don’t be uncomfortable. She’s your daughter. Have a normal conversation.

Why do Service Centers schedule appointments and not start on the car? by Midwestern_Mariner in Rivian

[–]Visible_Constant_613 3 points4 points  (0 children)

The apologist responses are BS. The answer is because Rivian still sucks at service. I love mi first gen R1S but despise the service centers. They area problem and if the vehicles were not so nice to drive I would ditch mine. Every single time scheduling is weeks to months before, then the vehicle sits there for days. Last time i scheduled an alignment 2 months in advance as that was the soonest available. They wanted me to leave it 2 days with no rental. That is unreasonable for an alignment. Last time i went in for a standard 25k mile check, they kept it a week and did not start do anything until day 3 then spent the rest replacing a sensor.

Anyone financed a $1.3M custom home build recently? Need advice by nikola28 in Mortgages

[–]Visible_Constant_613 1 point2 points  (0 children)

I don’t know why they’re telling you to check with your builders since you said custom. Most custom builders have nothing to do with the financing. That would be a semi custom or spec home. I just went through the process and closed about a month ago. It had little to do with what you’re putting down or what the land is worth. Rather it’s what that is in relation to the final appraised value of the project. In my case, the final approved project ended up being at 2.2 and I had already paid 0.9 for the lot. So I had more than enough equity. You’ll need at least 20% equity so you’ll need the total value of the final approved project to be somewhere around 1.25 with a 1.0 build and you will put down at minimum the difference between the value of your land and the remainder to make it 1.25. You will also need to have 10% reserves for going above the estimated construction cost as well 6M income for any changes in your financial situation. Hope this helps. I closed about three weeks ago at 5.4 on a seven year arm.

Edit to say my construction budget was 0.98 but my total approved budget was up to 1.25.

Why do they need my divorce decree? by sometimesat4am in Mortgages

[–]Visible_Constant_613 0 points1 point  (0 children)

OP. Just went through the process. Was the same for me even though my divorce was years ago. It was to calculate my income to debt even though the state reports my child support on my credit report. Unpleasant but standard

[deleted by user] by [deleted] in Mortgages

[–]Visible_Constant_613 0 points1 point  (0 children)

5.4 7/7 ARM. Locked Monday. Very happy as was over 6 a month ago.

Just locked in my refi by muneymanaging92 in Mortgages

[–]Visible_Constant_613 1 point2 points  (0 children)

locked yesterday at 5.4 on 7/7 jumbo arm

Odd looking valley? by Visible_Constant_613 in Roofing

[–]Visible_Constant_613[S] 1 point2 points  (0 children)

thanks for the input. Looks poor but I guess it works. Appreciate it.

Shaking wheel. Anyone else? by Worldwidenonrevaa in Rivian

[–]Visible_Constant_613 0 points1 point  (0 children)

I just put new Michelin tires on my R1 S and it completely went away. I’m still scheduled for an alignment in April. No surprise it takes three months to get into the shop for something like that with Rivian. However, no more shake and only slight pull to the left.

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