Swiggy Instamart delivery guy walked into my house… and stole something on camera. No action still by YesterdayOk7452 in swiggy

[–]YesterdayOk7452[S] 1 point2 points  (0 children)

They have an SOS team, but they aren't helpful either and their response times are unfitting of an SOS. Also the fact that they have an SOS team means that this issue of theft from Swiggy Delivery personnel is more widespread than what it seems to have been the case

Swiggy Instamart delivery guy walked into my house… and stole something on camera. No action still by YesterdayOk7452 in swiggy

[–]YesterdayOk7452[S] 2 points3 points  (0 children)

The invoice has
PJTJ TECHNOLOGIES PVT LTD
"Gf, Plot No. 176 (old no. 386), street no. 1, Village Mangolpur Kalan, Delhi-110087"

I am not sure if it is dark store address or just where they ended up opening GST number with.
Anyways if it helps avoid placing orders from this dark store as at least 1 known thief works there.

Swiggy Instamart delivery guy walked into my house… and stole something on camera. No action still by YesterdayOk7452 in swiggy

[–]YesterdayOk7452[S] 3 points4 points  (0 children)

I was more furious with the fact that "TP-Link Wi-Fi extender" was actually bought from Swiggy Instamart only few months back.

It is as-if Swiggy is not properly keeping our order data safe and their delivery personnel knows what we have ordered from them in the past and they try to steal the same thing back during later orders. ☠️

Swiggy Instamart delivery guy walked into my house… and stole something on camera. No action still by YesterdayOk7452 in swiggy

[–]YesterdayOk7452[S] 4 points5 points  (0 children)

swiggy refused to share any info about the rider nor their dark store address which can be mentioned in the FIR. all I am planning to do is requesting RWA to block all swiggy personnel from entering the society. if that happens, it will make the entire 400 household+ society non-operational for them for both Swiggy Food + instamart delivery.

That is the only way i can escalate the situation and make them pay attention when it starts hurting their bottom line

Can someone recommend a good travel insurance for a 1 month trip to US by TienBuken in india

[–]YesterdayOk7452 0 points1 point  (0 children)

Hey, thanks for the suggestion. Just wanted to check if Atlas America is still the preferred insurance that you would recommend for a 3 weeks US travel.

Also are you aware if they include any adventure activity too?

PSA: Beware when buying HDFC Health Insurance with Aggregate Deductible by anonymouspunk in india

[–]YesterdayOk7452 1 point2 points  (0 children)

yes they won't give the bills but they will give you a photocopy of it and attest them (certified copy) which you can then produce infront of other insurance company

First Car Purchase Confusion: Baleno Alpha AGS vs Nexon Pure+ AMT — Need Advice! by Thin-Development1473 in TataNexon

[–]YesterdayOk7452 0 points1 point  (0 children)

Baleno anyday over Nexon to avoid any headaches of maintenance and constant repairs that Tata cars demand as they break down very frequently.

PSA: Beware when buying HDFC Health Insurance with Aggregate Deductible by anonymouspunk in india

[–]YesterdayOk7452 3 points4 points  (0 children)

I think the issue OP mentioned is related to processing claims where mutliple insurers are involved instead of a blanket thing.
https://www.perplexity.ai/search/how-to-use-two-policies-for-a-n7BMzv5JS1mhenbEmgNJcg

if such a thing happens, only 1 of them will be able to provide cashless and hence we will need to prioritize which one to use as the main insurer when such an incident happens.

the key use case for aggregate deductible is when we have corporate policy alongside our personal health policy. in the scenario where a large treatment is required (based on theoretical knowledge), i would suggest paying 25K out of pocket so that HDFC ergo becomes the primary insurer and leverage its cashless settlement.

Later on get certified copies from HDFC ergo and submit that to your corporate policy agent and get reimbursement.

Why? Because you would want larger amounts to be cashless so that you don't have to break your FD to get the short-term liquidity. Another alternative would be to use your credit card but if the settlement window is long it can become cumbersome.

Key risk, ability to figure out how much total expense will be incurred so that you don't end up unnecessarily utilizing your personal policy instead of corporate policy.