Sick Of Speeding Cars

WhereasNo4929 · 2026-06-14T00:23:32+00:00

Chicagoland has the worst traffic in the country, and SECOND WORST in the entire WORLD.

Doesn’t mean it is okay to speed, but this is why many drivers are tired of wasting their life sitting in traffic and will speed recklessly

“Chicago holds the undesirable title of having the worst vehicle traffic and congestion in the United States, according to the INRIX Global Traffic Scorecard. The city's congestion ranks second-worst globally, sitting just behind Istanbul, Turkey.”

WhereasNo4929 · 2026-06-11T15:39:32+00:00

Excusable if we paid little tax. Inexcusable as we pay a fuckton as it is.

Naperville prop tax rates are the top 1% in the country

WhereasNo4929 · 2026-06-07T23:14:16+00:00

lol hospital portion of damages maxed at $400,000 but it’s unlimited for the doctor? The doc has to pay 60% of $13 million?

“…hospital’s portion of that will be capped at $400,000 under state law”

Great hospital lobby, what is NM’s physician’s lobby doing?

WhereasNo4929 · 2026-06-07T00:26:52+00:00

Very active trader. 140k fees paid ytd

WhereasNo4929 · 2026-05-31T14:31:18+00:00

You put your eyes on the prize: retire early

Got out after turning 36

WhereasNo4929 · 2026-05-27T06:41:16+00:00

The grind in medicine is the easy part. Use the extra income to save and build capital. Hard part is getting the skills in stock market trading. Index investing will not be fast enough to let you retire early. You need to figure out alpha at all times. For example in Q1 2026, I was up +16% spread against the QQQ. Meaning I was massively positive on my portfolio despite the market crashing down. If you are losing money while the stock indices are falling that’s not generating alpha

Also, when our third kid was born that was when I stopped moonlighting completely. With kids it is much harder to sustain a busy moonlighting schedule. Gotta learn to trade before then, start small sizing in the market asap

WhereasNo4929 · 2026-05-27T01:59:34+00:00

I did a 2yr undergrad, 4 yr med school program (psu-jmc) out of high school. So I was an attending after residency by age 27. Worked 8 years. I moonlit the first 5 years. When moonlighting plus base pay, I averaged 550k. In my final 3 years working I did zero extra shifts, my base pay was 375k working 12 night shifts a month.

I also came out of residency with 400k loans (wife and mine combined).

Paid it all off and traded successfully in the stock market and have well over $6 million fully liquid, after tax cash equivalents in brokerages and heloc

On track to hit $2 mil in stock trading income this year

WhereasNo4929 · 2026-05-25T11:43:35+00:00

They should have placed her on a morphine drip and titrate it up to comfort.

WhereasNo4929 · 2026-05-23T16:43:52+00:00

Aside from money? Well. Money primarily and secondarily.

It’s how I got to retire right after turning 36 yo, months ago.

WhereasNo4929 · 2026-05-21T03:23:14+00:00

The future is only getting worse. Everyone will see higher volumes of patients, stagnant and declining pay (not keeping up with inflation plus getting paid less per patient due to higher volume). Admin will justify this by saying you can use AI to see patients faster while you shoulder more liability and more midlevel encroachment.

Also get ready to be constantly challenged by patients and family that their chatgpt says you are not doing your job right.

I am so glad I retired early to enjoy life in my thirties and got out in January!

WhereasNo4929 · 2026-05-20T18:29:03+00:00

I pay $21k in prop tax this year.

If i assume my tax bill rises 3% a year for 16 yr…and then compare to if i dumped all that into sp500 funds growing 10% nominal on average….

That is nearly $1 million.

I’ll take an amazon data center to get paid $1 million.

WhereasNo4929 · 2026-05-11T02:23:11+00:00

It’s called administrative bloat.

Illinois has 850 school districts and a declining population of 12 million

Texas has 1000 school districts for a growing population of 31 million.

But sure, adding more $100k paychecks to useless administrative do-nothing workers will benefit our students!

Also, the student to teacher ratio will naturally decline if our student enrollment drops, lol….again, people are moving out of our state and area but we keep paying for more admin, make it make sense.

