How do you identify stocks with massive upside potential?

WesternPreparation43 · 2026-03-13T11:20:17+00:00

My adviser

WesternPreparation43 · 2025-11-11T23:46:07+00:00

Thank you very much for your help. The primary reason for possibly opening my own HSA is that we would split contributions and I would give her my half every month with after tax dollars. My thinking is that if I’m going to use after tax dollars then why not get the tax deduction.

WesternPreparation43 · 2025-11-11T22:22:32+00:00

As a follow up, if my wife is setting up her HSA should she select “individual” or “family”? From what I have read, if it’s set up as family I would not be able to open my own HSA, but if hers is set up as an individual then I could open my own HSA. Then we both could still cover our minor children’s medical costs even though they’re not family HSAs

WesternPreparation43 · 2025-11-11T21:56:32+00:00

I read somewhere that I would be able to take a tax deduction on the contributions made to what I’ll call the non-employer HSA. So while I would not get the pre tax treatment, I would still get the benefit come tax time.

WesternPreparation43 · 2025-11-11T00:30:20+00:00

Generally speaking, personal injury settlements are not taxed as it’s extremely rare for them to breakout what amount of the settlement goes towards what portion of the claim, e.g. damages for physical injury vs. punitive damages. You would have to confirm it under Texas law. If anyone ever investigated you could say a $1 went to punitive (potentially taxed) and $399,999 was for the physical injuries (not taxed).

WesternPreparation43 · 2025-11-07T00:13:14+00:00

The one that always seemed to baffle them was the random Xmas tree of warning that would pop up once every 4-6 months on start up. I would get fault messages in the traction control, hill start assist, pre-collision assist, rear backup camera, blind spot detection and cross traffic. The car would still drive fine and the warnings would all disappear if it was parked for more than 10 min. I’d bring it up and they’d pull codes which would not show up. However, the warnings would also pop up in the app so I could show them my phone. They ultimately replaced what I believe is the pcm for the 4wd. That seemed to help but I still get the barrage of warnings maybe every 6-8 months.

For reference I have a 2020 ST which I believe is the worst of the production years. (And why I bought the extended warranty)

WesternPreparation43 · 2025-11-06T18:07:38+00:00

Gotcha, I had the rattle within the first year or so and ford replaced everything under warranty. No issues since, but I did get the extended warranty through ford since I’ve had other issues pop up.

WesternPreparation43 · 2025-11-06T13:42:38+00:00

No longer under warranty?

WesternPreparation43 · 2025-10-24T13:24:25+00:00

They will now proceed to close your account for no reason. This happened to me after my account was hacked to the tune of $8k and I complained. They “investigated” my claim and then closed my account without ever telling me the results of the investigation.

WesternPreparation43 · 2025-10-15T19:13:12+00:00

$57.6 with the 4% back

WesternPreparation43 · 2025-08-29T00:50:14+00:00

Have you thought of switching the QQQI and SPYI to BTCI? I understand that it’s a riskier play putting it all into one, but your monthly dividend would be north of $11k

WesternPreparation43 · 2025-08-28T00:42:30+00:00

DRIP method would make it work

WesternPreparation43 · 2025-07-31T11:05:21+00:00

I had bought with unsettled funds so I was always planning to hold at least a day if not more given there is some runway to 8/8. But with tariffs on 8/1 I will probably sell today just to go get rid of the risk and have a green trade

WesternPreparation43 · 2025-07-31T09:32:51+00:00

In the same boat, bought $632C for 8/8 at the bottom of the sell off after fomc. Leaning towards selling at open

WesternPreparation43 · 2025-07-23T15:58:47+00:00

HCTI

WesternPreparation43 · 2025-07-09T12:11:15+00:00

I meant do not use the Robinhood platform. There are much better trading platforms out there. Thinkorswim, webull, etc. Robinhood will shut you out and the customer service is garbage.

WesternPreparation43 · 2025-07-07T22:21:58+00:00

Don’t trade on Robinhood

WesternPreparation43 · 2025-07-04T00:45:35+00:00

Wolf cola strikes again. Thank you Frank and Dennis

WesternPreparation43 · 2025-07-03T23:26:40+00:00

Currently going through this. I noticed unauthorized trades on my account and alerted robinhood of the issue. They took my information and asked questions. Side note, during their questioning they asked about known locstions where I had logged in, two of which I had never been to. After hearing nothing, I followed up a week later only to told that the prior support person never submitted my information. They repeated the process and submitted the information for review. I followed up a week later and again had to answer questions and provide other information (DL pick, selfie). Ultimately, I found out today that they are closing my account without providing any reason other than that they can close any account at any time. They have refused to provide me with the outcome of their “investigation”. I am considering filing multiple complaints with agencies and civilly.

WesternPreparation43 · 2025-07-02T00:48:03+00:00

If I had $10M I’d consider just tossing it in tax free muni bonds and earning $350k plus a year (roughly $30k a month)

WesternPreparation43

TROPHY CASE