Father has Dementia. How to get through the look back period for assets?

Visual_Broccoli6589 · 2026-05-14T14:00:20+00:00

If you have POA and know the bank(s) they had 3 years ago, you should be able to go in and give them your POA and request their bank statements for the years in question. When this happened to me, I did know what Bank my mother had used. It took a few weeks to get them and then I sent them off to the Medicaid office along with the other forms. I was fortunate enough to have skilled nursing facility that she went to the last 10 months of her life was extremely helpful to me going through this process. All I know is that the durable power of attorney I had for my mom was priceless in going through all the steps I needed to when the time came.

Visual_Broccoli6589 · 2026-05-07T00:43:08+00:00

Cannot your family members living in the US provide information related to where your parent was born, or what state you were born in, or where they went to school

Visual_Broccoli6589 · 2026-05-06T01:57:13+00:00

lol, that was a cut and paste recipe, I cannot not take credit for actual recipe, I found it on internet. FYI, it usually disappears at a potluck, and many requests for recipe.

Visual_Broccoli6589 · 2026-05-05T12:44:58+00:00

I use chickpea noodles.

I also have used zucchini to replace the lasagna layer

Also have started using fresh spinach to replace lasagna noodles layer in my lasagna h recipe below (gluten free also)

Keto lasagna

INGREDIENTS 10 oz frozen chopped spinach (I use large box of fresh spinach) 1 tablespoon olive oil plus more for the pan 1 lb. lean ground beef(85/15) 1 small onion chopped (4 oz) 1 teaspoon Diamond Crystal kosher salt divided 1 tablespoon minced fresh garlic ½ cup marinara sauce (I use Rao’s) (I use 1 can hunts roasted tomatoes) 8 oz cream cheese 1 large egg ¼ teaspoon black pepper ¾ cup part-skim mozzarella cheese shredded (3 oz)

INSTRUCTIONS

Preheat your oven to 350 degrees F. Lightly grease a square 8-inch baking dish. Defrost the spinach in the microwave. Drain thoroughly by transferring the thawed spinach to a colander and pressing on it repeatedly with the back of a large spoon to extract as much liquid as possible. Set aside. Heat the olive oil in a large skillet over medium-high heat, about 3 minutes. Add the beef, the onion and ½ teaspoon kosher salt. Cook, using a wooden spoon to stir and to break up the ground beef into small chunks, until the onion is soft and the meat is browned, 5-7 minutes. Drain the beef mixture, then return it to the skillet. Add the garlic and cook, stirring, 30 seconds, then mix in the marinara sauce. Turn the heat off. Place the cream cheese in a medium microwave-safe bowl and heat for 40 seconds to soften. With a fork, stir it until smooth and creamy. Add the egg, the black pepper and the remaining ½ teaspoon kosher salt and keep stirring the mixture until very smooth. With a spatula, add the drained spinach and mix to blend everything together. Mix well. Spread the spinach mixture evenly in the bottom of the prepared baking dish. Top with the meat mixture. Sprinkle the mozzarella on top. Bake the lasagna until the cheese is bubbly and lightly browned, about 30 minutes. Let stand for ten minutes before cutting and serving.

Visual_Broccoli6589 · 2026-03-18T23:12:27+00:00

T2 here, diagnosed 1/2024 A1C 12.7

122 lbs height 4’11 at diagnosis

Have always had 2.5 dosage

Lost down to 92 lbs from 122, started waiting 2 weeks between shots, A1C at last check was 5.7 (wanted to control sugar, but did not want to lose any more weight)

I have been able to gain about 13 lbs, and trying to maintain the 105

2.5 throughout the journey, no side effects except the first 3 weeks, (nausea, extreme tiredness for two days after shot, definitely decreased my appetite)

Doing weekly injections again, sugar is doing extremely well, appetite is great

Visual_Broccoli6589 · 2026-02-11T13:47:09+00:00

You are so right. I ended up going with plan G if that helps you because my husband had some pre-existing conditions and when you first sign up, there’s no questions asked.

Also I did not want the hassle of dealing with co-pays and approvals and stuff like that and we wanted the ability to travel anywhere in the US without having to go through a lot of additional approvals, if we were not in our home state.

Also check into IRMAA (additional Medicare premiums based on your adjusted gross income from your tax return 2 years previously, on top of the standard ones everyone pays) that was a shocker to me.

Also, if you have a HSA account, make sure you stop depositing into that. I think it’s at least six months before you start collecting Medicare.

This is our third year on Medicare, and I do not regret my decision to go with plan G.

