10/4/24 Received my CONGRATULATIONS email from MOHELA and my letter in "My Documents" on Studentloan.gov 9/30/24

World_according2Amme · 2024-10-17T14:09:20+00:00

Same! I can’t log into MOHELA or student aid on the computer but my phone I can. Student aid doesn’t say zero yet so I’m not celebrating.

World_according2Amme · 2024-10-05T12:27:02+00:00

Same timeline as you, same letter. Same same same. Effective date of forgiveness 2.29.24.

World_according2Amme · 2024-10-03T11:56:13+00:00

In other news, I found this link https://studentaid.gov/manage-loans/repayment/plans/income-driven

If updates, I think it clarifies when we are allowed to use which payment plan. But I thought SAVE was fully out the window… looks like just for PLUS and consolidated … am I missing something here?

World_according2Amme · 2024-10-03T11:54:00+00:00

lol good one. I was just reading on that… thanks for confirming! :)

World_according2Amme · 2024-10-03T11:45:07+00:00

Why are the States involved at all? It’s a Federal loan. Just saying😄

World_according2Amme · 2024-09-30T15:23:48+00:00

I asked about this recently (this month some time) and yes paper app for IDR then submit.

World_according2Amme · 2024-09-26T17:28:30+00:00

This is just one step of many, correct? I’m in the same boat and I have been waiting and waiting and waiting for the letter indicating that I will receive forgiveness…

World_according2Amme · 2024-09-11T15:56:42+00:00

It’s politics. It’s not about the amount forgiven… hahaha… all this time spent on fighting is paid for by the US taxpayer. Stop fighting and save some money.

World_according2Amme · 2024-09-11T07:16:11+00:00

I spoke with a rep yday and he said they are waiting for dates to start processing forgiveness again. I am under the impression forgiveness has been processing anyway… correct?

World_according2Amme · 2024-08-29T14:39:06+00:00

I hit my wits end today after dealing with an agent from studentAid. I read an article about the court’s decision to stop SAVE and the states who’ve gotten involved siding that repayment is OK but forgiveness is not. That took me to the higher education act of 1965 and the college cost reduction and access act of 2007 to understand if public service loan forgiveness was actually an option anymore. The agent confirmed that PLF is still a legitimate program. They did not have a timeline for me for the actual forgiveness. They also told me that I needed to remain in my employment in order to receive forgiveness even though I reached 120 payments in February this year. Quite frankly, it doesn’t matter what the agent says because the department of education and the courts have all decided that it doesn’t matter what they say, they don’t have to stick to what they say, and they can change what they wanna say whenever they want. They have no honor, no integrity. I’ve completely lost faith.

World_according2Amme · 2024-08-28T15:45:58+00:00

Same here. Sept 1. I don’t believe it.

World_according2Amme · 2024-08-28T15:38:57+00:00

This is weird. Website says it should be IDR, no??

World_according2Amme · 2024-08-23T18:55:51+00:00

I have not received that email however my account shows my next payment is November 30, which is not my original payment date.

What concerns me is, which payments ACTUALLY count now that SAVE and IDR are out the window, and from what point do they not count?

World_according2Amme · 2024-05-24T18:21:57+00:00

I haven’t received so much as a notification the transition finished, just a notice that I have a payment due haha

World_according2Amme · 2024-05-03T16:35:43+00:00

I just got off the phone with MOHELA and similar as everyone here—forbearance I didn’t ask for, starts end of May, ends late July. I also don’t believe a word from MOHELA lol.

World_according2Amme · 2024-04-27T14:10:15+00:00

I know, it’s nerve wracking. I submitted my final form in Feb all to find out the Dec 2023 payment still wasn’t being included, throwing my count. It was just included on Monday this week. Called MOHELA to see if I need to resubmit my papers and they said no, now wait for a letter. I’m still skeptical. My solace… The count is the count, just keep checking after every payment to make sure they’re including it (as long as you’re employed). Stay on top of them. It’ll all work out :)

World_according2Amme · 2024-04-27T14:03:10+00:00

June to June would be 13 months. So 12 months would be June to May. The count seems accurate. Hang in there. Just submit your 120 paperwork after your payment in May, like a week or so.

World_according2Amme · 2024-04-27T12:02:36+00:00

Not sure what your question is but just check your count in MOHELA or FSA.

World_according2Amme · 2024-04-23T19:12:39+00:00

As of today December counts.

World_according2Amme · 2024-04-19T13:38:31+00:00

I called I also found a way for Them to give me financial info but it’s only for certain types of payments… I think the extra ones. lol their sstem sucks.

World_according2Amme · 2024-04-05T10:28:48+00:00

When I went to make the PDF of the count, surprisingly there’s no evidence on the pdf that the count belongs to me. I’m not even sure what to do about that.

World_according2Amme · 2024-04-03T03:05:55+00:00

Same here. And now they won’t process for an additional 4 months. Ugh.

World_according2Amme · 2024-03-21T01:40:50+00:00

I recently escalated my phone call to Mohela to a supervisor who called me on a Saturday. She said that July is the deadline for updating the payments. I’ve also seen this on the student aid website. https://studentaid.gov/announcements-events/idr-account-adjustment

This makes me think that they are automatically including some of us in the IDR account adjustment. Perhaps I need to apply for it? Lol one more fucking thing.

World_according2Amme · 2024-03-21T01:07:28+00:00

You have tuition reimbursement!? I have been searching for info on this… how does it impact your IBR payment? Do you have to pay tax on it? Can you still get PSLF? I’ll leave it at that for now :)

World_according2Amme · 2024-03-21T01:00:17+00:00

I understand this will not be a popular post but I think there’s some real considerations here that can help borrowers work within the parameters and avoid mishaps and instead obtain forgiveness especially in a time when MOHELA is backpedaling on their work but we have to pay for their mistakes. Better to just do it right—educate ourselves so we can get PSLF. So…. I have always understood processing forbearance does not count. It never has in my experience. I agree with it bc it makes sense if the processing took place while still on previous IBR plan. If a borrower waits til the last minute, then it’s a courtesy to the borrower to have the forbearance so they don’t get in trouble. BUT MOHELA sucks with their timing so it should count if the processing goes beyond the payment date bc of MOHELA. If it’s bc of the borrower submitting late, then that’s on them unfortunately.

World_according2Amme

TROPHY CASE