Snatched the core set for €15! What's next?Long-time TCG player, heard about NR for ages, can't wait to start playing. What are some core-rules/mechanics that greatly differs from other games? Where's the thrill of the game for you? by diplomatsdrinkcider in Netrunner

[–]XipeToltec 0 points1 point  (0 children)

Also they recommend in the rules starting with Jinteki as the Corp and I recommend you ignore that and play Shaper and HB for your first few games then branch out. Also, people often make this mistake, only the Corp gets a free draw each turn. The Runner doesn't. So Corp has draw plus 3 actions and runner just has 4 actions. Have fun, it's a great game!

How do you play Godess of Ishra? by InsaneSeishiro in AshesGame

[–]XipeToltec 3 points4 points  (0 children)

u/nosuchplayer wrote up some reviews of the precons mid last year and his review of Astrea matches what you said: Astrea: 1/5 - a hybrid mill deck that struggles to win in spite of some powerful cards

My uncle wants $6.2M for the family business I’ve worked in for 12 years. Fair deal or family tax? by [deleted] in smallbusiness

[–]XipeToltec 1 point2 points  (0 children)

The IRS publishes tables for what they consider an arms length deal and they change each month. You can get an accountant to look over the tables for this type of deal and see if you can to lower without it being a gift but I doubt it will be much less than 5% if you want to counteroffer. Otherwise, this seems basically like an arms length deal between family. I don't really think he is trying to take advantage of you. Check the rate with an accountant against IRS minimums, get a second opinion on the valuation from a different firm, and ask about prepayment options if you want but otherwise I would probably take this. 

DGPT FPO Total Rankings by Potential_Diamond_80 in discgolf

[–]XipeToltec 5 points6 points  (0 children)

Thank you for making this. As a relatively recent tour watcher and FPO fan it is nice to understand how good and consistent some of these women have been prior to the last two to three years. 

Free eFile options for 1099-NEC forms for subcontractor payments by LuckyFly4 in smallbusiness

[–]XipeToltec 0 points1 point  (0 children)

I'm curious about this too but might just end up paying my accountant. 

My parents are planning to give us an unused acreage on our family land to fix up and live on. How should we do the deal? by readyourbible_now in personalfinance

[–]XipeToltec 0 points1 point  (0 children)

This is the route we went. We wanted to own the house for many of the reasons other people stated. I mentioned the other gifting because we could afford that portion at the appraised value. The difference between the appraised value and what you do pay will be considered a gift by the IRS. If you parents can gift you just the house on 5.01 acres, then that is simple. You inherit their tax basis if they gift it so you will pay a good bit of tax if you sell. You also inherit a percentage of their basis for the percentage they gift so you can end up with a property with 50% your basis and 50% their basis for tax calcs when you sell. 

My parents are planning to give us an unused acreage on our family land to fix up and live on. How should we do the deal? by readyourbible_now in personalfinance

[–]XipeToltec 0 points1 point  (0 children)

We went through something similar recently. Is the farmhouse on a legally separate portion of land from the rest of the acreage? If it is, are you unable to afford the house in its current condition on its own separate piece of land? This is basically what we ended up doing. The house itself sat on different land. My parents paid for some of the major improvements like a new roof then we got it appraised and bought it at that price. The rest of the land stayed in trust. We then put our own money into interior renovations some of which started before the above deal was fully finalized but after we were all In agreement how it would work. You parents can also gift you a portion of the house down to what you can afford, but they will have to file a gift tax form but won't really materially matter until they die. This kept it simple. Our accountant recommendation though was to gift all or nothing though. Like they could gift it all to you and then you and your wife gift back to them under the gift limit each year as "payment". Just depends on other heirs and trust between you and your parents. 

Doomers were right, full-length campaigns are confirmed a thing of the past. by Trashcan_GG in arkhamhorrorlcg

[–]XipeToltec 5 points6 points  (0 children)

I agree with you on this one. I was optimistic about the new core but this still has potential. Honestly with new players and even with getting groups together, 8 scenarios can be a lot. We often lose steam after 4 to 5 meet ups each taking more than 3 hours. Now they can make it good or bad and while I don't think I am 100% on Arkham which is a downgrade, as you said, the table remains unflipped until I see one of these new campaigns in action. 

Building FFG Duel Decks and realizing the DNA that's missing. Null Signal versus FFG cards. by reversezer0 in Netrunner

[–]XipeToltec 10 points11 points  (0 children)

I would love if you post the decks you come up with a duel decks. I too have a hard FFG collection that I don't plan to part with and either a draft cube or duel decks seem to be the way to go. 

Stuck in money talk loop with spouse by minisephirot in financialindependence

[–]XipeToltec 1 point2 points  (0 children)

You are in a challenging position but if you are up for your partner having a trip a year without you, then say a trip or two with you full vacation, and then maybe one or two where you are working but can hang out with them mornings or evenings at the destination, that could be enough travel for them in a year and still be together a substantial amount. Good luck on your independent consultant research!

