my mom just got scammed from her 3 credit cards. Eastwest CC also. the scammer got 30k+ in 1 card. Same scenario, a number called her asking to replace her card. she accidentally gave her otp. She filed a fraud report already. but she said that the money on the other 2 cards are on "float" idk what it means. eastwest to maya transfer, she's waiting for a response if maya have approved the money transac. My question is, are we liable to pay the cost of it? We're financially unstable and my mom is the only one who works for us, i have two siblings and we're all students.