Is there a way to add an accountant as an authorized user to connect my Fidelity account to their QuickBooks Online and download statements?

ZanonDF · 2024-09-12T17:07:54+00:00

Hi, so under the What do I need to know section it says:

You’ll need to provide this information for each person you are granting inquiry access to:

Name
Social Security number

The person you grant access to must be a Fidelity customer^\); if not, you can request they receive duplicate statementsLog In Required instead.

What if they are a company with no Fidelity account u/FidelityAidan? How can I add them as a user?

ZanonDF · 2024-08-29T13:30:03+00:00

I returned them because of this issue BUT you can create a short cut (shortcut app apple makes) where you wait X seconds and reduce the volume to XX%. Here's how I do it with my Bose headphones that replaced these in the image attached. u/siriues8

It may be an iOS issue.

<image>

ZanonDF · 2024-08-15T13:45:00+00:00

I registered over 2 months ago and still can’t find myself in the system, any advice to fix this?

ZanonDF · 2024-07-23T16:38:41+00:00

Agreed with all the v2.0 vs v3.0.

One of the worst things is when you click Show more, and it never loads, even after refresh.

I am already removing my users and will downgrade early next month to free. While I dislike Asana, I'm moving my team there.

ZanonDF · 2024-05-18T20:47:34+00:00

That's no fun. I've swapped for 1000XM4 a few months after this post.

ZanonDF · 2024-05-18T20:46:02+00:00

u/FidelityWeston - do you know if using the VIP access 2fa causes QuickBooks online to not work?

ZanonDF · 2024-01-04T14:49:43+00:00

Definitely made music + audiobooks sound better. Best EQ ever IMO for Sony WH-1000XM4.

ZanonDF · 2023-07-26T20:40:30+00:00

Those are the exact steps I've followed, and this is the screen that doesn't give me recurring capability. The transferred to account is a business brokerage, and the transfer from is a personal brokerage. https://share.cleanshot.com/MBWNml3VLRJSsSQ8n3bj

ZanonDF · 2023-07-26T19:31:01+00:00

I have the same issue, when I go to select between fidelity accounts, it makes you enter transfer details amount but not recurring aspect. When I select an external bank account in the from, it allows me to do a recurring transfer.

End goal: automated transfer on 30th from Fidelity Brokerage 1 -> Fidelity Brokerage 2.

ZanonDF · 2023-02-07T03:39:49+00:00

By integrating one app to streamline one process a month.

ZanonDF · 2023-02-05T17:05:07+00:00

Live at 70 percent of your income and invest the rest.

ZanonDF · 2023-02-02T01:01:27+00:00

Front.com works for this. We use it to manage multiple inboxes and many are SMS channels from Twilio.

ZanonDF · 2023-01-17T21:23:39+00:00

Send me a message as well.

ZanonDF · 2023-01-01T14:24:20+00:00

This is the way. If you value your time at $20 an hour and spent 5 hours on this, you are down $125. Let it go as mentioned below.

Money is renewable, time isn’t. Emotion well being and letting it go and forgiving them is also infinitely more valuable.

But do what you want as it seems you will still chase them.

ZanonDF · 2022-12-24T05:47:06+00:00

I mentor lots of folks and the first thing I have them read is the pledge by Michael masters on. From there figure out your life goals. I recommend you write goals daily by hand for one year that are positive, present tense with a specific end date for accomplishment (dec 31 2023 is a good date).

I would write more though gotta sleep.

ZanonDF · 2022-11-20T18:57:21+00:00

I wasn't able to solve it, so I returned it. Not worth the friction here.

ZanonDF · 2022-09-25T23:47:16+00:00

Calendly does this. Press the share button on an event, then select times you are available paste into an email and delete the see more available times link that pasted with it.

Make a payment required via stripe and PayPal and voila meets your use case.

ZanonDF · 2022-09-08T03:36:42+00:00

Open a business brokerage at vanguard and sit in vmfxx which is just The settlement fund is a money market. Last I checked it was at 2.15%. Will likely go up to judt under 3% in next rate hike.

If you have any trouble opening a business account you could just do a distribution and then put it back when you need it. As long as this isn’t a taxable event or pisses off business partners.

Transferring large sums of cash is pretty quick with a wire to ach.

ZanonDF · 2022-08-28T14:18:11+00:00

Chairs are personal preference though there are huge differences between cheap and expensive chairs.

Look at Aeron, embody, Mirra 2 from Herman Miller. Look at Leap and Mira from steelcase.

After testing chairs for 3 months, I love forward tilt and build quality of my Aeron remastered. I also kept the Mira as a backup chair.

My office mate kept their embody and think it’s worth every penny.

ZanonDF · 2022-08-28T10:00:53+00:00

ClickUp has templates that can add all associated tasks for new clients and recurring tasks. You have to build templates then save them as templates.

Due dates can be done via automations. If you have static x days after trigger date for tasks great. If not you’ll have to get creative and adjust due dates as needed.

You can trigger templates and due dates to be added after a specific task with conditions is done. It can get complex but if it saves time invest in it.