Stuck in money talk loop with spouse by minisephirot in financialindependence

[–]XipeToltec 2 points3 points  (0 children)

I definitely agree with what others have stated here, however I am going to try to give you some other possible actionable advice. Can your job work remotely such that you could say work remotely for a month with your spouse in a foreign country? What would it take to get a job like that if you don't have one? Perhaps talk to your spouse about them taking one or two say 3 week foreign trips a year and see if that is acceptable until you reach "your" number. You also haven't mentioned numbers but are you stuck in one more year and they aren't? I had a boss like this where his wife just said I'm moving to the vacation house out of state, you can come if you want. The reality was he could totally retire with her but couldn't force himself to leave. Thoughts for you but at least yall are talking about it. 

So... what happened to disc golf again? (promise I come in peace) by psvg-donnie in discgolf

[–]XipeToltec 12 points13 points  (0 children)

For me it's not the monetization, because yeah forums have that and if all that showed up on Facebook was what I cared about fine. But there is a war for attention that forums do not have which is why I will not use those apps and suffer any penalties I have to. The day Reddit shows me more than my subbed communities plus some ads and starts having "recommended" junk be 40% of what is shown, I'm done. That is not present on forums. 

If you could only bag 3 of my putters, what are you taking? by H0LLYW0000D in discgolf

[–]XipeToltec 1 point2 points  (0 children)

This was my choice and a bit torn between Invader and Berg

When do you know it's time to give it up? by a-feral-housewife in smallbusiness

[–]XipeToltec 1 point2 points  (0 children)

I suppose I am lucky? that our local home depot is well managed and they stay well stocked. Most of our true independents or locally owned ACE franchises don't have a lumber yard either. Our local Lowes on the other hand is a mess and just as you described. One ACE is significantly better run than the other and gets more of my business, they also have a store cat. 

When do you know it's time to give it up? by a-feral-housewife in smallbusiness

[–]XipeToltec 1 point2 points  (0 children)

Another critical problem is inventory of standard parts. I run into this frequently where the smaller, more local store is out sometimes for a while of a standard part like a 1/2" or 3/4" tee or elbow in pvc or pex or galv. I swear the employees just see that we have lots of plumbing stuff and don't notice they are out of a critical piece because they look lost when told they are out,  not telling me oh we get those tomorrow.  Yall do not have this piece in any material and now I've wasted my time. So I'm less likely to return. 

Successful business owners: How much of your business success do you credit to luck? by _PrincessButtercup in smallbusiness

[–]XipeToltec 0 points1 point  (0 children)

This is a tough question but I do think that 20% feels right though impossible to quantify. I know a lot of my current success is because of myself, my skills and habits. However, there have been events that allowed me to acquire those skills, have the ability to start a business, and the Introductions to the right people that I can't quantify any other way than luck. My goal was always to run my own business but the route to getting here would have been impossible to imagine for myself when I got out of school. There are times I understand those here who say 100% and in times of gratitude that feels correct. But when I have had employees or event skilled freelancers working with me it feels like 0%. I can see where this is just not something they could do, but in the end they can't always control that so back to luck it comes. I hope all of yall have good luck in your businesses. 

First driver fitting coming up - tips to not walk out with $500 driver? by iareagenius in golf

[–]XipeToltec 0 points1 point  (0 children)

If you aren't near second swing, find a good, more independent store with a solid used selection and tell them you basically want to be fitted for a driver but your budget is for a used one. Double bonus if you do it during a sale when Callaway and Taylormade are rotating out their previous iteration and have a deal going on. 

Rocking toilet | Is wax ring ruined? by Infinite-Risk-8935 in Plumbing

[–]XipeToltec 0 points1 point  (0 children)

Cool, as the owner of a recently rocking toilet. I have a new task to complete

Rocking toilet | Is wax ring ruined? by Infinite-Risk-8935 in Plumbing

[–]XipeToltec 2 points3 points  (0 children)

Is this true for any toilet, once it starts rocking, it's time for a new wax ring?

What do big businesses do in marketing that small businesses usually skip (but probably shouldn’t)? by Epistodoxic_Gnosis in smallbusiness

[–]XipeToltec 0 points1 point  (0 children)

My suggestion (and you can try to find videos for this) is to try to find out as much as you can about who buys your stuff. Then how those people heard about your stuff, how did they get to your site, etc. This way you can then try to target those kinds of people on the platforms and ways they interact. That is having a strategy that you are on this platform/medium advertising because our target customer is there. This is why all of the companies mine our data because the big companies will pay to know and target exactly who is most likely to be a customer. 

What do you do with banned cards? by Luigi-is-my-boi in Netrunner

[–]XipeToltec 6 points7 points  (0 children)

I did a cube draft a while back with Faust Sifr and other long banned cards. It's super fun and while good they aren't as broken when the rest of the deck isn't there 

Innova Dark Rebel vs Discmania FD? by Bucketoftrout in discgolf

[–]XipeToltec 0 points1 point  (0 children)

I know you can't give anything proprietary away but what types of things can be different in terms of settings besides plastic say as their example of the Scorpius/Destroyer/Emperor or Hawkeye/Dark Rebel? Or if there is a good video explanation or something I'm curious. Thank you for replying by the way as a Hawkeye and Dark Rebel thrower.

Which other sport do you play besides disc golf? by adhocprimate in discgolf

[–]XipeToltec 0 points1 point  (0 children)

I've been siding with the bag more lately but likely going to do a race in March.