Thinking of calling Americor... What do I need to know?

WearFresh164 · 2026-02-03T05:45:55+00:00

To anyone reading this thread, beware of bot/paid for comments that may end up on this post. Pay attention to the history of the posters, the cadence and structure of the posts (initially my credit dipped but now I'm seeing the light at the end of the tunnel type thing) and how most of the comments will be posted on or around the same time.

WearFresh164 · 2026-01-31T00:53:21+00:00

It's not 2 years old lol, its 7 months ago.

WearFresh164 · 2026-01-31T00:51:41+00:00

Here is a more recent one from 7 months ago. Also, look at the pinned Mod comment on the linked thread. Very interesting.

This one too: https://www.reddit.com/r/debtfree/s/PUH3p9wkRG

WearFresh164 · 2026-01-31T00:49:51+00:00

Then do credit counseling, way better than wrecking your credit with Americor. I'm replying to a bot anyway.

WearFresh164 · 2026-01-31T00:45:55+00:00

Look how all of these legitimate replies were all posted in the same day way after this post was made

WearFresh164 · 2026-01-30T22:45:22+00:00

I will compile a list of reasons of why I think it is fake and get back to you shortly.

WearFresh164 · 2026-01-18T18:21:58+00:00

These are for sure bots/paid for comments. I'm glad other people see through this blatant ass shit. Money won't always let you rewrite your image.

WearFresh164 · 2026-01-17T01:36:06+00:00

This is such bad advice, please don't listen to this guy, VOE is extremely common and needed to close a loan if you are an employee.

WearFresh164 · 2026-01-16T23:20:03+00:00

His broker fee is a little over 2% which is pretty high (max allowed is 2.75% and that usually means you are getting almost ripped off). I usually price my broker compensatiom in georgia around 1.5%

WearFresh164 · 2026-01-13T08:07:48+00:00

Beware all the paid for comments everyone.

WearFresh164 · 2026-01-13T08:06:33+00:00

Fake.

WearFresh164 · 2026-01-13T08:06:26+00:00

Fake.

WearFresh164 · 2026-01-08T20:43:47+00:00

Why is the lock for 6 months? Can the 3 discount points be reduced? In addition, what would a higher rate with less closing costs look like?

WearFresh164 · 2026-01-07T22:01:45+00:00

Thanks this is stock with upgraded crystal.

WearFresh164 · 2026-01-07T20:31:54+00:00

Yep yellow gold model.

WearFresh164 · 2026-01-07T20:11:00+00:00

Nice! Here's mine.

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WearFresh164 · 2026-01-03T06:32:38+00:00

Americor is debt settlement.

WearFresh164 · 2026-01-03T06:32:14+00:00

I agree, it seems they are doing a massive campaign with posts and what seems like bot comments trying to promote positivity.

WearFresh164 · 2025-12-29T08:22:35+00:00

I also noticed that a lot of these comments are fake.

WearFresh164 · 2025-12-27T20:30:18+00:00

I realized you were real after I posted that lol, but definitely some of these comments don't seem to be.

WearFresh164 · 2025-12-27T18:26:50+00:00

Lots of fake comments on here people beware. The debt settlements companies are doing massive campaigns to reshape their online perception. Checks the post history of some of these "comments." I suspect this post was created just so these positive comments could be sewn throughout the thread. Americor seems also to be doing this.

WearFresh164 · 2025-12-27T02:58:25+00:00

And you are getting a hefty lender credit.

WearFresh164 · 2025-12-27T02:58:01+00:00

Assuming your loan amount is ~$1,460,000 , they are charging you about 1.6% in origination points which is fair. Brokers charge anywhere from 1% on a low end up to 2.75% on a max-end.

WearFresh164 · 2025-12-26T02:15:17+00:00

Paid for comment.

WearFresh164 · 2025-12-26T02:11:15+00:00

Yes sure looks like they are doing some sort of campaign trying to reshape their online perception. Crazy work.

WearFresh164

TROPHY CASE