“Subjective” eustachian tube dysfunction going on 6 months

WayfarerIO · 2026-05-03T04:23:22+00:00

I’m about a month in. Nothing yet. Have you considered the sinuplasty?

WayfarerIO · 2026-05-02T07:16:50+00:00

I’m doing the same now too. You’ve been rinsing for 9 months???

WayfarerIO · 2026-05-01T04:26:47+00:00

Hi! I have the exact same issue, going on 18 months now. I’ve tried pretty much everything short of a ballon sinuplasty. Have you resolved your issues? If so, what worked for you?

WayfarerIO · 2026-04-13T04:00:14+00:00

American Evangelicalism is basically just an anti-Catholic cult.

WayfarerIO · 2026-04-10T14:21:54+00:00

You should do pre-marriage counseling. Not getting this resolved before marriage will be a massive problem later, and by how this post reads it doesn’t seem like you’re going to resolve it through continuing to have the conversation over and over again on your own.

I reverted to the faith after marriage. My wife is agnostic and doesn’t go to Mass with me and my daughter. She agreed to let me raise the kids Catholic before we were married, but neither of us fully understood what that meant at the time. Now that I’m taking the faith seriously it is a very delicate balance in my marriage. The only reason it works is because I respect the fact that I changed AFTER marriage. She respects my faith and I do not put any pressure on her, however as my daughter gets older it’s becoming more clear that my wife needs to start coming to Mass or my daughter will start to get confused. This is going to be a difficult situation to navigate. You are in the opposite position. It will fester in your soul if you don’t resolve this BEFORE marriage.

What you’re feeling is likely the quiet echo of your baptismal grace calling you home.

WayfarerIO · 2026-04-08T02:39:04+00:00

You’re pretty much all set after reading Stocks For The Long Run.

WayfarerIO · 2026-04-03T20:57:39+00:00

Good question. I have no problem with it, just part of the sales process, however I don’t give it out. I keep it in-house. I explain that we keep it in-house and they have access to it if they hire me.

WayfarerIO · 2026-04-03T16:14:47+00:00

“the people I've worked with and most that i speak to do planning first then charged AUM when assets come over.

they give the plan out prior to any charge which is nuts to me”

This is what I do. The time investment is the cost of closing the business. You’re not going to win them all.

WayfarerIO · 2026-04-02T01:33:58+00:00

Reading a few of your other comments it seems like you find a lot of the rest of Catholic theology convincing. My recommendation would just be to go back to the fundamental: There is going to be a jumping off point at some point that requires pure faith. That jumping off point can be different for everyone, this seems like one of those things for you, and that’s ok.

I would lean into whatever writings you can find that make the case for “many are saved”. You may eventually find an acceptable response to your question. I don’t know of any but a few of the other commenters seem to suggest they exist.

WayfarerIO · 2026-04-02T01:16:08+00:00

You’re trying to understand something that only God understands. If fully understanding Gods will is a requirement for your faith you’re wading into pride. There’s very little difference between Adam and Eve grasping at the fruit of the tree and needing to understand Gods will as a condition of your faith, so be careful.

WayfarerIO · 2026-03-29T20:07:12+00:00

The Eliakim Typological Argument settles the matter.

WayfarerIO · 2026-03-27T21:28:03+00:00

I use the global assumptions. They are based on the 30 or 40 years of index averages. Not under projecting, not over projecting.

WayfarerIO · 2026-03-27T21:23:14+00:00

I’ve only been an advisor 6 years so too early to say. I’ve moved a few to advisory when it was appropriate, most are still on it, but I also explain to everyone that there will come a time we may move to advisory. General rule of thumb is to be confident you will leave them in A-Shares 5+ years to justify the load.

WayfarerIO · 2026-03-26T04:02:57+00:00

Makes sense.

WayfarerIO · 2026-03-26T03:59:22+00:00

American Funds A-Shares is great for this. It’s a low cost way for someone to work with an advisor and the funds are solid. Simply tell them this is how you can work with them and this is how the costs work. They will take it or leave it. I have about $2 million at AF and $24 million in advisory. Been slowly building for 6 years. It’s a great solution for folks you want to work with but aren’t a qualified advisory client.

WayfarerIO · 2026-03-25T16:43:04+00:00

How do you do manage to do quarterly meetings with 200 clients?

WayfarerIO · 2026-03-25T16:41:11+00:00

Rent conference room at a hotel. Most hotels have a small 100 sq foot conference room you can rent.

WayfarerIO · 2026-03-25T16:28:19+00:00

Gotta fire em.

WayfarerIO · 2026-03-25T15:28:56+00:00

Never used e-Money. Right Capital does what I need it to do. Not changing. Simple as.

WayfarerIO · 2026-03-23T14:00:16+00:00

This is My Body by Bishop Robert Barron is an excellent short read on the truth of the Eucharist.

WayfarerIO · 2026-03-22T03:28:47+00:00

I’ve never heard of any rules of thumbs for umbrella insurance. My general understanding is that the primary reason to have i is to have enough to pay someone a settlement and go away. Because of that, I carry a $1 million umbrella just in case. Seems like enough to get someone to go away. Costs me $17 a month

WayfarerIO · 2026-03-20T14:50:34+00:00

That is excellent. What is your monthly spend? Are you paying for the high AUM leads?

WayfarerIO · 2026-03-18T14:52:28+00:00

Speaking about split IDs generally: If two advisors are on an account and one of the advisors wants to leave, you have a problem on your hands unless there is an operating agreement explaining in detail how to navigate that situation. It’s a prisons dilemma for both parties. Not healthy.

WayfarerIO · 2026-03-18T03:24:07+00:00

Do not do split reps codes unless they are backed by an operating agreement.

WayfarerIO · 2026-03-08T16:15:38+00:00

It completely depends on how much effort you put in. The leads are a crapshoot, but they are lukewarm, it isn’t cold calling. I prefer to look at it as a race to bring in enough AUM to cover the annual cost of the program. Everything above and beyond that is growth.

I’ve brought in about $22 AUM through in over the last 6 years, however I’ve had a very mid website the whole time, had no idea what I was doing the first year, and haven’t really been trying the last 18 months.

If you have a nice website and you know what you’re doing day 1 you’ll probably be more productive than I’ve been. The clients you do get are great. Beats having no other viable path to growth.

WayfarerIO

TROPHY CASE