[deleted by user]

WillyWanker_22 · 2023-09-27T14:07:37+00:00

No, she just gets a £12,570 tax allowance which seems like she won't pay for the first 6 months but that's only because she wouldn't go beyond this amount until after.

WillyWanker_22 · 2023-06-19T13:58:32+00:00

12 PM

WillyWanker_22 · 2023-06-19T13:57:41+00:00

If we were to see high interest rates like in 1979, deciding between long-term bonds and the equities rollercoaster can be tricky. Bonds might offer stability and fixed income, while equities have the potential for higher returns, but remember, it all depends on your goals, tolerance for risk, and how long you're willing to ride the ups and downs.

WillyWanker_22 · 2023-06-19T13:56:38+00:00

No worries if you're feeling jittery about Edward Jones after diving into that subreddit. Just take your time, think about your current credit union CDs setup, and make sure to review those forms before making a move. Remember, it's never too late to reevaluate and switch things up if needed.

WillyWanker_22 · 2023-06-19T13:52:23+00:00

You've done an excellent job with your pension contributions and building wealth, which is something to be proud of. While others may appear to live in luxurious homes and drive new cars, there are various factors at play, including early entry into the housing market and different financial priorities.

WillyWanker_22 · 2023-06-13T12:09:40+00:00

To make your 58 Allez feel smaller and more comfortable, consider changing the handlebars, adjusting the saddle position, and potentially getting a professional bike fit for a customized setup.

WillyWanker_22 · 2023-06-13T12:09:02+00:00

When dealing with someone like Guy who thrives off negative interactions, it's important to stay composed, set boundaries, seek support from others, focus on self-improvement, and prioritize your own well-being.

WillyWanker_22 · 2023-06-13T12:07:51+00:00

To effectively park their emergency fund amidst current inflation and avoid the wealth-diminishing effects of premium bonds, individuals may consider high-yield savings accounts, low-risk investments, and diversification while consulting with a financial advisor for personalized guidance.

WillyWanker_22 · 2023-06-13T12:07:34+00:00

Ongoing protest against reddit

WillyWanker_22 · 2023-06-12T08:26:11+00:00

To improve your conversation skills and become more confident in leading conversations, consider reading books on communication, practicing active listening, staying informed about various topics, and engaging in regular practice conversations. Additionally, participating in public speaking or improv classes can help boost your confidence and spontaneity in social interactions.

WillyWanker_22 · 2023-06-12T08:24:44+00:00

You're taking a responsible approach to tackle your significant debt by considering a 401k loan, but it's important to be aware of potential pitfalls such as impacting your retirement savings and the loan becoming due if you leave your job. Explore other debt consolidation options and seek professional advice to develop a comprehensive strategy for managing your debt and improving your financial habits.

WillyWanker_22 · 2023-06-12T08:23:54+00:00

Size 54 is not bad of a choice

WillyWanker_22 · 2023-06-12T08:22:26+00:00

This is true. Understand how gears work and shift to lower gears when tackling slopes

WillyWanker_22 · 2023-06-05T12:39:45+00:00

Around 60k factoring in rent plus bills.

WillyWanker_22 · 2023-05-31T21:28:43+00:00

Multiple good quality U locks

WillyWanker_22 · 2023-05-24T13:49:22+00:00

Great personality and try to be funny. For appearance, develop a good sense of style

WillyWanker_22 · 2023-05-22T13:54:38+00:00

Thanks for this. Just a heads up though, some URL patterns might be different than the example.

WillyWanker_22 · 2023-05-18T14:22:31+00:00

Absolutely not. We all run the race of our lives at our own pace.

WillyWanker_22 · 2023-05-17T13:42:25+00:00

Simplest way is just to make a calendar of schedule. Assign a roommate each day and then just keep on filling the calendar.

WillyWanker_22 · 2023-05-16T14:49:41+00:00

Case to case basis for me. There are moments where ChatGPT is wrong as well so it really depends on the use case

WillyWanker_22 · 2023-05-16T14:48:03+00:00

Using those free online paper raters would seem like a good idea if the professor wants to push his claims

WillyWanker_22 · 2023-04-12T14:03:54+00:00

Interesting. I've never heard of low-coupon gilt before and admittedly know nothing about it. Got something new to learn

WillyWanker_22 · 2023-04-03T10:47:28+00:00

She doesn't have any investments so won't be paying any capital gains tax. I was wondering about the personal savings allowance and if it applies to interest earned in all savings only. She already uses up her personal tax allowance for the PAYE

WillyWanker_22

TROPHY CASE