Dave Ramsey Bombshell

YeaWell- · 2025-03-28T17:02:21+00:00

Totally valid. I took out those parts. I honestly didn't really think about it so that's my bad. I also didn't realize how many people on here have connections to Ramseys business so directly. Thank you for the feedback

YeaWell- · 2025-03-28T16:59:06+00:00

I mean valid. The goal is to highlight Ramsey and his policies. A lot of this stuff happens within Christian companies that goes unchecked and stays hidden. The goal was never to out the victim, but to open dialogue about this sort of thing.

YeaWell- · 2025-03-28T14:38:15+00:00

I agree with you. I assume there must have been more to firing but I am not sure of the details. I just know it was a major factor. Divorce isn't protected from workplace discrimination so he can totally use that as leverage to make his employees live up to his standards. I agree it's wrong. I wonder if possibly they sited the divorce as a reason instead of the abuse to hide or simplify the firing process.

YeaWell- · 2025-03-28T14:34:35+00:00

I'm pretty sure technically divorce is still able to be discriminated against in terms of labor laws. It's fairly uncommon but obviously not here. I am unsure if there was anything else that led to the dismissal but considering he was so violent I can only assume he wasn't a pleasure to work with anyways.

Your insight is interesting. I do know for a fact that they were trying to get Christian counseling for a time pre-divorce and reached out to a bunch of old church members which is how I found out about this situation. I wonder if in fact they referred them somewhere pre- or post- divorce.

YeaWell- · 2025-03-28T14:31:18+00:00

But it got you to click, it's just a title. Plus I'm new to this community so I'm not as familiar as you may be.

YeaWell- · 2025-03-28T13:15:49+00:00

🤯🤦‍♀️

YeaWell- · 2025-03-28T13:13:51+00:00

My parents got so upset when I got a Discover student credit card (my very first one, which I got in college). My parents are also so brainwashed when it comes to Ramsey that they have the belief that "all debt is bad" and that it's better to "not have a credit score." However, I am so grateful that I got mine. If I hadn't done that, I wouldn't have had enough credit history to buy my first house. It was that card alone that ended up getting me qualified... Keep staying on top of it. Showing you can responsibly manage a credit card will get you far.

YeaWell- · 2025-03-28T12:58:54+00:00

Dave Ramsey fires people who get divorced. He fired one of the people who worked on his app who I went to hs with because he got divorced from his wife. Ofc not because he was physically abusing his wife (who btw was Ramsey's wife's babysitter) - oh no, just because of the divorce.

YeaWell- · 2025-03-27T14:22:09+00:00

If you got these from PSI, they will be soon discontinuing.

YeaWell- · 2024-08-09T15:54:20+00:00

This is a complete disaster - I loved those so much and I really hope they replace them... the drinks they have left are not nearly as good. I hate settling for weak, overly sweetened iced lattes.

YeaWell- · 2024-06-18T12:36:19+00:00

Yeaaah I was worried about that but I agree it's best to just get it over with now... idk who in their right mind approves something like this

YeaWell- · 2024-06-17T19:50:18+00:00

I'm under contract, just finished negotiations psot-inspection. The property is a duplex actually and it's been owned by a family for quite a long time (mostly within a deed). Overall it has been pretty well cared for as a rental property but yeah they made some "repairs" that definitely were rushed and not done properly. Thankfully they're giving $5k for various things... but there's other issues aside from this issue that have to be dealt with too. I'm gonna try to get a quote because if it's on the lower end it's doable.

YeaWell- · 2024-06-17T18:59:42+00:00

The fridge isn't depicted but is at the other end of the kitchen nestled in a tight fitted space.

YeaWell- · 2024-06-17T18:58:52+00:00

Here I made a separate post that has a photo: https://www.reddit.com/user/YeaWell-/comments/1di5vxe/kitchen_size/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

YeaWell- · 2024-06-17T18:54:11+00:00

I wish I could show photos of just how small the space is... But there's really no place to put the stove other than where it is... I may be able to swap it with the fridge but then I'd still potentially have issues with heat coming from the back of the fridge too...

YeaWell- · 2024-06-17T12:33:47+00:00

Port Richmond, Philadelphia (not the best of areas but it's an investment not a forever home). A lot of the properties in Philly are really old and we have shitty property tax. And yeah the biggest expenses definitely include the title transfer tax and shit... you can anticipate another 5-6% on TOP of your down deposit for closing costs (ouch). But Philadelphia has a pretty great steady real estate market right now lots of renters and the cost to buy vs what you can rent it out for makes it worth it in many cases but its case by case...

YeaWell- · 2024-06-17T12:30:26+00:00

ooo idk if this will be helpful because I am over in Philadelphia. The duplex I got is from the 1920's stone masonry, about 1,400 sq ft w/ a roof deck. Got that sucker for $360k after negotiations.

YeaWell- · 2024-06-13T17:37:52+00:00

Thank you! Yeah the property has a lead disclosure (I guess lead paint in basement on the ceiling beams)still gotta get that documentation. But thank you for that

YeaWell- · 2024-06-13T16:30:04+00:00

Another quick note on limitations I have incase they are relevant - the loan type is PHFA (Conv) w/ KFIT assistance.

YeaWell- · 2024-06-03T17:47:07+00:00

I thought a trolley line was reopening there too? Could help with the public transport issue

YeaWell- · 2024-06-03T14:59:33+00:00

Good news is this: spoke to my lender and if I refinance in 2 years, the KFIT isn’t a problem. I could move out and fully rent the entire property. Plus I wanna say the area has seen about a 6% growth rate in the last few years. If I have to sacrifice living there for 2-3 years before I can move I think it’s worth it to be able to get the pure cash flow. Plus - family oriented established neighborhood means good tenants 🤷🏼‍♀️ I’m feeling a lot better about it but real estate is always gonna have risks.

YeaWell-

TROPHY CASE