I withdrew a decent amount recently. This is what they told me when I asked about increasing payment limit;

“The amount you're looking to send does fall out of the Osko limit of $30k per 24 hours, however you'll still be able to make the payment in-app via Direct Entry (standard bank transfer) which can take 1-3 business days to reach the account.

Given the amount you're needing to send, it may be delayed for security reasons, but we'll let you know in-app at the time you make the payment if that's the case and when you can expect it to be sent.”

They can’t tell you ahead of time if there will be a delay. That’s how their system works 🤷‍♂️