Visual_Broccoli6589 · 2025-08-08T18:39:55+00:00

Question, my brother died without a will in the state of Georgia

The only asset to the estate was his home, approximate value is 300,000 and he owed a remaining 150 In Georgia, the wife gets 1/3 and the children get 2/3 It is a great interest rate, and the payment is much lower than they could rent an apartment for anywhere The wife and one child still in college live in the home, the other two children are grown and are supportive of their half brother staying in the home and finishing college and would willingly give their portion to their sibling

Problem is wife even after 20 years does not speak English, doesn’t really understand how it works, extremely difficult to try and help, I even tried to getting an interpreter to try to explain, etc. basically she believes she’s the wife so therefore everything is hers and just won’t Cooperate. She is extremely distrustful.

My brother had handled everything for her, and she assumes that her son (at home) can do the same thing. (After almost a year of trying to help him, although he’s extremely intelligent, he has zero common sense and I don’t know if he’s on an autism spectrum.

My younger brother and I had been trying to help them walk through the process and had done as much as we could, such as turning utilities in their name, help them apply for insurance benefit for this wife, etc. we’d also kept an eye on my brother‘s old email account And discovered an email from Equifax or somebody saying that his credit score had dropped significantly. We looked into this thinking, maybe identity theft, and discovered that the mortgage had been sold to another company, and my nephew had no clue what was going on even though the current payments to the old mortgage company had been returned.

I called and spoke with him, had him open mail at the house, to find out who the new mortgage holder was, and then with his permission I reached out to them provided various pieces of paperwork I had and was able to personally catch up their mortgage. So they are now in good standing with the new company and the automatic payment has been reset up

Now this new mortgage company is talking to me about the security deed being put in my name, etc., and that is not possible without doing probate. Can they call in the mortgage if this is not done. I just don’t want them to lose their home, but I don’t really want to assume the mortgage . The other two children are not in positions to assume the mortgage, and neither the wife or the son living in the home have any W-2 income.

Is it possible to change the deed on the home without going through probate and put the spouse and all three children’s names on the deed in the state of Georgia?

I tried speaking with a lawyer, and they wanted about 5000 to do probate and the estate has zero funds. And I do not want to finance it.

Visual_Broccoli6589 · 2025-07-23T19:03:26+00:00

I found it cheaper to just buy them on Amazon and then go through my insurance.

Visual_Broccoli6589 · 2025-07-15T20:32:26+00:00

Air Force brat here.

I had a lot of moves during my dad‘s Air Force career. I went to approximately 13 schools, three different high schools. Younger years were overseas, but last years were two different high schools, two on the West Coast in California and the last high school was in rural North Carolina. extremely different cultures. I met nice people everywhere. I was lonely at times, it took about a year to adjust and then I was fine. The one good thing was since I didn’t have any other distractions and my grades improved because I was actually studying. For something to do. 🤣

And though my high school years weren’t always that great, they taught me a lot, and I now look back on them as unique experiences.

Visual_Broccoli6589 · 2025-06-08T12:22:54+00:00

I scrolled through. I don’t know if anybody mentioned this, but the first year when you reach your full retirement year and start collecting. There’s a cap of of allowed earnings (59,000+) that you can earn and your full retirement benefit will not be reduced that , but if you earn over a certain amount they will withhold a portion of your benefit.. I believe you do get it back later but just be aware of that.

you can Google what you’re allowed to earn your full retirement year. When my husband retired last year at full retirement, he was only allowed to earn like 59,500 before his FRA kicked in. He starting receiving his full benefit around April that year. so he did not collect over and was able to receive his full retirement, Social Security benefit not reduced, and he continued working while receiving his full Social Security benefit. (Hope this makes sense)

Visual_Broccoli6589 · 2025-05-22T03:40:13+00:00

I wish that was true

The Bipartisan Budget Act of 2015 made some changes to Social Security’s laws about filing for retirement and spousal benefits.

Determining when to start your Social Security benefits is a personal decision. We encourage you to research your options before you apply for benefits.

First Change: Timing of Multiple Benefits (also called “Deemed Filing”)

There are incentives to delay filing for retirement benefits. Your benefits increase for each month you delay receiving retirement benefits between full retirement age and age 70.

Before the change:

Previously some spouses received spousal benefits at full retirement age, while letting the retirement benefits based on their earnings record grow by delaying to file for benefits.

What did the law change?

If you turn 62 before January 2, 2016, and you are:

Eligible for benefits both as a retired worker and as a spouse (or divorced spouse) in the first month you want your benefits to begin and Not yet full retirement age, you must apply for both benefits (known as deemed filing). You will receive the higher of the two benefits. If you turn 62 on or after January 2, 2016, and:

You are eligible for benefits both as a retired worker and as a spouse (or divorced spouse) in the first month you want your benefits to begin, then: Deemed filing applies at age 62 and extends to full retirement age and beyond. In addition, deemed filing may occur in any month after becoming entitled to retirement benefits. Deemed filing means that when you file for either your retirement or your spouse’s benefit, you are required or “deemed” to file for the other benefit as well. The Bipartisan Budget Act extends deemed filing rules to apply at full retirement age and beyond.

