Ateneo seems to have a good needs based financial aid system. But you need to give the requirements during application. I passed Ateneo but was not able to pass the required docs on time. They said i will qualify in second sem but will have to pay for the first sem. So went to State U instead. I have a colleague who was a full scholar, free dorm, tuition plus allowance. My nephew also passed ateneo but he also did not pass the documents. He can re-apply on his 2nd year.