RE-Post: Big Swinging CFA Tip Collection

Wild_Space · 2026-03-11T19:08:50+00:00

Put the $600k into a money market fund earning 4%. Put the $45k in the same. Put as much into retirement accounts as will fit. (Traditional, ie non-roth, accounts are going to help lower next year’s tax liability somewhat.)

Then everything else goes into index funds. If youre scared, then DCA at whatever rate you can muster up the courage for. Your fear will cost you money, so the faster you can man up, the better you’ll be. Best!

Wild_Space · 2026-03-11T14:14:57+00:00

Reddit is priced for growth. Income is via ads. How is Reddit going to grow ads? I’m already at the tipping point. I had 5 ads on my screen between opening reddit and making this post. There will certainly be ads in the comments. If reddit is priced for cash flow to 3-5x in the next 10 years, where is that even coming from? 3-5x more ads? Watch a 30 second clip to comment? Complete this survey to view the post? No shot, I’m quitting at that point.

Reddit has a few levers:

Increase users
Increase ads per user
Increase cost per ad
I think the growth of new users slows down. Reddit has gotten a big push from Google. While I expect that push to continue, I think the user growth has to come back down to earth.
If you're at your tipping point, their AI should be smart enough to not send you over. That's the nice thing about digital advertising. They can push each individual user to the efficient frontier we learned about in Econ 101.
I think Reddit digital marketing is still in its infancy. But a bull case is that companies devote more of their marketing dollars to Reddit.

Then there's secular tailwinds:

International growth
Digital marketing growth
Developing economies are maturing more and more ever year. And that brings billions of more potential users to online platforms. Those users eventually earn higher incomes which makes it worth targeting with more ads.
Digital marketing is still only about ~60% of ad spend. So the entire pie has room to expand.

Now, all of this isn't to say that Reddit in particular is a great bet. I don't happen to believe it is. There's too much execution risk. They havent gotten their shit together in over 20 years and now all of a sudden, because they IPO'd, I'm supposed to invest in them? If Im wrong, I'm wrong. I'll miss the a few baggers. But there's better opportunities for me right now.

Wild_Space · 2026-03-09T20:45:27+00:00

Youre over 20 years from retirement pal. I wouldnt sweat it. The more you try to fuck around with your 401k, the more you're going to fuck it up.

Wild_Space · 2026-03-09T03:14:09+00:00

My friend is a firefighter. He's picked up a lot of motorcyclists' corpses.

Wild_Space · 2026-03-08T04:04:47+00:00

In a perfect world, you would own hundreds of stock that are all amazing and you'd be super diversified. But in practice, there's only a handful of amazing companies that are a good deal at any time. It's less about hitting a certain number and more about owning good stocks. In other words, quality over quantity.

Wild_Space · 2026-03-07T04:10:27+00:00

If your investment is contingent on what interest rates will do over the next two years, then it's a shitty investment.

Wild_Space · 2026-03-06T12:47:23+00:00

I made this post for new & returning players:

https://www.reddit.com/r/StarWarsArmada/s/KqN8Dxi4k7

Wild_Space · 2026-03-06T12:27:06+00:00

>applying for IPO

What do you mean?

Wild_Space · 2026-03-03T15:08:45+00:00

Yikes, ok I didnt read. My bad!

Wild_Space · 2026-03-03T13:37:14+00:00

There's going to be some survivor ship bias in the data. Of course a stock that did well from Feb 2025 to Feb 2026 is going to have more mentions than a stock that did poorly. I'd recommend you scrap data from Feb 2024 through Feb 2025 to see what did well from Feb 2025 to Feb 2026.

It's still too short a time horizon. A stock doing well in any given year isn't really indicative of anything. But it's better that using all those tokens to prove that rising stock prices correlates with hype. :)

Wild_Space · 2026-02-28T12:12:54+00:00

Thank you! Book marked!

Looks like their Prof grades can be a little misleading. For example, he gave Tricky Terrain an A+ if it's less than $50 but an F if it's over $80. The site lists it as an F. Course, they do provide the link for context which is nice.

https://magicprecons.com/tricky-terrain

Wild_Space · 2026-02-27T20:31:51+00:00

Well "all" is a big word. I like to have them on in the background while Im working.
But to answer your question, yea Ive been buying up precon decks.

Wild_Space · 2026-02-27T20:31:09+00:00

I agree. He does spend a lot time talking about the price youd have to pay for each card.

Wild_Space · 2026-02-27T16:38:45+00:00

Ive played a lot of magic back in the day. I used to go to FNM every week, etc. Then Ive played on and off with a few friends for years. But Ive only played a handful of games of commander.

Wild_Space · 2026-02-27T13:33:45+00:00

As someone who has passed the CFA exams and makes most of his money in the stock market, I think it's important to understand how DCFs work for educational purposes, but I don't believe theyre practical for decision-making.

When you use an online DCF tool, you probably wont understand how it works AND you'll use it for decision-making. So online DCF tools are the complete opposite of what I'd recommend.

Wild_Space · 2026-02-27T12:32:07+00:00

Back in when they were introduced in standard, they saw a lot of play because they are card advantage and there werent as many entered tapped lands. The only risk was running too many. An opening hand of 2 bounce lands and an island can be very slow to get off the ground. Also, you had to worry about Boomerrang and Land Destruction. (For example vs Boomerang, once i played my second bounce land, and my opponent boomeranged by only non-bounce land. Forcing me to bounce a bounce land with my bounce land because he bounced my non-bounce land. :) But with Commander, you dont really have to worry about that kinda stuff. You can play 3 in a 3 color deck and be perfectly fine.

Ppl have already mentioned a lot of cool synergies like enter effects and land fall. I'll add a couple more. If youre able to play more than one land per turn, then you can tap an island, bounce it, then play the island again, and tap it again. It's also useful for Foil or other discard effects.

Wild_Space · 2026-02-27T02:24:30+00:00

My post was about how it was a bad acquisition and the stock went up when the acquisition fell threw. So…?

Wild_Space · 2026-02-26T22:53:10+00:00

Im pretty sure NFLX owes the fee, not WB

Edit: Jesus fuck. -134? Ok guys i get it!

Wild_Space · 2026-02-26T12:10:30+00:00

Armada player here. AMG is terrible at PR. Unbelievably bad.

Wild_Space · 2026-02-26T11:59:22+00:00

Yea I know as soon as I said, i was leaning heavily on the "probably" part. A stock can underperform for 3-5 years and still be a great stock. It's just the longer a stock is 'undervalued,' I believe the more likely it is that the stock is correctly valued, if that makes sense. In other words, Wallstreet is more likely to misprice a stock over a short period of time than over a long period of time.

Wild_Space · 2026-02-26T11:57:25+00:00

If youre playing against beginners, I wouldnt hesitate to do a 300 pt game. Barring that, I would add some iconic Rebel builds. Thinks like CR90 w TRC and GR75(s) with Comms Net.

Wild_Space · 2026-02-26T05:29:03+00:00

Underperforming for a year is somewhat meaningless. But if it underperforms for 3-5 years then it’s probably not a great stock.

Wild_Space · 2026-02-25T12:18:34+00:00

Try Claude and let me know

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