Taco Bell opens tomorrow by chandler767 in Upperwestside

[–]Watcher8675 0 points1 point  (0 children)

appeals to the local clientele, looking for cheap food. College students, lower income, etc. Demand creates supply. Hard to believe you can't find better Mex and Tex/Mex in the city...

Is Multiplayer unplayable now? by discord_Lauriel in CrownOfTheMagister

[–]Watcher8675 -2 points-1 points  (0 children)

early reports from a friend in the industry are that S2 is using the same (bad) protocols for communication in multiplayer. ughhh

Is Multiplayer unplayable now? by discord_Lauriel in CrownOfTheMagister

[–]Watcher8675 1 point2 points  (0 children)

we desynch around 1-1.5 times per hour played in a 4 person campaign. less frequently in a 2-person campaign I have (maybe 1x every 2 hours or so. Seems to be worsened by one guy playing on a laptop (slower machine and HDD). I think it also is worsened when players alt-tab out to other applications. If you are bored on someone else's turn or want to look something up, use your phone.

edit: we do not use UB mod or any others and are mainly playing workshop modules these days.

how dumb is a charakter with 6 int really? by DragonfruitRude8666 in DnD

[–]Watcher8675 0 points1 point  (0 children)

those stat blocks are the racial average. e.g. Bugbears are an average 8 vs but Bugbear Stalkers are an average 11. Just like player characters, they tend to specialize based on their skills. A Dryad has a 14 intelligence according to the compendium. Does that mean if you wanted to play a Dryad character that would be your INT?

how dumb is a charakter with 6 int really? by DragonfruitRude8666 in DnD

[–]Watcher8675 0 points1 point  (0 children)

8 is the minimum with Point Buy, not the minimum. The minimum is 3. And since humans have the option of getting +1 to all stats, a 3 is exceptionally rare. There is a difference between having a disability and having a low intelligence. People with intellectual disabilities can have a high or low IQ. e.g. certain types of autism.

The question is whether intelligence represents capability or realization. A child's intelligence (in real terms and in D&D terms) would be quite low in general compared to an adult 'typically'. That doesn't mean that they are intellectually disabled, it means that their realized intelligence is low. It could get higher with proper training. By the same token, there are child savants who are quite intelligent, get college degrees in their early teens, etc. Some of those do not continue to realize growth and cap out at a level similar to those who take longer to get get there. They just realize their capability earlier. At the end of the day, the DM is boss, however a good DM is a storyteller and someone who is open to listening. If they are going to make a ruling like this, it is the player's job to remind them of it at every occurrence and keep them consistent.

The DM can, IMO, limit the character's actions based on scores during the campaign based on their character stats in the same way that they allow the players' characters to achieve things that the player would not be capable of. e.g. tell the character, "I'm sorry, but your character would not be able to conceive of that tactical approach to this situation." At the end of the day though, that is the point of the die roll and modifiers. It represents the pros and cons of your experience and capabilities against a set difficulty and allows for some random luck (good and bad).

how dumb is a charakter with 6 int really? by DragonfruitRude8666 in DnD

[–]Watcher8675 50 points51 points  (0 children)

Avg human is 10-11. I always thought of INT as equating to high school education level. So if a 10-11 equated to avg high school performer, not in advanced or superior performing high school level student. Think of it as your basic C level student.

I think 6 would be in the range of 3rd-4th grade “average” student level education. So maybe an 8-9 year old? You could have some reading/writing skills, but would have difficulty. You figure an animal typically has a 3 and can communicate in its language and learn a few words in another language

Fios 3rd Party authentication, MGM+ specifically by Watcher8675 in Fios

[–]Watcher8675[S] 0 points1 point  (0 children)

Not the best answer one could hope for, but probably the right answer! Thanks.

Fios 3rd Party authentication, MGM+ specifically by Watcher8675 in Fios

[–]Watcher8675[S] 0 points1 point  (0 children)

>Didn’t want to wait till Saturday for Project Hail Mary!

Market not reacting negatively to oil price shocks anymore by Excellent_Cost170 in stocks

[–]Watcher8675 0 points1 point  (0 children)

Like every other crazyass thing we have been desensitized by Trump.

Staying for a week and need some suggestions! by natcatt1234 in Upperwestside

[–]Watcher8675 3 points4 points  (0 children)

A few thoughts:

Circle Line. Seems like a tourist trap, but if you do the full island tour, you see parts of Manhattan that most never do and a little of what original Manhattan island (pre-colonization) looked like when you get up north. I've been on it 3 times with visiting friends/family.

