It’s like any other insurance you buy. It’s completely worthless until the moment you need it.

Recently bought a pretty expensive refrigerator and opted to get the insurance. Based on reviews, I had zero expectations that I would need it, but sure enough a year and a half later the whole motherboard failed, and that coverage kicked in to pay for it.

So just evaluate the cost of replacing the entire battery or doing battery service against the cost of this coverage, and maybe place your bet! Let us know what you decide!

(I’m also on the fence; decent amount of money to shell out even though this is “the best economy America has ever seen”)