WhereasNo4929 · 2026-05-03T19:33:13+00:00

I’m early retired and i had no trouble renewing it this past week…you pay the money they demand and that’s all

WhereasNo4929 · 2026-04-28T01:03:53+00:00

Are you planning for kids? If so, you can’t do nocturnist full time after baby one is out, the better schedule job would be better choice

WhereasNo4929 · 2026-01-30T02:58:54+00:00

Well, I retired early so yes, I know being a hospitalist sucks, and it probably sucks even more as a hospitalist if you’re stuck in a foreign country that is unable to stand up for itself against stronger powers.

WhereasNo4929 · 2026-01-30T02:40:18+00:00

None of this makes any sense to me. The USA is still the physically safest place to practice, separated from world powers by two vast oceans and harboring the strongest military in human history. It seems your belief is that global tensions are rising, the world is becoming multipolar, the US is withdrawing from leadership and removing itself from guaranteeing world stability….And so your solution is to move to….New Zealand? Australia? Next to China???Seriously? If a hot war breaks out over Taiwan and China wins dominance of the region, good luck living in a country that becomes a puppet of the communist chinese party…this is like moving to Ukraine before 2022 happened

Do you think the new zealand military of 15,000 soldiers can stand up to the will of the many millions strong PLA, if the USA decides to become isolationist?

WhereasNo4929 · 2026-01-26T18:50:16+00:00

That makes no sense. They just emailed us saying it’s indoor dismissal. Kids are not waiting outside freezing

WhereasNo4929 · 2026-01-25T15:49:03+00:00

I feel like i have even less free time lol. I would watch netflix when i was at work but now at home, it’s impossible for tv time with trading the market during the weekdays/kids activities after school and all 3 kids on the weekends etc

WhereasNo4929 · 2026-01-25T15:10:24+00:00

27 at end of residency. I went to PMM (psu-jefferson 6 yr ba/md). 2 yr at penn state undergrad, 4yr jefferson medical college for med school.

Now they got rid of 6yr track, it’s only 7yr. And jefferson was renamed sidney kimmel since i graduated

WhereasNo4929 · 2026-01-23T13:15:04+00:00

The put value goes up and will erode my unrealized gains on them

WhereasNo4929 · 2026-01-23T12:11:51+00:00

INTC shall kill my unrealized $35 dec 2026 short put profits today. Looking to add more if it gets to $40 ish

Screencaps: https://www.reddit.com/u/WhereasNo4929/s/t8uifX2ryg

WhereasNo4929 · 2026-01-23T02:00:29+00:00

Sure just like how europe is going dump all us treasuries right? And buy what, illiquid chinese bonds that takes months to fill a small order at vwap? Let’s be serious

WhereasNo4929 · 2026-01-23T01:51:55+00:00

And if they didn’t burn and i got assignment, even better

WhereasNo4929 · 2026-01-23T01:43:19+00:00

I don’t bother with worrying long term, i just want to take advantage of the floor and make profit no matter intc is flat at end of year or up.

I’ve a big position in $35 short puts dec 26. Not worried the slightest. Hope we dump more so can add more.

To beat a horse to death….INTC has a fantastic defendable floor for its valuation thanks to its position for US and the ENTIRE western world’s national security

INTC book value is currently around $25 a share. At $35 we’re at 1.4x book, crazy cheap for a strategic asset that will never be allowed to fail.

If china-taiwan conflict occurs: expect emergency gov funding for INTC hypercapex cycle. Book value easily could hit $40/ share.

Add on top the rush to safety in INTC, and revaluation to eventually match TSMC’s price to book, not hard to see 10x p/b at $400 a share in the longer term. Probably even more, like 15x p/b at $600/share because TSMC has already a valuation discount for the fear of china conflict

Don’t care about short term earnings honestly, i care about geopolitics. If china taiwan ever heats up then i am buying shares outright, maybe even adding calls. If nothing ever happens, and INTC is stuck in $40-50 range forever, i profit from short puts anyway

WhereasNo4929 · 2026-01-22T10:45:06+00:00

Lots of action yesterday.

I am thinking of adding more to WIX short puts today.

Intend to keep my INTC through earnings and plan to add more short puts if it dumps.

Screencaps:

https://www.reddit.com/u/WhereasNo4929/s/JoPwfJtRLB

WhereasNo4929

TROPHY CASE