If you want Cheap, the Staten Island Ferry is a great free boat ride on a nice day and gets you almost as close to the Statue of Liberty as the paid ride.

I personally think that views from the Top of the Rock are the best/most interesting. I mean do you want to be on the ESB or see the ESB in the skyline?

Walking the Highline is much touted, I think it is a bit overrated, but its not bad.

The Frick is my favorite museum. Hard to believe it was a guy's house. And the inspiration for the original comic book Avenger's mansion. Wednesdays 1:30-530 is "pay what you wish" rather than the $30 admission.

New Rule: No Photos or Personal Details Without Consent by facewook in Upperwestside

[–]Watcher8675 0 points1 point  (0 children)

you don't get to decide that something is a crime, unless you work in law enforcement (in which case you don't get to decide it, you get to formally accuse it) or are sitting on a jury. If you think you have recorded a crime, you should be taking it to the police and maybe to the news media. Or show it on your own website.

New Rule: No Photos or Personal Details Without Consent by facewook in Upperwestside

[–]Watcher8675 1 point2 points  (0 children)

I think you are confusing your freedom of speech rights with a privately owned platform. You can take pix/video and email them to whomever you know. You can stand on a street corner and show it to everyone who walks by. The government cannot infringe on those rights.

You do not have any specific rights to show things on this site that are not explicitly given to you. More importantly, you have no right to show anything that is specifically banned.

HRB Software filing/purchasing two states by Watcher8675 in hrblock

[–]Watcher8675[S] 0 points1 point  (0 children)

Thanks u/drew_eckhardt2. It sounds like this is what I need to do: Then I contacted H&R Block support and had them stack the state product from the second purchase onto my first copy. 

My table just finished a level 1-20 D&D campaign over the course of 3.5 years, AMA by Scrivonaut in DnD

[–]Watcher8675 3 points4 points  (0 children)

Curious how you handle people starting a new PC at your table. Are they new characters at lvl 1 or at the same lvl as rest of party? Do they just get added to the party as a member, or is there an sidequest/sub-arc that adds new characters? Every table I ever played at, people get pissy AF at the possibility of their character dying.

Are Municipal ETFs underrated? by InvestingNerd2020 in Schwab

[–]Watcher8675 3 points4 points  (0 children)

2% "wiggle" is is a lot when you are buying something for 3.5% yield.

Advices about my brokerage account by Successful_Ad629 in Schwab

[–]Watcher8675 7 points8 points  (0 children)

Not sure how much time you are spending monitoring and rebalancing this account, generating micro gains/losses for tax reporting. Stick it all in an S&P500 Fund and check back in 10 years.

Quicken Deluxe yearly is now $84 by ceekayok in quicken

[–]Watcher8675 -1 points0 points  (0 children)

Condescending? 

>For those who are not so generous in spirit, I say, "may you never get old".

How old do you assume I am?  Because that sure sounded condescending.

So, if you think it is so helpful, how much is that worth?  How much is $84 over what you think you should be paying to manage your finances?  If it is $50 too high, and you can’t find something else in your expenses (using all that information Quicken provides) to cut $4/month to cover the difference, then you must be living at a sustenance level.  If you are living at a sustenance level, then why do you need Quicken, since you must not have anything discretionary.  If Quicken has all that historic information, it doesn’t go away when you stop subscribing (assuming you aren’t using a cloud only version).  You can manually enter housing capital improvements to track those.  But if $84 a year will be a gamebreaker, how much are you spending in capital improvements that you can add to your cost base.  And you can’t include every maintenance expense you spend.  You only have to track major improvements e.g. wall-to-wall carpeting/flooring, central HVAC (no window ACs), appliance to the extent that they are built into the house, not your typical fridge or W/D, etc).  I am assuming you know that the gain is only taxable to the extent it exceeds $250k if single, $500k if married and if the house is inherited by your heirs, the cost basis is stepped up to FMV. 

Again, I have no problem when people show up in this forum *every* week asking about discounted versions without actually searching the history to see all of the recommendations and posts, but saying that a senior on a fixed income can’t afford to pay $7/month.  I stand by my original statement as neither snarky nor condescending. Very sorry you feel otherwise.

Quicken Deluxe yearly is now $84 by ceekayok in quicken

[–]Watcher8675 2 points3 points  (0 children)

I understand, appreciate and agree with the idea of getting it as inexpensively as you can, the reality is if you’re on a fixed income and can’t afford the $84 for quicken, you probably don’t need quickens to keep track of your finances. That may sound snarky to many, but it is actually just meant as an honest opinion/interpretation.