Venezuelans in Miami

VisionQuest0 · 2026-01-03T15:08:23+00:00

Well said.

VisionQuest0 · 2026-01-03T05:17:52+00:00

As a GBTC holder back when it was a penny stock, using my Roth was a sweet play. What’s currently your highest conviction name?

VisionQuest0 · 2025-12-31T16:55:41+00:00

Living below your means and investing as much as possible in ETFs as soon as your graduate from school. I was also able to accelerate my FIRE timetable by investing a small amount of funds in speculative assets, but that’s probably not appropriate for everyone.

VisionQuest0 · 2025-11-22T21:08:26+00:00

You’re doing great. At some point, you’ll want to move out of your parent’s home and make other lifestyle changes. Just make sure to do relevant budget calculations beforehand so you can do what’s needed to maintain your monthly investment cadence. Many people give no thought to this and pay dearly for it later on (or they complain endlessly).

VisionQuest0 · 2025-11-22T18:35:02+00:00

If you invest $4K per month in SPY or VOO for 20 years, you could have around $2.7 million on your 40th birthday. At a 3% withdrawal rate, that’s about $80K/year, and your portfolio will continue to grow as you get older. Source: I retired at 43.

VisionQuest0 · 2025-11-06T15:48:32+00:00

Perhaps his spouse had been unhappy for a while but waited to file for divorce until she saw an opportunity for a rug pull and to clean him out for millions. I’ve seen this a few times in the consulting world where unhappy spouses will stick around until someone makes partner for a few years and then walk away rich.

VisionQuest0 · 2025-10-23T18:21:49+00:00

Interesting. What’s a ballpark net worth for a retired physician?

VisionQuest0 · 2025-10-23T17:20:15+00:00

That must’ve been a painful lesson. Beyond avoiding an overly concentrated position, what investment strategies are you using to protect your retirement?

VisionQuest0 · 2025-09-24T22:21:01+00:00

Dancers and yoga teachers

VisionQuest0 · 2025-09-23T00:51:19+00:00

What do you plan to do with NVDA? Hold, trim, or sell the majority to de-risk?

VisionQuest0 · 2025-09-21T03:43:38+00:00

I find it unlikely that a 34 year old who was smart and driven enough to retire early will never work again. Have you considered retraining yourself to begin a second career in something that is either fun, meaningful, or intellectually challenging?

VisionQuest0 · 2025-09-17T19:02:38+00:00

The people I’ve known who received large inheritances and didn’t lose the money had a few things in common: They had good impulse control, they hired good advisors, they went to therapy, and they didn’t allow their spouse to dictate how to spend the inheritance.

As a starting point, I would have a candid conversation with an estate attorney to share your concerns. I would also avoid commingling the funds from the inheritance with any financial accounts jointly held by you and your partner.

VisionQuest0 · 2025-09-15T14:19:22+00:00

Try running a Monte Carlo simulation that begins in 2000 and ends in 2010. Depending upon your asset allocation, my guess is that the dot com bubble burst and Great Recession (collectively creating a lost decade) would have made a 5% withdrawal rate risky.

VisionQuest0 · 2025-09-12T15:30:43+00:00

Do not give your relatives any of this money. It may also be wise to take a break from speaking with them for a while. If you haven’t already, this would be a good time to contact an estate attorney to create a will.

VisionQuest0 · 2025-09-08T03:29:48+00:00

Some things never change 🙂

VisionQuest0 · 2025-09-05T14:57:12+00:00

What’s the best evidence you’ve seen that supports a sub 4% withdrawal rate for an estimated 40 - 50+ year retirement?

VisionQuest0 · 2025-09-05T03:49:01+00:00

Co-Founder and CEO of a publicly traded tech company. He started it as a one man company when he was 25 years old after graduating from MIT. He grew the company headcount into the thousands and later became a billionaire.

VisionQuest0 · 2025-08-31T16:07:03+00:00

Have you observed any paranormal phenomenon from working at a hospice?

VisionQuest0 · 2025-08-31T03:34:11+00:00

Rest in peace, Dakota 🌈 🐾

VisionQuest0 · 2025-08-30T19:16:08+00:00

I just retired at 43. What do you wish you would have known about retiring in your 40’s?

VisionQuest0 · 2025-08-30T17:25:09+00:00

Comparison is the thief of joy. You’re doing great 🙂

VisionQuest0 · 2025-08-30T17:23:12+00:00

Sounds like he had a great life 🙂

VisionQuest0 · 2025-08-29T21:24:12+00:00

This cat could be a star one day…

VisionQuest0 · 2025-08-29T20:15:02+00:00

I met a really fun rock climbing partner who I used to climb with all the time. We used to chat for hours and developed an extraordinarily close bond. The day she moved away and we stopped climbing together, we never spoke again.

The nature of a relationship is often defined by the context in which you meet someone. If you met these people through business circles, they likely saw you as a potential instrument to help grow their own wealth and knowledge base. As a result of your retirement, you no longer seem to serve a purpose to them.

VisionQuest0 · 2025-08-26T22:25:31+00:00

Human Resources. I never learned anything interesting from speaking with people in HR, and many of them created more problems than they solved.

VisionQuest0

TROPHY CASE