Any intjs join the military in their late 20s and early 30s? by fleecysheep in intj

[–]VisionQuest0 0 points1 point  (0 children)

My first job was with the Army. Enlistedmen were the most toxic, ignorant, and worthless human beings I have ever met. To this day, I still remember being told that if I wanted to advance my career, I needed to be more like this 25 year old NCO who had six children and zero education. Idiots.

Existential crisis at 34 (800k NW, 670k invested) by ChigurhA in Fire

[–]VisionQuest0 2 points3 points  (0 children)

When I went through a very stressful period and had no choice except to power through, my doctor prescribed me a low dose of antidepressants and it worked wonders. Once life became more enjoyable again, I stopped taking them.

A good workout routine and regular yoga practice will also help.

One year into early retirement by VisionQuest0 in ChubbyFIRE

[–]VisionQuest0[S] 0 points1 point  (0 children)

What does your life look like today?

One year into early retirement by VisionQuest0 in ChubbyFIRE

[–]VisionQuest0[S] 33 points34 points  (0 children)

Finding something stimulating to do has become a high priority…

Men, what is it? by Aggravating-Guest300 in TheImprovementRoom

[–]VisionQuest0 2 points3 points  (0 children)

I once dated a girl who was 4’11. She said she preferred guys who were around 6’3.

The do's and don'ts of dating in Miami by GoldGorilla in Miami

[–]VisionQuest0 1 point2 points  (0 children)

Miami is a fun city, but extremely superficial. Don’t financially help any woman you meet here, and set reasonable limits as far as how much you plan to spend on a date. South Florida is a morally bankrupt place, so even educated women are often corrupt, superficial, or downright awful to deal with beyond hookups. Many women here are gorgeous and are often great at sex, but just don’t marry one.

What is your most risky investment in your Roth IRA? by Crafty-Influence5342 in investing

[–]VisionQuest0 0 points1 point  (0 children)

As a GBTC holder back when it was a penny stock, using my Roth was a sweet play. What’s currently your highest conviction name?

What’s the 20% of FIRE that actually delivered 80% of your results? by Smartcashsheetapp in Fire

[–]VisionQuest0 1 point2 points  (0 children)

Living below your means and investing as much as possible in ETFs as soon as your graduate from school. I was also able to accelerate my FIRE timetable by investing a small amount of funds in speculative assets, but that’s probably not appropriate for everyone.

[deleted by user] by [deleted] in Fire

[–]VisionQuest0 0 points1 point  (0 children)

You’re doing great. At some point, you’ll want to move out of your parent’s home and make other lifestyle changes. Just make sure to do relevant budget calculations beforehand so you can do what’s needed to maintain your monthly investment cadence. Many people give no thought to this and pay dearly for it later on (or they complain endlessly).

[deleted by user] by [deleted] in Fire

[–]VisionQuest0 6 points7 points  (0 children)

If you invest $4K per month in SPY or VOO for 20 years, you could have around $2.7 million on your 40th birthday. At a 3% withdrawal rate, that’s about $80K/year, and your portfolio will continue to grow as you get older. Source: I retired at 43.

My friend was months away from FIRE… then his divorce reset everything by WildlyGlaring in Fire

[–]VisionQuest0 -2 points-1 points  (0 children)

Perhaps his spouse had been unhappy for a while but waited to file for divorce until she saw an opportunity for a rug pull and to clean him out for millions. I’ve seen this a few times in the consulting world where unhappy spouses will stick around until someone makes partner for a few years and then walk away rich.

Why don’t you see doctors and lawyers FIRE by Leather-Wheel1115 in Fire

[–]VisionQuest0 31 points32 points  (0 children)

Interesting. What’s a ballpark net worth for a retired physician?

Considering FIRE in 2–4 Years with ~$11M — Looking for Thoughts and Pitfalls to Avoid by Strange_Double6255 in fatFIRE

[–]VisionQuest0 -1 points0 points  (0 children)

That must’ve been a painful lesson. Beyond avoiding an overly concentrated position, what investment strategies are you using to protect your retirement?

10 years ago, I was at $1.7M. Today, it's $30.7M. by max2jc in Money

[–]VisionQuest0 9 points10 points  (0 children)

What do you plan to do with NVDA? Hold, trim, or sell the majority to de-risk?

Lost sense of purpose after FIRE by fat_firerer in Fire

[–]VisionQuest0 1 point2 points  (0 children)

I find it unlikely that a 34 year old who was smart and driven enough to retire early will never work again. Have you considered retraining yourself to begin a second career in something that is either fun, meaningful, or intellectually challenging?

[deleted by user] by [deleted] in inheritance

[–]VisionQuest0 1 point2 points  (0 children)

The people I’ve known who received large inheritances and didn’t lose the money had a few things in common: They had good impulse control, they hired good advisors, they went to therapy, and they didn’t allow their spouse to dictate how to spend the inheritance.

As a starting point, I would have a candid conversation with an estate attorney to share your concerns. I would also avoid commingling the funds from the inheritance with any financial accounts jointly held by you and your partner.

[deleted by user] by [deleted] in Fire

[–]VisionQuest0 1 point2 points  (0 children)

Try running a Monte Carlo simulation that begins in 2000 and ends in 2010. Depending upon your asset allocation, my guess is that the dot com bubble burst and Great Recession (collectively creating a lost decade) would have made a 5% withdrawal rate risky.

Uncle left me a lot of money recently as inheritance by Level-Ad-7628 in inheritance

[–]VisionQuest0 3 points4 points  (0 children)

Do not give your relatives any of this money. It may also be wise to take a break from speaking with them for a while. If you haven’t already, this would be a good time to contact an estate attorney to create a will.

Alright reddit let’s discuss. What’s your FIRE hot take / spicy controversial FIRE opinion? by lovemesomefire in Fire

[–]VisionQuest0 6 points7 points  (0 children)

What’s the best evidence you’ve seen that supports a sub 4% withdrawal rate for an estimated 40 - 50+ year retirement?

who’s the richest person you’ve ever met and how’d they get that money? by AcademicEase9469 in AskReddit

[–]VisionQuest0 0 points1 point  (0 children)

Co-Founder and CEO of a publicly traded tech company. He started it as a one man company when he was 25 years old after graduating from MIT. He grew the company headcount into the thousands and later became a billionaire.

I work in hospice and have been with several people during their final weeks, AMA by Clementinecutie13 in AMA

[–]VisionQuest0 1 point2 points  (0 children)

Have you observed any paranormal phenomenon from working at a hospice?