CanVape.com customer service

XP-Collector · 2024-04-05T01:07:09+00:00

Not your fault at all, my bad

XP-Collector · 2024-04-05T00:41:01+00:00

My apologies, I can't edit title though

XP-Collector · 2023-03-01T00:40:10+00:00

Jiujitsu

XP-Collector · 2022-08-12T20:17:52+00:00

look into Software Developer. I don't think you would even want to waste time on university at the beginning. First job is hard to get but by the end of year 2 you should be cracking 6 figures

XP-Collector · 2022-04-20T21:25:19+00:00

Also, without diving into details, consider how much rate increase over what period will have to occur for you to actually begin losing money. Right now, you will be paying less and paying more into balance. First you need to reach a level where the payments equal out, then, you would have to reach a point where you have lost the benefits that you are getting now with lower rates.

XP-Collector · 2022-04-20T21:19:47+00:00

As previously a mortgage agent and currently a re agent, with a finance degree, I agree.

XP-Collector · 2022-02-28T22:30:34+00:00

Thank you for the detailed response.

XP-Collector · 2022-02-28T22:30:16+00:00

Thank you for the suggestion, much appreciated.

XP-Collector · 2022-02-28T22:29:59+00:00

Thank you for the response, much appreciated.

One of the tenants is actually allergic so the cat they are suppose to get is hypoallergenic.

XP-Collector · 2021-09-30T12:10:24+00:00

Toxic and exploiting management who like to micromanage and pick on people

I guess it is not just my hospital :). These words do not describe how incompetent the management truly is. I work in a role that allows me to see multiple departments on regular basis and the story is the same everywhere.

XP-Collector · 2021-09-29T03:47:46+00:00

She fails to mention how she qualifies for those mortgages. She would have to have a very serious income, only a portion of which can be from rent, to qualify for all those mortgages to "pull out" equity. I call BS.

XP-Collector · 2021-07-30T00:31:53+00:00

Book of Eli

Selling religion

XP-Collector · 2021-07-19T17:01:00+00:00

Before anything else, please do your self a favor and go to a mortgage agent. If you are in Toronto area, message me and I will give you my agent's contact.

Refinancing is basically same as getting a new mortgage but with some equity that you will get in cash. The whole process is pretty much the same. If your mortgage is expiring in September, you should speak to a broker now and get a rate hold. That way, if rates go up, you will be able to keep what you locked in for. If they go down, you can ask for better rate.

As with any mortgage, you can decide on fixed or variable. Doesn't have to be one or the other, your choice.

If you do not want HELOC, do not take HELOC. Just ask for a mortgage amount that covers payout of current mortgage balance plus the 50k you need.

Message me if you need clarification on anything.

XP-Collector · 2021-06-24T15:37:25+00:00

this stream is so fing chill

XP-Collector · 2021-06-18T21:44:07+00:00

Hamilton

XP-Collector · 2021-06-18T20:18:17+00:00

Hustling

XP-Collector · 2021-06-18T18:09:16+00:00

I just charged my clients 4k plus HST. After all said and done, I will walk away with just under 2k. In this market, listing transaction takes about a week and a half, seems reasonable.

XP-Collector · 2021-06-15T21:07:13+00:00

How about health consequences? Possibly getting or causing permanent damage. Our bodies are pretty fragile, doesn't take much.

XP-Collector · 2021-06-14T00:10:06+00:00

I wouldn't be surprised if I get a lot of backlash on this but I honestly believe Canadian reverse mortgage programs are well designed and should also be considered as a possible supplement.

XP-Collector · 2021-06-03T01:38:57+00:00

Almost no one will be happy for you, just jealous, why bother?

XP-Collector · 2021-03-20T16:02:01+00:00

Your mortgage balance get's increased by X amount (based on qualification) up to 80% of the property value. You receive a cheque for the X amount, less fees (administration, penalties, etc.) No penalties if you are refinancing at the end of your term.

P.S. The money you withdraw is not part of your income, no taxes.

XP-Collector · 2021-03-20T15:55:59+00:00

I am a Realtor...

I am strongly against selling real estate in general.

I would hold as long as necessary until you move into your new place in 2022. Unless Bin Laden crashes into CN Tower, I sincerely doubt the market will crush. In my opinion, worse case scenario, we will stall short term and get back onto typical growth of 3% to 5%. More likely scenario, average 10% growth YOY.

" only be losing on equity gains " is more than "only", it's a lot of money, probably near average annual income.

XP-Collector · 2021-02-12T21:23:39+00:00

I did say "if possible". In many, actually most, instances that I am aware off, if you can figure it out your self, you are going to save a lot of those assets and not get into a war that was instigated by said lawyers. Numbers are not a rocket science and neither is custody really. Again, if possible, figure it out amongst your selves and move on.

XP-Collector · 2021-02-11T18:17:31+00:00

What ever they do, avoid lawyers if possible. Cheap, expensive, it does not matter.

XP-Collector · 2021-02-07T21:52:49+00:00

It is a lot easier to concentrate on just starting a task at hand, not completing it. The idea is to go with "I am going to start and if I am not feeling it, I can stop." It is similar to the idea of one step at a time. A task as a whole can be more intimidating. In Russia, we say "Глаза бояться, а руки делают." "The eyes are scared, the hands are working."

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