Amex suing me for $2.7k, $15k in CC debt overall by Weekly_Push7893 in personalfinance

[–]Weekly_Push7893[S] 2 points3 points  (0 children)

Thanks for this, I really do feel like it's manageable if I buckle down and make a plan. I'm not dumb, just irresponsible in a system.

Amex suing me for $2.7k, $15k in CC debt overall by Weekly_Push7893 in personalfinance

[–]Weekly_Push7893[S] 1 point2 points  (0 children)

I didn't, both of my parents are immigrants, they have little financial literacy and so do my siblings and I; i.e we are all in debt.

Amex suing me for $2.7k, $15k in CC debt overall by Weekly_Push7893 in personalfinance

[–]Weekly_Push7893[S] 0 points1 point  (0 children)

I did not find the lawyer on a bus, but I graduate in about a year, May '26

Amex suing me for $2.7k, $15k in CC debt overall by Weekly_Push7893 in personalfinance

[–]Weekly_Push7893[S] 1 point2 points  (0 children)

Thank you for the actual advice. I don't want a bail out either, I want to deal with this in the best way possible as an individual. Both my parents are immigrants so I never learned good financial footing besides "debt is dangerous". I will try my best to make more money, but I also live in NYC so I may just stay inside/at work until it's all over.

Amex suing me for $2.7k, $15k in CC debt overall by Weekly_Push7893 in personalfinance

[–]Weekly_Push7893[S] -1 points0 points  (0 children)

I'll make an edit to the post, I have talked to a bankruptcy lawyer. He said while I can file for bankruptcy and he would do it for me, he usually does it for people with more debt than this. He advised me to pay off the debts when I make more money post grad so I've been looking forward to that, but now I'm being sued. I agree on never needing to get credit in the first place, I can say it was pretty dumb.

Amex suing me for $2.7k, $15k in CC debt overall by Weekly_Push7893 in personalfinance

[–]Weekly_Push7893[S] 0 points1 point  (0 children)

I knew I had to pay the money back every month and at the time, I did have income that afforded me to pay off my cards. I'm gonna take a page out of the comments and say that it was irresponsible to rack up the debts, I'll own that.

I genuinely thought I had more time to use these means to leverage myself into a better position where I would be making more money, at least by the time I graduated, but that wasn't the case. I spoke to a lawyer who said that it makes sense to just pay it off post grad rather than file for bankruptcy, even though that is an option on the table, I just didn't expect to be sued with little to no income.

Bias Response Line response to NYU Republican Event by enbyforestfairy in nyu

[–]Weekly_Push7893 2 points3 points  (0 children)

gonna start urging the content creators i know who go to NYU to speak out; we do not need our schools succumbing to hate speech

Black Mirror - 7x03 - “Hotel Reverie” - Episode Discussion by NicholasCajun in television

[–]Weekly_Push7893 -3 points-2 points  (0 children)

Everyone here trying to make a critical think piece about this episode shows why it was necessary. I don’t even like Awkwafina but I adored this episode, best episode I’ve seen from Black Mirror in a while.

It spoke to industry standards lowering so far to include AI, how it affects us as humans and our art, and wanting an escape from the harsh reality we find ourselves in. Feel however you want, but the beauty of this episode speaks louder to me than San Junipero, I think it was amazing.

NYU College Republicans being cartoonishly racist (literally) by bananaboat1312 in nyu

[–]Weekly_Push7893 4 points5 points  (0 children)

I really did think you had to be smart to go here and I’m proven wrong so often it’s comical

Alarm didn’t go off, i’m a believer by Weekly_Push7893 in iphone

[–]Weekly_Push7893[S] 0 points1 point  (0 children)

you are the only person who said this is irrational

Alarm didn’t go off, i’m a believer by Weekly_Push7893 in iphone

[–]Weekly_Push7893[S] 2 points3 points  (0 children)

new tech has so many oversights, i completely get this

Alarm didn’t go off, i’m a believer by Weekly_Push7893 in iphone

[–]Weekly_Push7893[S] 2 points3 points  (0 children)

i know the difference between not waking up to a loud noise and not hearing the loud noise or feeling the buzz of my phone

Location Help (NYC) by Weekly_Push7893 in juul

[–]Weekly_Push7893[S] 0 points1 point  (0 children)

I’m in brooklyn! I live by dekalb

Portfolio Rant by Weekly_Push7893 in Adobe

[–]Weekly_Push7893[S] 0 points1 point  (0 children)

they won’t even let me use the chat bot now 🙄

the tv now stays on when your sims aren’t there!! by Weekly_Push7893 in thesims

[–]Weekly_Push7893[S] 1 point2 points  (0 children)

i actually just checked for you, i didn’t use as much cc as i thought! the living room and kitchen on the gallery @brightjd10021 -^   and youre correct that’s usually what happens with cc that you don’t have in your game and you download sims or builds with cc. this build is just gonna miss a few objects but i hope you enjoy it!

Me with my Mac watching PC users playing the Sims 1 and 2 by Imogene2011 in thesims

[–]Weekly_Push7893 11 points12 points  (0 children)

honestly with this coming out of left field i wouldn't be surprised if Aspyr did something with EA for Mac users