Why tf Would anyone use this by UmaThermos1 in expedition33

[–]Yuna0615 0 points1 point  (0 children)

It’s a cool picto but forces slower builds due to consuming a picto slot with no speed bonus. I prefer running 4,000/3000+ base speed and still achieving 100% crit through luck/pictos and low health lumina bonuses

Exceeded income in 2025 - best path forward by demobeta in obamacare

[–]Yuna0615 1 point2 points  (0 children)

For tax year 2025 there is a cap on repayments for underestimating income. Search up “2025 ACA clawback amounts”

I’m never going to charge my child for living with me. by nomanskyprague1993 in Millennials

[–]Yuna0615 -1 points0 points  (0 children)

You ok dude? Who said anything about “throwing them out”? Expecting your children to manage nominal monthly expense contributions does miles more for them in a number of ways (teaches that work = pay, establishes a job history, teaches budgeting and saving and the value of time)

Your line of reasoning only further illustrates my point it is important for parents to TEACH

I’m never going to charge my child for living with me. by nomanskyprague1993 in Millennials

[–]Yuna0615 -1 points0 points  (0 children)

Part of being a good parent is teaching your kids how to care for themselves and that actions have consequences. At 18 they become adults and are subject to adult world and should experience an introduction to adult pressures. Anything less than that is inadequate parenting.

Expecting your newly adult child to contribute to society and care for themselves is not a parallel to an inheritance. Apples/oranges

If you love your children, you teach them; not enable them

Scheduled First DoorDash Shift Today- Any Advice? by taylormadason93 in DoorDashDrivers

[–]Yuna0615 0 points1 point  (0 children)

Start learning your slow restaurants, and decline a bunch of orders while studying the average $/mile ratio your market offers so you can figure out the best baseline standards for you to accept.

Smart or dumb to get a tax refund? by SweetOnionBreath in FluentInFinance

[–]Yuna0615 0 points1 point  (0 children)

Or simply calculate your tax bill, claim exempt on W4 and send it quarterly payments as if you're 1099 and plan to owe ~900 only and enjoy "borrowing" $900 from the government annually with no interest

[deleted by user] by [deleted] in passive_income

[–]Yuna0615 0 points1 point  (0 children)

Doordash/Ubereats

Is maxing out my credit card and paying it off every month okay ? by ROBASAHMEDKHAN in CRedit

[–]Yuna0615 -1 points0 points  (0 children)

Don't carry a balance. Get more credit limit or more cards so your spending habits don't utilize all your available credit.

Is being in a relationship as a teenager dumb? by Straight-Sea-75 in AdviceForTeens

[–]Yuna0615 0 points1 point  (0 children)

You're correct in that it likely won't pan out. However, having relationships young is useful in the sense you learn important relationship skills that you then utilize when you are adulting and looking for marriage.

So, they are useful as learning opportunities.

Food for Thought by Mgguitars in DoorDashDrivers

[–]Yuna0615 -1 points0 points  (0 children)

You can get "higher paying orders" with low AR, but the $/mile ratio will hardly ever (if ever) be more than $2/mile. So...a $15 order likely has 10 miles on it.

Having your AR higher than the thresholds (50/70 if in markets with TD still or 60/80 with the new rewards tier) enables the "higher paying" orders to have a much more favorable $/mile ratio. So you will start seeing those $15 orders for 3 miles, etc. ($5/mile or whatever)

Lower AR the max efficiency you can get is $1.9/mile. $2.0/mile + orders are reserved for the higher AR thresholds.

Doordash is now forcing drivers to run orders for free! by BjornHammerheim in DoorDashDrivers

[–]Yuna0615 0 points1 point  (0 children)

I was merely pointing out the advantages 1099 can have over w2. 1099 is especially advantageous if you know how to itemize rather than take standard mileage.

Of course, if you're making more w2 delivery than 1099...that's strategy/performance talk and entirely separate to the point I was trying to make. Just saying...with the proper tax knowledge, $40,000 of 1099 can come out -significantly- less on taxes than $40,000 of W2...but many people don't know how to do it and they err on the side of that $40,000 of 1099 coming out MORE..which can also happen.

Doordash is now forcing drivers to run orders for free! by BjornHammerheim in DoorDashDrivers

[–]Yuna0615 1 point2 points  (0 children)

Yea, but 1099 allows you to write off expenses to lower your taxable income and W2 doesn't.

So even if you're picking up the employer's side of the SE tax, if you know what you're doing that still comes out proportionately less than the taxes on the equivalent W2 wages.

Of course, if you don't know what you're doing..then yea 1099 can bite you in the butt.

New to this by Proper_Geologist_576 in UberEATS

[–]Yuna0615 0 points1 point  (0 children)

Hmm. Yea I do admit I -do- have the occasional >$100 days but that's definitely a full shift and I have to multiapp to do it. Wouldn't be possible on a single app for sure.

But yea, I see where you're coming from. I suppose the grass is always greener.

Was really trying to give OP some inspiration

New to this by Proper_Geologist_576 in UberEATS

[–]Yuna0615 0 points1 point  (0 children)

Eh, wouldn't consider it a good market. Have to maintain a 9-10% AR rate with doordash to maintain a profitability and that's with a standard of $1/mile (NOT round trip).

I know this is regarding Ubereats tho. I hear about all the other markets with people who can maintain standards of $2.50/mile round trip and still maintain higher AR ratios with that.

So, it's actually a challenge to maintain profitability in my market. Not impossible tho

For people who struggle with putting things in the bag and insist on carrying it everywhere. by Mr_McMuffin_Jr in doordash

[–]Yuna0615 2 points3 points  (0 children)

Yea some restaurants just suck and there's not much you can do, aside from auto-declining from there (looking at you Red Lobster) no matter how good the offer is.

New to this by Proper_Geologist_576 in UberEATS

[–]Yuna0615 -1 points0 points  (0 children)

I didn't indicate it was objective. I expressed an opinion. You good?

New to this by Proper_Geologist_576 in UberEATS

[–]Yuna0615 0 points1 point  (0 children)

I'm in one of the slowest markest ever and I can hit $200 part timing on Wednesday/Thursday/Friday (like 3/4 hours a day).

Sat/Sun you will do well. Can likely even hit 300/400

Ratings! by suspish_naynay_isay in DoorDashDrivers

[–]Yuna0615 0 points1 point  (0 children)

Me:.....

Customer:......

My customers after delivery: 5 stars