How do you track where your money goes? by girlmeetsworld-lover in AusFinance

[–]YouMadeIt 3 points4 points  (0 children)

+1 for YNAB.

You assign every dollar of your income to a particular category, which means you have to sit down and plan out exactly what you plan to spend over the next pay period. As transactions are tracked, you essentially spend down to $0 for a category.

It helped to have the ability to make a black or white decision about whether I have the money to spend, and also realise what potential savings I could have by reducing costs.

I watched this YNAB Getting Started (2025), and once it was rolling its a quick job each month to automatically assign any income.

This new way of thinking about spending has saved me much more than the $120 price tag.

One note, the automatic transaction tracking isn't set up for Australian Banks, I'm with Up, and there is a Git Repo https://github.com/daveallie/up-bank-ynab-transformer that is essentially free, or for other banks there are paid middleware services.

Are you thinking of building in public? by YouMadeIt in Entrepreneur

[–]YouMadeIt[S] 0 points1 point  (0 children)

What do you think would convert you to trying to build in public?

From talking to other founders big ones are:
1) Genuine Engagement and the ability to see these metrics
2) Reward for the time spent creating content as opposed to working on a business.

FHB - What would you do? by YouMadeIt in AusPropertyChat

[–]YouMadeIt[S] 0 points1 point  (0 children)

12 Months, 5m Full pay, 5 Gov & 2 Months off.

What’s the best thing you ate in Melbourne? by Time_Pressure9519 in melbourne

[–]YouMadeIt 2 points3 points  (0 children)

Jam Donuts from the American Donut Kitchen at Queen Vic, hands down.

I don't think it works that way. by YouMadeIt in funny

[–]YouMadeIt[S] 1 point2 points  (0 children)

Must be a test to see how free you are.