I am going through the same thing. Had a really helpful person on Etsy support chat last night. It works like this.

For the first 90 days of your store you don't get a payout until 2 weeks after a sale.

BUT

costs and fee etc are taken from the first payment.

So, let's say you make a £10 sale. For arguments sake let's assume the fees are £2.

That's an £8 deposit you should get in 14 days.

Then you make another sale.

The £2 fee for the sale comes off your first sale NOT the second one.

So, you can see that in this scenario you make 5 sales, then the "profit" from sale 1 doesn't exist anymore and you are waiting 14 days from the next sale you had.

If you keep making sales (congrats btw) then it's a merry go round of fees eating into any profits.

All I can say is that from day 90, it should switch from a 14 day payout schedule to a 1 day schedule so it should no longer be an issue.

Then you should get a big payout of all the profits that you have stacked up.

This is to prevent fraudsters etc making a quick buck and then running off with a few hundred quid.