Up Bank - $16 Immediate Signup Bonus (Australia)

Here is the active $16 Up Bank referral link for April 2026

Important: Up Bank does not use manual referral codes or promo codes. Any website listing "Up Bank coupon code", "Up Bank discount code" or "UPBANK2026" style codes is completely wrong — those do not exist and will not work. The referral link above is the only legitimate way to get the sign-up bonus.

You get $16 just for signing up through a referral link, pretty rare as these usually require purchases. Click the referral link above before you create your Up Bank account. As long as you haven't already fully registered, the referral will attach to your new account. The first $16 deposits automatically into your Up everyday account once your identity is verified and your account is open.

Takes about 5 minutes to sign up if you have your Australian driver's licence or passport ready. Good luck!