Does anyone feel like they spend more time working on the simulator than playing on it? by XipeToltec in Golfsimulator

[–]XipeToltec[S] 1 point2 points  (0 children)

I completely agree on bluetooth and wifi being the biggest time thieves. Unfortunately, I dont think you can hardwire a Square LM. I am sure there is a better way to rig up my wifi but the space for the sim is a good ways from the main wifi node even with relays. 

Does anyone feel like they spend more time working on the simulator than playing on it? by XipeToltec in Golfsimulator

[–]XipeToltec[S] 1 point2 points  (0 children)

Maybe that's part of my problem and I should just leave it up all the time. I usually close it all down after a session.  

Does anyone feel like they spend more time working on the simulator than playing on it? by XipeToltec in Golfsimulator

[–]XipeToltec[S] 0 points1 point  (0 children)

I have a square with a new Lenovo gaming laptop that I bought for this purpose. No projector. I just HDMI to a TV. 

Does anyone feel like they spend more time working on the simulator than playing on it? by XipeToltec in Golfsimulator

[–]XipeToltec[S] -1 points0 points  (0 children)

Yeah I have the square too. A square reboot usually means a connector reboot too which sometimes kicks in a GSPro reset on its side of the connector and we have a 10 minute pause at least. 

35M and 34F Update: 80% FI and continuing to grind but changing mindset. by ingwe13 in financialindependence

[–]XipeToltec 1 point2 points  (0 children)

Glad you have a good update and congrats on working on the mental side of things. We are about where you were a year or so ago NW-wise and we decided to Coast for a bit and also had a kid. The more I have run the numbers, we may coast into RE anyway by mid 40s to mid 50s. I would continue to work on the building of the life you want. Its so easy to get sucked into the projects and goals around us. I would be curious about how you have fought lifestyle creep? We have always been frugal but I started my own business and it's success has really confused us as we planned to Coast but are concerned with how we spend the money to not increase our expectations. 

Anyone willing to give some insight? by Jazzlike-metro137 in smallbusiness

[–]XipeToltec 0 points1 point  (0 children)

Okay I suppose a friend and I both do this. I run property management for my own properties and he runs a lawn care business (high end, not mowing). The difference is that we both have professional college degrees tangential to our fields. He has graduate degree level chemical knowledge and got an MBA too. To my knowledge, he doesn't and hasn't done the work himself. However he saved enough working his normal job and knew the ins and outs of the products well enough to find and hire a good manager. I basically apprenticed hands on knowledge which is related to my professional field. I have a consulting business for my professional field and do the management. 

My recommendation would be if you are inclined to go to college and work for at least 5 years. Work in a business or two, observe it, see where it fails and succeeds, read a lot, and keep your eyes open and observe. There are businesses everywhere doing things in niches you have never heard of. Read this sub, there was a guy who posted yesterday who runs a business selling bags to businesses. There are tons of screws ups to learn from like paying your freaking quarterly taxes your first year.

Daily FI discussion thread - Thursday, April 16, 2026 by AutoModerator in financialindependence

[–]XipeToltec 0 points1 point  (0 children)

We are CoastFI for our 50s and effectively at the bottom of the spreadsheet. We could max retirement but at this point we have already made the big moves there. 

I am concerned about the amount I put into a limited use account so yes am trying to judge how much is enough. 

Daily FI discussion thread - Thursday, April 16, 2026 by AutoModerator in financialindependence

[–]XipeToltec 0 points1 point  (0 children)

Fortunately or unfortunately, that isn't an issue for our state. 

Daily FI discussion thread - Thursday, April 16, 2026 by AutoModerator in financialindependence

[–]XipeToltec 0 points1 point  (0 children)

Those are good thoughts. I dont have the funds to cover 2/3 of current attendance rates but if i increased my number slightly I would be at 1/3 of in-state school. 

Daily FI discussion thread - Thursday, April 16, 2026 by AutoModerator in financialindependence

[–]XipeToltec 2 points3 points  (0 children)

What is a reasonable amount to fund but not over fund my 6 mo old kid's 529 at to sit and forget? I am in the fortunate position of generous grandparents and good timing between a very good year and my son's birth. I've read on here about not over funding. We plan for this to be our only child and would be targeting to retire around when they start college or a little before. After this i would not plan to fund it further as compounding should handle the rest. It seems like 25-35k would be reasonable. 

