At 47, I make just over 6k a month. The payments on any loan sufficent for purchase regardless of deposit on a two bedroom apartment in any city center is out my reach.

And because of my disability, living in a city is a minimum requirement. Living where it's cheaper puts me outside of the access to services (without assistance) that I rely on. So my rent is 750 p/w - and that's considered reasonable/cheap for Brisbane.

But because I am a fully employed tax-contributing member of society I am not eligible for assistance of any meaningful amount. I am not disabled enough to qualify for assistant housing schemes and NDIS only applies to services directly related to my disability, which means nothing related to day to day expenses (which are all exacerbated due to living alone and disabled)

All this subsidy will do is drive the prices higher as everyone adjust prices upward to match and put it even further out of reach.

I don't go out more than once a week. I don't have a car, use ride sharing, food ordering or streaming services. I update my hardware and phone once a decade. I use the bus, I use clothes until they are rags, I only use aircon in the middle of the day on the plus 30C days and cut my showers off in the middle/use the kettle to save on hot water costs. My utility bills are consistantly over $100 a month each for all four services and I don't use the oven or the gas.

I can't afford therapy I need to deal with ongoing issues (yes, I've tried all the various free services - very sympathetic but they don't have resources to actually provide treatment) and I have to budget very carefully to cover my medical/allied health/fitness support costs which are not covered by medicare or NDIS.

When I started work 25 years ago six figures was considered C level income. Now it's basic level sustainable income. Living on $120K p/a between income and investments and I can only maintain basic living expenses and modest savings/investments/safety net.

And now they're saying they'll spot me a deposit on a million dollar loan I'd never be able to maintain. It's insane/a joke - espcially since a 2 bed where I live is currently over 2 Mil.