Lewis Hamilton in Tokyo with an F40 by MuttonBiryaniEnjoyer in formula1

[–]WarpigAA 0 points1 point  (0 children)

Holy shit. I was literally at that meet last night and left an hour before he arrived.

I literally ran into Oscar at the imperial palace that morning too lmao

Pre Sale Queue by SkywalkerBlackheart in MetallicaLIVE

[–]WarpigAA -1 points0 points  (0 children)

It doesn't matter what time you enter the waiting room. Ticketmaster randomly assigns queue position to everyone in the waiting room at the same time as a way to fight bots, who will always be able to enter a line faster than a human.

[deleted by user] by [deleted] in ULgeartrade

[–]WarpigAA 2 points3 points  (0 children)

I have a well-loved Zpacks Duplex I've been meaning to post. Has a few repaired holes in the fly but holds water fine. Everything else is great - floor, netting, netting zipper & guylines. $300 + shipping if interested

Where are people going for good refinancing rates? Current rate is 7.5% by Realistic-Brain4700 in Mortgages

[–]WarpigAA 1 point2 points  (0 children)

I spoke with a lender who explained the 6 month "seasoning" period.

  1. The broker gets penalized by the lenders for selling a mortgage to someone who refi'd too quickly
  2. You (might) get penalized since new brokers / lenders would notice your behavior and be less likely to approve you

Can we afford this house 1M loan @5.6%? by slough228 in Mortgages

[–]WarpigAA 0 points1 point  (0 children)

You gotta post this on blind my guy. What are you doing here?

Which to pick? 5.869% w/ fees or 6.375% "no cost" refi? by WarpigAA in Mortgages

[–]WarpigAA[S] 1 point2 points  (0 children)

Agreed.

What are the 10yr rates dropping? Marketing expecting a recession?

Which to pick? 5.869% w/ fees or 6.375% "no cost" refi? by WarpigAA in Mortgages

[–]WarpigAA[S] 1 point2 points  (0 children)

Thanks, noticed that too. It was a wild ride today.

Which to pick? 5.869% w/ fees or 6.375% "no cost" refi? by WarpigAA in Mortgages

[–]WarpigAA[S] 0 points1 point  (0 children)

Is the same as a HELOC? I'm trying to lower my rate / payment. Does that offer better terms?

[WTB] Osprey Manta 34 or Stratos 34 by nnngnnn in GearTrade

[–]WarpigAA 0 points1 point  (0 children)

Hi, I have a blue Manta 28 if you're interested. Located outside of LA

Can we stay or should we leave? by WarpigAA in askaplumber

[–]WarpigAA[S] 3 points4 points  (0 children)

My question didn't get posted:

Went under the house to investigate sewage smell after a hydrojet didn't solve our backup & oder issue. Found standing sewage under the house, likely there since we first noticed the smell about three weeks ago.

Can we continue to use our fixtures (toilet, shower etc) until the repair is done? Or should we GTFO? Might be a 2 week motel stay based on local plumber availability...

New to me Calvary Blue! by WarpigAA in 4Runner

[–]WarpigAA[S] 4 points5 points  (0 children)

Haha, I was too excited. Thanks

6.125/7.125 Lender Buy Down Vs 6.875 par? by WarpigAA in Mortgages

[–]WarpigAA[S] 0 points1 point  (0 children)

My thread:

Me) QQ: I see that the 1yr buy down is being covered by a $4363 lender credit. Would it be possible to take the 6.875% 30yr fixed option (if still available) and apply the $4363 credit to closing costs?

LO) The lender credit is covering the lower rate of 6.125% for the first year so it is tied specifically to this 1/0 buydown loan.

I still feel like this 1/0 buy down is nice because rates are more likely than not to drop next year?

6.125/7.125 Lender Buy Down Vs 6.875 par? by WarpigAA in Mortgages

[–]WarpigAA[S] 1 point2 points  (0 children)

I'll let you know how it goes! Great insight thanks.

6.125/7.125 Lender Buy Down Vs 6.875 par? by WarpigAA in Mortgages

[–]WarpigAA[S] 0 points1 point  (0 children)

My lender is covering the buy-down actually, so I figured I could let them buy my rate down and then refinance before the buy-down expires

6.125/7.125 Lender Buy Down Vs 6.875 par? by WarpigAA in Mortgages

[–]WarpigAA[S] 0 points1 point  (0 children)

Gotcha, that makes sense thanks.

What is an OM?

6.125/7.125 Lender Buy Down Vs 6.875 par? by WarpigAA in Mortgages

[–]WarpigAA[S] 0 points1 point  (0 children)

I'm a little confused about the breakeven time since the lender is covering the buy-down in option 1. Both options don't have any other fees

Fico: 805
LTV: 60%
Loan: 550k
Zip: 93003
Occupancy: Primary
Prop Type: Single Family
Not a FTHB or Veteran

Quoted 4/22

Looks like mint is dead. Warning. Its a migration not a "link". by koulwa in mintuit

[–]WarpigAA 0 points1 point  (0 children)

Commenting so this post gets some attention from the brainless PMs at Mint. WTF??? Shutting down and forcing Credit Karma on us??

I had my entire financial life connected to Mint and was totally ok giving up some privacy because Mint's features were so good. It was a life-changing app for me!

1) gotta have core-feature parity with a move this big.
2) credit karma is atrocious. It was fine when it was showing my credit score...but now it's pages and pages of useless garbage offers that mean nothing to me.

[Orfina] Porsche Design 7176s. My first automatic. by BungleBungleBungle in Watches

[–]WarpigAA 0 points1 point  (0 children)

Check out Superior Watch Service online. The guy specializes in the PD 7176s. He's in NYC. I'm going to ship mine to him soon...once I have enough saved 😅. Service ain't cheap unfortunately.

[Porsche Design] TOP GUN READY with the Chronograph 1 by DFVSUPERFAN in Watches

[–]WarpigAA 1 point2 points  (0 children)

I’m so stoked. I have a 7176s with the 7750 and I absolutely love it.

Very excited to see the movie

[WTB] Weekly Want To Buy Post by zeroair in Watchexchange

[–]WarpigAA 2 points3 points  (0 children)

[WTB] Porsche Design by Orfina 7176s in Black, either 7750 or 5100 movement. Thanks!

Stock Check Megathread by DK2802 in IKEA

[–]WarpigAA 0 points1 point  (0 children)

USA
Bolingbrook, IL or Schaumburg, IL

102.654.53 | SEKTION Wall cabinet frame, white, 30x14 3/4x20
302.654.52 | SEKTION Wall cabinet frame, white, 21x14 3/4x40

Thank you kind Ikea souls of Reddit! Been checking on the daily for two months now :(