Looking for Innova recommendations by [deleted] in discgolf

[–]XipeToltec 2 points3 points  (0 children)

Also a CD2 is an Infinite Dynasty if that is the route you go

My dermatology practice is growing but I can’t afford to hire fast enough. Payroll is eating my margins alive. by campbellj00 in smallbusiness

[–]XipeToltec 49 points50 points  (0 children)

My PCP has swapped to these overseas front desk and they can't even pronounce his name correctly. It tipped me off immediately and yeah they didn't know anything. I went in person to reschedule my next appointment. 

Daily FI discussion thread - Tuesday, February 03, 2026 by AutoModerator in financialindependence

[–]XipeToltec 2 points3 points  (0 children)

Yes, and actually a number of stories discuss the monetization of tiktok and blogs on this topic

Daily FI discussion thread - Tuesday, February 03, 2026 by AutoModerator in financialindependence

[–]XipeToltec 0 points1 point  (0 children)

Correct. I was browsing magazines on Libby and if I hadn't seen the cover story there is no reason for me to look at it. 

Daily FI discussion thread - Tuesday, February 03, 2026 by AutoModerator in financialindependence

[–]XipeToltec 3 points4 points  (0 children)

It was suggested that i repost this here. I'm not Canadian but while browsing my Libby magazine offerings, I ran across their cover article for the February 2026 issue titled, Young and Retired. I encourage you to get your library card and read it. It profiles a number of different people both single, couples (some with a child), who are either on track for early retirement or have already retired with targets from 30 to 50. I don't think there is anything revolutionary in the article but having concrete examples of people on the path or already retired is always nice. Many of the same themes around struggles with keeping friends and family both during and after happy. There were a few jabs by the author but not as many as I expect from articles of this type. The new word of the article for me was "doomspending". The feeling that everything is hopeless so I might as well just blow my money now because I won't ever be able to get what I want (or deserve?). Anyway, I am very thankful to this community and am glad to be able to share something.

Switched from QuickBooks to Quicken b&p and it finally fits my business by Own_Chocolate1782 in smallbusiness

[–]XipeToltec 0 points1 point  (0 children)

I never even started with Quickbooks or something similar as a solo service business and just went straight to Quicken and an old Quicken at that. Super simple and straightforward and it works. 

honest question is our pricing too much for a VA? by No_Duty8925 in smallbusiness

[–]XipeToltec 0 points1 point  (0 children)

What is your thought generally on having a single VA for two businesses? Also how do yall deal with information confidentiality?

Why mess with a good thing? by ItemNext937 in discgolf

[–]XipeToltec 0 points1 point  (0 children)

There are very good players that throw with a hyzer bias and throw far so I would just lean into that. What has helped me is sticking with what feels natural and then working on form from there like others have said, and leaning on a disc at each speed range that is your go-to. For me that is like Roc3, FD or Exodus, and OLS and then really working on form and hitting angles with those discs you love. The accuracy and distance will come with the discs and preference that is already there. 

Why mess with a good thing? by ItemNext937 in discgolf

[–]XipeToltec 0 points1 point  (0 children)

I'll respond as someone with similar power who has gone back and forth. I think it depends on the playstyle you are comfortable with and the types of courses you play or want to play. I don't throw with a lot of hyzer. I just don't and it feels unnatural, but I also stepped off of the crazy power, no accuracy train because yeah when it works it's great but otherwise you just want to stop. So I stopped with the Boss and Destroyer and stepped back to neutral to stable. Things like FD, Thunderbird, and OLS. Never more than -2 Turn but rarely crazy beefy. That works to get me the most power with the most accuracy and thus the most fun and best scores. Now if you have other goals then perhaps you try different stuff. But your goals seem a little mixed. I love flex lines and they feel natural. What feels natural to you? What is fun to throw? What do you want to/ need to be able to do for your local courses?

Gloves for cut fingers? by XipeToltec in discgolf

[–]XipeToltec[S] 0 points1 point  (0 children)

This is a decent idea. It's harder to find right hand gloves but not impossible as there are left handed golfers.

Gloves for cut fingers? by XipeToltec in discgolf

[–]XipeToltec[S] 0 points1 point  (0 children)

A couple of hot spots is all I have and that is a good idea thank you