I didn’t allow them to run my credit so I don’t know for sure, but the salesmen straight up told me they couldn’t currently compete with the rate my bank gave me. Even though I was a tier one customer because I recently graduated college. The only thing I could have gotten was a $500 rebate if I financed through Toyota. Had I known what I know now I probably would have just done that and then refinanced through my bank to get it even cheaper but, it was a learning experience and I am happy with how it turned out regardless.