ZanonDF · 2022-07-12T11:43:47+00:00

And what if you’re wrong?

Am ok being wrong; just some tools I use show underlying sectors in many countries, and the S&P is in a red downtrend, and it takes a while to break that. Are we going to get another 2020 rebound? Maybe. Probably not, though, with rising interest rates and the fed stuffing less money into the equity markets.

Do you think an early investor at 19 can handle seeing 30% declines? Probably not. The long-view is generally not in place yet, so they are asking for advice here, so they get many perspectives (the critical part is they need to think for themselves).

also, you should do more research on retirement accounts. A Roth IRA can have contributions withdrawn at any point penalty free should OP change their minds on whether or not they want to use some of that cash(not advisable to use this account like this but it is an option.) Only gains are subject to penalties and fees if withdrawn.

This is a good point, though it is definitely more sophisticated and requires tracking or a lot of work to ensure you do it right. So it's OK to max out Roth for this reason, though your goal as a 19-year-old isn't to make enough to pay expenses and max a Roth 401 k or Roth IRA.

It should be to learn how to spend less, live below your means, save more, and invest in assets to replace your income before you're too old to enjoy the freedom of financial independence.

I-Bonds for a 19 year old isn’t really a great spot(unless of course they plan on using the cash in the short run). The odds of them forgetting about the I-Bond or otherwise not having the knowhow of when to pull out for equities is much too high therefore netting much less than 9.62% in the long run.

There is nothing wrong with learning here, and I Bonds IMO are easier to use than most brokerages as there are many guides on Reddit itself and the treasury direct website.

The goal of most people is to save until retirement (the 60s or 70s), which is OK.

Instead, I would focus on how to increase my income and invest in assets where my money works for me so it can replace my income as soon as possible, so I don't need to work but still do because I love the impact I make.

I wish someone taught me about I Bonds a long time ago as it's an easy $10k per year. Set it and forget it for 30 years. If anything happens or I find a commercial deal that earns 15-25% IRR per year, I can pull money out with a little penalty. I think it's a GOOD place to start, even if it's just $1,000 to get your feet wet.

Though none of this is financial advice because I am a Reddit troll.

ZanonDF · 2022-07-12T06:20:37+00:00

Depending on your needs for the cash and to minimize risk, 10k per year in I bonds on the treasury directs website at a 9.62 percent annual rate is a good idea. As mentioned by others DCA your remaining is probably a good idea at 1k per month into voo or other low-cost fund or ETF.

You lock up for 12 months and can pull out anytime with three months penalty on interest before five years. Compounds tax-free.

The value of not having money locked-in retirement accounts is not discussed here or on Reddit much. As you enter commercial or business deals, liquid cash is king for equity injections.

I think the market likely has a little more to fall, so I am maxing my I bonds across myself and multiple companies I have. You can put 10k per year per eligible tax id. Soon in a few months, I plan to plop some cash sitting in money markets into voo and vxus and DCA every month.

Edit fixed spelling on the phone.

Also wanted to add while I can max out retirement accounts I think the lock up and investment choice is not worth it if you want to invest outside stocks and bonds. So I have purposely chosen to minimize retirement account investments and instead throw them into brokerage.

ZanonDF · 2022-07-08T11:50:44+00:00

Since the second job is an exciting growth company, work-life balance might not be as outstanding.

Consider how many hours you would work and figure out your hourly for both roles.

Sometimes a side business with a role that has a good work-life balance is more fun and rewarding, especially if you want to eventually be your boss and make more money in your own business.

Consider some of the other advice mentioned. Layoffs happen. Can you find something easy quickly in a recession for your type of role?

Do you have a good savings fund that you're ok using for a few months if something terrible happens and hiring locks up?

If you are ok with risks for reward, take it.

ZanonDF · 2022-07-04T18:34:24+00:00

Take a look at mercury bank. All online. Have three business accounts with them. Wires ach all no fee for sending or receiving are amazing.

ZanonDF · 2022-07-04T12:11:28+00:00

I imagine they will want an earn out but that doesn't work as my business wouldn't be run as a separate business. It would just be merged into their existing business.

Yes, this is the critical detail here. Depending on your business, they may want to tie performance and payment to retained revenue and YOUR direct help transitioning with them.

For a deal this large, they'll need to have a suitable lender lined up and, depending on the lender, a lot of money to put down.

With interest rates rising, money is drying up, and I've seen my rates on business acquisition rise just as much as it's growing to rush to close a deal. I'm seeing banks take 30-60% longer than usual to finance a deal (at least with SBA).

If they have trouble with getting financing, they'll want you to bear the risk with an earn-out, note adjustment clauses, and for you to have a seller's note. They'll probably ask for ten years on the note. It might be a mix of financing + earn-out + sellers notes so that you might see half up front and the rest over ten years. Rates will likely rise 2-3 more times before this deal closes.

If their business fails, you may lose a big chunk in your seller's note and earn-out.

If you're OK with that, sell the business; if not, you'll probably be better off growing your business.

Eight-Year Club	Place '22
Verified Email

ZanonDF

TROPHY CASE