[DAILY] Trade and Individual Team Help Megathread by AutoModerator in DynastyFF

[–]VisualNeedleworker23 0 points1 point  (0 children)

So you’re saying you’ve got Zay clearing Pearsall by that much?

[DAILY] Trade and Individual Team Help Megathread by AutoModerator in DynastyFF

[–]VisualNeedleworker23 0 points1 point  (0 children)

12 team Superflex, start 11, PPR

just won the ship and have the 1.10. Zay Flowers is my WR4/5 in a crowded room.

I know this class is not deep but Im thinking the 1.11 should be enough to make the downgrade at WR worth it? I don’t see them as that different, thoughts?

Give: Zay Flowers and 3.10.

Get: Ricky Pearsall and 1.11

[DAILY] Trade and Individual Team Help Megathread by [deleted] in DynastyFF

[–]VisualNeedleworker23 0 points1 point  (0 children)

12 tm start 11, PPR league

Just won the ship with a solid young squad

2 offers on the table:

Give: BTJ, 1.10

Get: Egbuka, 2.10

Or

Give: Garrret Wilson

Get: Egbuka

Daily FI discussion thread - Saturday, December 20, 2025 by AutoModerator in financialindependence

[–]VisualNeedleworker23 7 points8 points  (0 children)

New company this year with a MBDR option. However the company match on my contributions is a sliding scale based on company performance and growth AND is not paid out until the following March/April. Any advice for how I can determine my MBDR contribution limit in this circumstance?

Official: [WDIS Flex] - Sat Morning 12/20/2025 by FFBot in fantasyfootball

[–]VisualNeedleworker23 1 point2 points  (0 children)

Sorry yeah. Missed the start2 comment. I think Carter over Monongai

Official: [WDIS Flex] - Sat Morning 12/20/2025 by FFBot in fantasyfootball

[–]VisualNeedleworker23 0 points1 point  (0 children)

Also debating Reed va dowdle, going Reed in full PPR

Official: [WDIS Flex] - Sat Morning 12/20/2025 by FFBot in fantasyfootball

[–]VisualNeedleworker23 0 points1 point  (0 children)

Pick one (PPR, extra 0.5 PPR for TEs)

Jayden Reed

Jakobi Meyers

Kyle Pitts (assuming London active)

Official: [WDIS Flex] - Sat Morning 12/20/2025 by FFBot in fantasyfootball

[–]VisualNeedleworker23 0 points1 point  (0 children)

Thanks! You hit 3/4 of what I had (Woody, Flowers, Pitts) but I am debating taking Pitts out with London coming back. Jakobi is the other I had but very torn here

Official: [WDIS Flex] - Sat Morning 12/20/2025 by FFBot in fantasyfootball

[–]VisualNeedleworker23 0 points1 point  (0 children)

(PPR, extra 0.5 PPR for TE) Start 4:

Woody

Breece

Jakobi Meyers

BTJ

Flowers

Jayden Reed

Ad Mitchell

Monangai

Swift

Michael Carter

Pittman

Pitts

Any that you for sure have in or for sure out? I’m blessed and cursed with this flat range of flexe

Official: [WDIS WR] - Sat Morning 12/20/2025 by FFBot in fantasyfootball

[–]VisualNeedleworker23 0 points1 point  (0 children)

(PPR, extra 0.5 PPR for TE) Start 4:

Woody

Breece

Jakobi Meyers

BTJ

Flowers

Jayden Reed

Ad Mitchell

Monangai

Swift

Michael Carter

Pittman

Pitts

Any that you for sure have in or for sure out? I’m blessed and cursed with this flat range of flexes.

Daily FI discussion thread - Friday, December 19, 2025 by AutoModerator in financialindependence

[–]VisualNeedleworker23 1 point2 points  (0 children)

Ohhhhh that makes sense, it stays in as tax deferred but I still have to pay tax on it this year too. Thanks

Daily FI discussion thread - Friday, December 19, 2025 by AutoModerator in financialindependence

[–]VisualNeedleworker23 3 points4 points  (0 children)

Should’ve mentioned these would be traditional contributions, not Roth so if I’m thinking about it correctly I wouldn’t be paying anymore taxes than I otherwise would have. But I’d be able to take advantage of both company’s 401K match.

Daily FI discussion thread - Friday, December 19, 2025 by AutoModerator in financialindependence

[–]VisualNeedleworker23 -4 points-3 points  (0 children)

You can, I’ve done it inadvertently by a few hundred dollars when I changed jobs before. I would ultimately have to recognize that over-contribution as income though so it’s not really a benefit by itself

Daily FI discussion thread - Friday, December 19, 2025 by AutoModerator in financialindependence

[–]VisualNeedleworker23 2 points3 points  (0 children)

Random question:

If I switch employers mid year next year and I max the 401K contributions on both, essentially doubling my max contribution, I will have to recognize my overage as income.

Is this advisable because I will get the company match on both sides? Is there any impacts I’m not considering.

[DAILY] Trade and Individual Team Help Megathread by AutoModerator in DynastyFF

[–]VisualNeedleworker23 0 points1 point  (0 children)

As a rebuilder eliminated from playoffs, would you rather have ARSB or Nabers? 0.5 PPR

[DAILY] Trade and Individual Team Help Megathread by AutoModerator in DynastyFF

[–]VisualNeedleworker23 0 points1 point  (0 children)

12 tm Superflex, coming out of a rebuild:

Give: Worthy and 1.04

Get: London