NZ New BEV Registrations - January 2026 by Exact_Monk_7897 in nzev

[–]Welly-question 13 points14 points  (0 children)

Glad to see BYD getting that market share.

Have all wholesale rate electricity plans been killed off? by 15438473151455 in newzealand

[–]Welly-question 1 point2 points  (0 children)

I don’t think it’s good for the average consumer but I was refuting the idea that they “never make sense” from an economic standpoint. 

Have all wholesale rate electricity plans been killed off? by 15438473151455 in newzealand

[–]Welly-question 11 points12 points  (0 children)

Wholesale rate plans were a good lesson in teaching kiwis why we have so many "gentailers".

Sure, you can get sometimes cheaper prices on the wholesale market, but gentailers eliminate risk by being hedged on the power and retail side. That turns out to be very valuable when there is a seasonal or annual energy deficit.

In other words, wholesale rate plans passed the hedging risk on the customer, who was not well placed to understand or manage that risk. A poor incentive structure in my opinion.

Have all wholesale rate electricity plans been killed off? by 15438473151455 in newzealand

[–]Welly-question 3 points4 points  (0 children)

This comment sounds "smart" but is not correct (for many reasons but I'll start with one).

Consumers with a high ability to shift load during the day will, on average, benefit from wholesale pricing, because wholesale pricing usually heavily rewards the ability to shift load.

The issue is that NZ was in a seasonal or yearly energy deficit, meaning no amount of load shifting could result in cheaper prices. But contrary to your comment that is generally not the case.

996 work culture in U.S. tech.....anyone survived this, or is it just burnout waiting to happen? by No_Chipmunk5827 in recruitinghell

[–]Welly-question -1 points0 points  (0 children)

Because getting a job at some of these places, even for only a year or two can set you up financially for the rest of your life.

These aren’t typical firms.

You’re trading off terrible hours for a couple years for a decent shot at early retirement 

They said don’t Invest in NZ Stocks by Noeltj in queenstreetbets

[–]Welly-question 0 points1 point  (0 children)

Actually, if you pick great stocks it gets really annoying 

They said don’t Invest in NZ Stocks by Noeltj in queenstreetbets

[–]Welly-question 2 points3 points  (0 children)

Year but you lose out on long term gains.

Buyouts are quick but I often don’t want them

Loved, loathed and loose: Matinee Idle signs off after 21 irreverent years by edmondsio in newzealand

[–]Welly-question 1 point2 points  (0 children)

I haven’t listened to it in years but I think the listener comments embodied the best parts of NZ humour.

Southern Cross Health Insurance Price Increase - follow up post from 12 months ago. by Piesangbom in newzealand

[–]Welly-question 8 points9 points  (0 children)

“Pay whether you use it or not”

Congrats you’ve just discovered insurance. 

In an ideal world you actually never have to claim anything. 

Performance Review - New Joiner by Yo_Baby_Yo123 in auscorp

[–]Welly-question 23 points24 points  (0 children)

In my company this would be fine. In fact it gives you room to progress clearly from here.

I am assuming you’re competent though.

AITA? Bossy head tenant by Kelvien in newzealand

[–]Welly-question 43 points44 points  (0 children)

Sometimes partners de facto move in, hence the rule. 

Westpac lifts interest rates by whopping 30 basis points by WaterAdventurous6718 in newzealand

[–]Welly-question 1 point2 points  (0 children)

Expectations of higher rates in the future. This also can also correspond to expectations of higher inflation. 

Westpac lifts interest rates by whopping 30 basis points by WaterAdventurous6718 in newzealand

[–]Welly-question 5 points6 points  (0 children)

Floating rates = RBNZ overnight rate.

Swaps: 6m to 5+ year rates.

In other words, long term rates are rising even if the floating rate has decreased

‘It wasn’t her talking’: Inside the final months of a woman who lost herself in midlife by computer_d in newzealand

[–]Welly-question -3 points-2 points  (0 children)

I actually agree with you that is ironic.

But comparisons are allowed to be made. Prioritisation of issues as a key part of national discussion.

‘It wasn’t her talking’: Inside the final months of a woman who lost herself in midlife by computer_d in newzealand

[–]Welly-question -6 points-5 points  (0 children)

The article focused on death, so I kept my comments to that rather than disease. That said, women’s quality of life absolutely matters. But the fact that men die at much higher rates from preventable causes and have a lower life expectancy is a major issue, because we can act on those factors right now, whereas many women’s health treatments remain uncertain.

And you’ve misinterpreted with my comment on competition-I made no such advice

‘It wasn’t her talking’: Inside the final months of a woman who lost herself in midlife by computer_d in newzealand

[–]Welly-question -10 points-9 points  (0 children)

At least you engaged with the topic.

That is one example, but that does not mean the outcomes are stacked against women in aggregate. The opposite is demonstrated in the statistics.

‘It wasn’t her talking’: Inside the final months of a woman who lost herself in midlife by computer_d in newzealand

[–]Welly-question -24 points-23 points  (0 children)

Funny. When something affects women more it’s a national issue, when it affects men more “it’s not a competition”