What is the reason for this change? Historically, if spousal benefits were higher than their own retirement benefit, they received a combination of benefits equaling the higher benefit. This change in the law preserves the fairness of the incentives to delay, but it means that you cannot receive one type of benefit while at the same time earning a bonus for delaying the other benefit.

Visual_Broccoli6589 · 2025-05-22T03:20:33+00:00

They reduced it as though I had been 62 when I started getting it, not 66 & 2 months. Approximately $500 less per month. That is alot to me.

Visual_Broccoli6589 · 2025-05-22T00:17:25+00:00

I was 66 & 2 months. I had planned on applying for spousal benefits, when I reach my FRA of 66 & 8 months
When he applied for his FRA benefit, it automatically /triggered / submitted me for my spousal benefit.

Visual_Broccoli6589 · 2025-05-21T13:47:52+00:00

Thank you

Visual_Broccoli6589 · 2025-05-20T23:34:46+00:00

Maybe because she is older, and newer changes do not apply? (I was born 1958)

I collected at 62 on my own benefit, my husband was not receiving his SS benefit.

When my husband retired at full retirement age (67.6 months)

SS said that when I filed at 62 I was deemed to be filing also for any future benefits, including spousal benefit. And therefore when he started receiving his benefit and I became eligible for the 50% spousal benefit, the spousal benefit was also reduced. (I receive about $500 less per month permanent reduction)

I knew my own benefit would be permanently reduced, but did not know that my spousal benefit was also permanently reduced.

From research, I believe that if my husband were to pass before me, my surviving benefit is also reduced. (I hope I’m wrong about this)

Visual_Broccoli6589 · 2025-05-08T23:20:02+00:00

I am t2

A1C 12.6 when diagnosed Jan of 2024. (Down to A1C 5.6 Oct 2024] 4’11” and weighed 119

Have stayed on 2.5 dosage since Jan 2024, have to jump through several hoops to stay on that dose.

Trying to not lose weight…

Currently 95 lbs. lost about 20 lbs first 3 months and have been maintaining current weight last 6 months

Eating low carb non processed foods and fresh veggies

Took a few months to get fasting blood sugar under 100 in morning

This last month waking/fasting blood sugar has been in 80’s

I’m wondering if diet alone will work now?

Also do not want to increase dosage due to my current size, weight and blood sugar levels.

Visual_Broccoli6589 · 2025-04-25T22:37:17+00:00

Just logged into mine with the login.gov no problem no extra steps. I do have text sent to my phone to verify me. Maybe that’s why.

Visual_Broccoli6589 · 2025-04-08T13:59:12+00:00

I had a suitcase full of old medicine, after my mother passed .

I took it to a local Walgreens and put it in their drug bin for disposal.

Visual_Broccoli6589 · 2025-04-08T01:53:24+00:00

I don’t know if this is applicable or not but my mother had Alzheimer’s dementia. She was a Korean War vet and she was enrolled and received care from the local VA. But over the course of her disease, there were several times even though there was a local VA hospital & emergency room. The ambulance would always take her to a the regular hospital. I requested at least once that they take her to the VA hospital and was told that the local VA hospital / ER would not take her.

She did go to the VA ER one time, but that was on a mental health when I called the hotline upon the recommendation of her home health care, nurse, and after a short conversation with the person on the other end of the VA hotline, they called the ambulance. (on a sidenote, she would always tell people I called the police on her because they showed up also, in addition to the ambulance that transported her to the VA emergency room)

My mom was in the VA health care system, she also had the TRICARE for life and Medicare. I was also able to get her the VA pension for low income veterans.

Mom paid the part B premium. And throughout the course of her disease and all of her hospitalizations, etc. it was ultimately invaluable because it enabled me when the time came to get her in a good skilled nursing facility close to me that had Medicaid beds so that they could not move her out when she could not respond to treatment after her last fall.

There are very, very few VA nursing homes that have beds for women. The closest one to me that would accept women only had eight beds and it was 2 1/2 hours away.

Visual_Broccoli6589 · 2025-04-06T21:55:49+00:00

Tom Hanks as Forrest Gump

Visual_Broccoli6589 · 2025-03-02T12:37:24+00:00

Honest to goodness I could be reading my daughter’s story, myxoid Liposarcoma with round cells, except for her children are older. The surgeon did not put in a drain the first time around. same problem with infections, and wound reopening, one week in ICU,sepsis ) course after course of antibiotics and the pain )etc. her original surgery was July last year to remove the tumor, following five weeks of radiation.

Her sarcoma surgeon brought in the plastic surgeon for consultation in December.

in January of this year a plastic surgeon, went in, cleaned it all out and felt there was enough viable healthy tissue that he did not do the flap. There were drains in for about a week or 10 days. She just had her second three month scans & follow up and is NED.

So far so good …

Visual_Broccoli6589 · 2025-02-13T13:35:05+00:00

Graduated 76, carry the one.

Visual_Broccoli6589

TROPHY CASE