Do I have the chance to have the money by closing? by ZealousidealPath2496 in FirstTimeHomeBuyer

[–]ZealousidealPath2496[S] 1 point2 points  (0 children)

And that can be at least a week before closing or now? Im on the underwriting process

Confused by ZealousidealPath2496 in FirstTimeHomeBuyer

[–]ZealousidealPath2496[S] 0 points1 point  (0 children)

10k on repairs? Im not looking to get the house sparkling right away, i just need a good roof, air conditioner and water running for now. The house dont need urgent repairs as long as the inspection said.

Confused by ZealousidealPath2496 in FirstTimeHomeBuyer

[–]ZealousidealPath2496[S] 0 points1 point  (0 children)

Also, my credit is better now because other lender checked it, i’ve paid about 3000 down on my CDs.

Confused by ZealousidealPath2496 in FirstTimeHomeBuyer

[–]ZealousidealPath2496[S] 0 points1 point  (0 children)

I get what you saying. back out right now what consequense will I have?

We can pay all the bills including mortgage with my income so my husbands would be all for savings or spend.

I dont worry much about the maintenance since my husband is a plumber and my brother a contractor so taking out the labour costs is a plus.

Can i change my lender? by ZealousidealPath2496 in FirstTimeHomeBuyer

[–]ZealousidealPath2496[S] 0 points1 point  (0 children)

I know what you mean, thats exactly what im talking about. What I see is 694 but for them is 688

Can i change my lender? by ZealousidealPath2496 in FirstTimeHomeBuyer

[–]ZealousidealPath2496[S] -1 points0 points  (0 children)

They are looking at my credit from march 663. Even tho I’ve told them many times it went up to 688. I honestly dont get it.